SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 or 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report: April 26, 2004
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CHEVIOT FINANCIAL CORP.
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(Exact Name of Registrant as specified in its charter)
Federal 0-50529 56-2423720
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(State or other (Commission File No.) (IRS Employer
jurisdiction of Identification
incorporation or Number)
organization)
3723 Glenmore Avenue
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Cheviot, OH 45211-4744
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(513) 661-0457
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(Address, including zip code, and telephone number
including area code of Registrant's
principal executive offices)
Not Applicable
(Former name or former address, if changed since last report)
Item 5. Other Events.
Item 7. Financial Statements and Exhibits.
(c) Exhibits.
EXHIBIT NO. DESCRIPTION
99 Press release of Cheviot Financial Corp., dated
April 26, 2004, announcing the company's earnings for
the three months ended March 31, 2004.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
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Date: By:
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EXHIBIT INDEX
EXHIBIT NO. DESCRIPTION
99 Press release of Cheviot Financial Corp., dated April 26,
2004, announcing the company's earnings for the three months
ended March 31, 2004.