Pricing Supplement Number 228 Dated May 12, 2008
CALCULATION OF REGISTRATION FEE
Title of Each Class of
Securities Offered		 Maximum
Aggregate Offering
Price(1)		 Amount of
Registration Fee(2)
6.400% Internotes® Due May 15, 2023 $20,000,000 $786.00
TOTAL   $786.00
(1)  Excludes accrued interest, if any.
(2)  A filing fee of $786.00 calculated in accordance with Rule 457(r), has been transmitted to the SEC in connection with the securities offered by means of this pricing supplement.
 
Prudential Financial InterNotes®, Due One Year or More from Date of Issue
Filed under Rule 424(b)(3), Registration Statement(s) No. 333-132469, 333-132469-01 and 333-132469-02
Pricing Supplement Number 228 Dated May 12, 2008
(to Prospectus dated March 16, 2006 and Prospectus Supplement dated March 16, 2006)
Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.
 
CUSIP 
Number		 Aggregate 
Principal Amount		 Selling Price  Gross Concession Net 
Proceeds		 Coupon
Type		 Coupon
Rate		 Coupon
Frequency		 Maturity Date 1st Coupon Date 1st Coupon Amount Survivor's
Option		 Product
Ranking		 Moody's
Rating		 S & P
Rating
74432AD72 $20,000,000.00 100.000% 2.000% $19,600,000.00 FIXED 6.400% SEMI-ANNUAL 05/15/2023 11/15/2008 $32.00 YES Senior Unsecured Notes A3 A+
Redemption Information: Callable at 100.000% on 05/15/2011 and every interest payment date thereafter.
Note: ***Limited Size - Please call the Incapital Sales Desk to place your order. 312-379-3710 (Chgo) or 877-878-9000 (Fl)
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, Incapital, LLC Agents:  A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC
The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 05/15/2011 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days' prior notice to the noteholder and the trustee, as described in the prospectus.
 


Prudential Financial, Inc.

 Offering Dates: May 08, 2008 through May 12, 2008
Trade Date: Monday, May 12, 2008 @12:00 PM ET
Settlement Date: Thursday, May 15, 2008 
Minimum Denomination/Increments: $1,000.00/$1,000.00
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0235 via RBC Dain Rauscher Inc.

If the maturity date or an interest payment date for any note is not a Business Day (as defined in the Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.

The Prudential Financial, Inc. InterNotes will be represented by a master global note in fully registered form, without coupons. The master global note will be deposited with, or on behalf of, DTC and registered in the name of a nominee of DTC, as depository, or another depository as may be named in a subsequent pricing supplement.

The Bank of New York, as successor trustee under an indenture dated as of April 25, 2003, as supplemented and amended, will act as trustee for the Notes. Citibank, N.A. will act as paying agent, registrar and transfer agent for the Notes and will administer any survivor's options with respect thereto.

InterNotes® is a registered trademark of Incapital Holdings LLC.  All rights reserved
Prudential Financial, Inc.
$2,500,000,000.00 Prudential Financial Retail Medium-Term Notes, including Prudential Financial InterNotes®
Prospectus dated March 16, 2006 and the Prospectus Supplement dated March 16, 2006