================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 3, 2006 (November 3, 2006) ---------- ARBOR REALTY TRUST, INC. ------------------------------------------------------ (Exact name of registrant as specified in its charter) Maryland 001-32136 20-0057959 --------------- ------------ ------------------- (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) 333 Earle Ovington Boulevard, Suite 900 Uniondale, New York 11553 ----------------------------------------------------------------- (Address of principal executive offices) (Zip Code) (516) 832-8002 ---------------------------------------------------- (Registrant's telephone number, including area code) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ================================================================================ Arbor Realty Trust, Inc. Current Report on Form 8-K ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On November 3, 2006, Arbor Realty Trust, Inc. issued a press release announcing its earnings for the quarter ended September 30, 2006, a copy of which is attached hereto as Exhibit 99.1. ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS. (d) Exhibits Exhibit Number Description ------- ----------------------------------------------------------- 99.1 Press Release, dated November 3, 2006. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: November 3, 2006 ARBOR REALTY TRUST, INC. By: /s/ Walter K. Horn ---------------------------- Name: Walter K. Horn Title: General Counsel, Secretary and Director of Compliance EXHIBIT INDEX Exhibit Number Description ------- ----------------------------------------------------------- 99.1 Press Release, dated November 3, 2006.