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Radian Debuts Innovative Title Insurance and Closing Services Offering, titlegenius by Radian

New Blockchain-backed Technology Offers Better, Faster Way to Close on Home Purchases

Radian Group Inc. (NYSE: RDN) announced the launch of titlegenius by Radian, a direct-to-consumer service that provides a simple, transparent and secure way to order title insurance and closing services online.* Backed by patent-pending technology solution built on blockchain, titlegenius is the first in a series of “genius”-branded services the company is bringing to market to reimagine the way customers interact with the real estate services market. titlegenius debuted in Florida in May and the company is planning to expand it to additional states in the coming months.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20210610005923/en/

titlegenius by Radian, a direct-to-consumer service that provides a simple, transparent and secure way to order title insurance and closing services online. (Photo: Business Wire)

titlegenius by Radian, a direct-to-consumer service that provides a simple, transparent and secure way to order title insurance and closing services online. (Photo: Business Wire)

At www.mytitlegenius.com, consumers will have access to Radian’s blockchain-enabled online portal that empowers them to shop for and save on title and closing services directly. The portal provides easy-to-use tools that range from remote check capture to online notarization, enabling homebuyers to proceed through the closing process more quickly and confidently than ever before.

“titlegenius by Radian gives homebuyers control over the closing process through a fully digital experience that removes uncertainty, ensures timely communication, is competitively priced and lightens the financial burden on borrowers,” said Senior Executive Vice President, Chief Franchise Officer, Brien McMahon. “And as part of Radian, titlegenius benefits from the backing of one of the largest and most respected providers of mortgage and real estate services. We’re thrilled to launch this service for our customers and look forward to rolling out many other innovations in the coming months that are expected to transform the way real estate agents, lenders, mortgage and real estate investors, and consumers interact from search to close during the homebuying and selling process.”

titlegenius is offered through homegenius by Radian, a suite of digital products and services that are being engineered to solve not only the challenges customers and agents face today, but to anticipate and solve for ones they may face in the future. Some of the products and technologies that are part of the homegenius by Radian product suite today and in the near future were showcased during the company’s virtual Real Estate Segment Investor Day earlier today. Here are just some of the products and technologies the company expects to launch soon:

geniusbuyer: This Qualified Lead Network is being developed to identify, engage and leverage brokers across the country to provide home buyers and sellers the best real estate experience with the right real estate professional.

geniusprice: Provided by Radian’s Red Bell Real Estate, LLC subsidiary, geniusprice is an intelligent pricing engine, designed to lead the industry into the future with predictive modeling, artificial intelligence, and automation working together to deliver estimated property values with unparalleled accuracy in an instant.

geneuity: A sophisticated yet simple platform, geneuity combines artificial learning and machine learning technologies, data and modeling, with the tools agents need to do their jobs, into a single, powerful workflow system that is intended to deliver on the promise to make them “the smartest agent in the room.”

“By leveraging our emerging breakthrough digital solutions including our innovative property intelligence engine, patent-pending title solution on blockchain, and lead generation technology all powered by big data, analytics and artificial intelligence, we believe homegenius by Radian is poised to become a full-service solution that will finally deliver the long overdue innovation the real estate marketplace has been waiting for,” said Senior Executive Vice President, Chief Digital Officer, Eric Ray.

About Radian

Radian Group Inc. (NYSE: RDN) is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, risk, title, valuation, asset management and other real estate services. We are powered by technology, informed by data and driven to deliver new and better ways to transact and manage risk. Visit www.radian.com to learn more about how Radian is shaping the future of mortgage and real estate services.

Forward-looking Statements

All statements in this press release that address events, developments or results that we expect or anticipate may occur in the future are “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Exchange Act and the U.S. Private Securities Litigation Reform Act of 1995. In most cases, forward-looking statements may be identified by words such as “anticipate,” “may,” “will,” “could,” “should,” “would,” “expect,” “intend,” “plan,” “goal,” “contemplate,” “believe,” “estimate,” “predict,” “project,” “potential,” “continue,” “seek,” “strategy,” “future,” “likely” or the negative or other variations on these words and other similar expressions. These statements, which may include, without limitation, projections regarding our future performance and financial condition, are made on the basis of management’s current views and assumptions with respect to future events. Any forward-looking statement is not a guarantee of future performance and actual results could differ materially from those contained in the forward-looking statement. These statements speak only as of the date they were made, and we undertake no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. Our ability to successfully launch and implement new and innovative technologies and digital solutions is subject to risks and uncertainties, including, without limitation the risk that our digital product and services offerings fail to operate as expected or planned, and risks associated with: changes in data security and privacy laws and regulations which could restrict or limit our ability to use our property data and adversely affect our ability to market our products and services effectively; our ability to maintain and grow our relationships with homegenius customers and network participants; the possibility that we may fail to realize the anticipated benefits of investments we may make to grow our real estate businesses or to pursue new business initiatives, including the possibility that any such investments or initiatives may be disruptive to, or competitive with, our existing customers; our ability to adapt our solutions to technological changes, competition or evolving industry standards and to achieve or maintain a beneficial cost structure to achieve our growth strategies; and the effectiveness and security of our information technology systems and solutions. We operate in a changing environment where new risks emerge from time to time and it is not possible for us to predict all risks that may affect us. The forward-looking statements, as well as our prospects as a whole, are subject to risks and uncertainties that could cause actual results to differ materially from those set forth in the forward-looking statements.

For more information regarding these risks and uncertainties as well as certain additional risks that we face, you should refer to the Risk Factors detailed in Item 1A of our 2020 Form 10-K, and to subsequent Quarterly Reports on Form 10-Q and other reports filed from time to time with the SEC. We caution you not to place undue reliance on these forward-looking statements, which are current only as of the date on which we issued this report. We do not intend to, and we disclaim any duty or obligation to, update or revise any forward-looking statements to reflect new information or future events or for any other reason.

* “titlegenius,” “geneuity,” “geniusbuyer,” and “geniusprice” are brands of Radian Group Inc. The services described herein are provided by one or more Radian Group Inc. affiliates, including services provided by its licensed insurance affiliates or other entities. Title insurance is provided and underwritten by Radian Title Insurance Inc., 6100 Oak Tree Blvd, Suite 200, Independence, OH 44131, Tel: 877.936.8485, NAIC#: 51632, CA- License# 5093-0. FL – Title insurance license #34-1252928 (not licensed in AK, HI, ID, IA, ME, MI, NH, NJ, VT and WY). Title Services are provided by Radian Title Insurance Inc. and Radian Settlement Services Inc., 1000 GSK Drive, Suite 210, Coraopolis, PA 15108, Tel: 800.646.8258, FL- Non-Resident Title Agency #A271379, both wholly owned subsidiaries of Radian Group Inc. Radian Settlement Services Inc. is a title insurance agency for Radian Title Insurance Inc.

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