SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 10, 2001 NORWOOD FINANCIAL CORP. -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Pennsylvania 0-28366 23-2828306 ---------------------------- -------------- ---------------------- (State or other jurisdiction (SEC File No.) (IRS Employer of incorporation) Identification Number) 717 Main Street, P.O. Box 269, Honesdale, Pennsylvania 18431 ------------------------------------------------------ ------------ (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (570) 253-1455 -------------- Not Applicable ------------------------------------------------------------------------ (Former name or former address, if changed since last Report) INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 5. Other Events --------------------- Reference is made to the press release dated January 10, 2001, which is attached hereto as Exhibit 99, and incorporated herein by this reference. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits -------------------------------------------------------------- Exhibit 99 Press Release dated January 10, 2001. ---------- 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. NORWOOD FINANCIAL CORP. Date: January 10, 2001 By: /s/Lewis J. Critelli ------------------------------------ Lewis J. Critelli Executive Vice President and Chief Financial Officer