SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): February 24, 2006

                           BANKFINANCIAL CORPORATION
               (Exact Name of Registrant as Specified in Charter)

         Maryland                       0-25233                  75-3199276
  -----------------             -------------------------     ---------------
(State or Other Jurisdiction)     (Commission File No.)       (I.R.S. Employer
      of Incorporation)                                    Identification No.)


15W060 North Frontage Road, Burr Ridge, Illinois                   60527
------------------------------------------------                ----------
(Address of Principal Executive Offices)                        (Zip Code)

Registrant's telephone number, including area code:  (630) 242-7700
                                                     --------------


                                 Not Applicable
                                 ---------------
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))






Item 7.01.    Regulation FD Disclosure
              ------------------------
     BankFinancial  Corporation  (the  "Company") will review fourth quarter and
year-end  2005 results in a  conference  call and webcast for  shareholders  and
analysts on Friday, March 3, 2006 at 9:30 a.m. Central time.

     The  conference  call may be accessed by calling  (866)  700-0133 and using
participant  passcode  50155679.  The  conference  call  will be  simultaneously
webcast at www.bankfinancial.com, under Stockholder Information.

     A copy of the Company's  fourth quarter and year-end 2005 Earnings  Release
is  scheduled  to be  available  on the  Company's  website,  under  Stockholder
Information, at the end of the day on March 1, 2006.

     A copy of the press release  announcing the conference  call is attached as
Exhibit 99.

Item 9.01.    Financial Statements and Exhibits
              ---------------------------------

     The Index of Exhibits immediately precedes the attached exhibits.






                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                    BANKFINANCIAL CORPORATION



DATE: February 24, 2006             By: /s/ Paul A. Cloutier
                                        -----------------------------
                                        Paul A. Cloutier
                                        Executive Vice President and
                                          Chief Financial Officer





                                  EXHIBIT INDEX

The following exhibits are furnished as part of this report:

         Exhibit No.                Description
         -----------                -----------

            99               Press Release of BankFinancial Corporation








                                   EXHIBIT 99

                   PRESS RELEASE OF BANKFINANCIAL CORPORATION