FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
DEUTSCHE BANK AG            NAMEN AKT           D18190898        2       25 SH       DEFINED                    25        0        0
ACCENTURE PLC                                   G1151C101       83     2000 SH       DEFINED                     0        0     2000
BUNGE LTD                                       G16962105        1       10 SH       DEFINED                    10        0        0
COOPER INDUSTRIES LTD       CLASS A             G24140108        0       11 SH       DEFINED                    11        0        0
COVIDIEN PLC                                    G2554F105      126     2630 SH       SOLE                     2630        0        0
COVIDIEN PLC                                    G2554F105        0        6 SH       DEFINED                     6        0        0
GARMIN CORP                                     G37260109        0       15 SH       DEFINED                    15        0        0
INGERSOLL RAND PUBLIC LTD CO                    G47791101        2       59 SH       DEFINED                    59        0        0
NABORS INDUSTRIES LTD                           G6359F103        5      230 SH       SOLE                      230        0        0
SEAGATE TECHNOLOGY                              G7945J104      191    10500 SH       SOLE                    10500        0        0
XL CAP LTD                  CL A                G98255105        1       50 SH       DEFINED                    50        0        0
ACE LIMITED                                     H0023R105        1       14 SH       DEFINED                    14        0        0
ALCON INC.                                      H01301102        3       18 SH       DEFINED                    18        0        0
NOBLE CORPORATION                               H5833N103     1125    27632 SH       SOLE                    25777        0     1855
NOBLE CORPORATION                               H5833N103        8      200 SH       DEFINED                   200        0        0
TRANSOCEAN LTD                                  H8817H100        4       47 SH       SOLE                       47        0        0
TYCO ELECTRONICS LTD F                          H8912P106        2       90 SH       DEFINED                    90        0        0
ALVARION LTD                                    M0861T100        4     1000 SH       SOLE                     1000        0        0
VERIGY LTD                                      Y93691106        0       37 SH       SOLE                        0        0       37
AFLAC INC                   COM                 001055102      321     6940 SH       SOLE                     5140        0     1800
AK STL HLDG CORP            COM                 001547108        1       30 SH       DEFINED                    30        0        0
AOL INC COM NEW                                 00184X105        5      219 SH       DEFINED                     7        0      212
AT&T INC                    COM                 00206R102     4410   157375 SH       SOLE                   132566        0    24809
AT&T INC                    COM                 00206R102      206     7369 SH       DEFINED                  3984        0     3385
ABBOTT LABS                 COM                 002824100     1673    30981 SH       SOLE                    29106        0     1875
ABBOTT LABS                 COM                 002824100       72     1325 SH       DEFINED                   325        0     1000
ACTIVISION BLIZZARD INC                         00507V109        6      560 SH       SOLE                      560        0        0
AETNA INC NEW               COM                 00817Y108       54     1690 SH       SOLE                     1690        0        0
AETNA INC NEW               COM                 00817Y108        1       45 SH       DEFINED                    45        0        0






                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
AGILENT TECHNOLOGIES INC    COM                 00846U101        9      305 SH       SOLE                        0        0      305
AIR PRODS & CHEMS INC       COM                 009158106     1234    15220 SH       SOLE                    14555        0      665
AIR PRODS & CHEMS INC       COM                 009158106        9      114 SH       DEFINED                   114        0        0
ALCOA INC                   COM                 013817101      198    12302 SH       SOLE                    11702        0      600
ALLIANT ENERGY                                  018802108        3      100 SH       SOLE                      100        0        0
ALLIANCE FINL CORP                              019205103     1428    52600 SH       SOLE                    20800        0    31800
ALLIANCE FINL CORP                              019205103      109     4000 SH       DEFINED                  4000        0        0
ALLSTATE CORP               COM                 020002101       20      680 SH       SOLE                      636        0       44
ALTRIA GROUP INC            COM                 02209S103      217    11085 SH       SOLE                    10975        0      110
ALTRIA GROUP INC            COM                 02209S103       29     1500 SH       DEFINED                   900        0      600
AMAZON COM INC              COM                 023135106        0        2 SH       DEFINED                     2        0        0
AMERICAN EXPRESS CO         COM                 025816109      365     9005 SH       SOLE                     9005        0        0
AMERICAN EXPRESS CO         COM                 025816109      203     5000 SH       DEFINED                     0        0     5000
AMERIPRISE FINL INC COM                         03076C106        1       25 SH       DEFINED                    25        0        0
AMGEN INC                   COM                 031162100     2190    38720 SH       SOLE                    35995        0     2725
AMGEN INC                   COM                 031162100        8      150 SH       DEFINED                   150        0        0
AMYLIN PHARMACEUTICALS INC                      032346108        1      100 SH       SOLE                      100        0        0
ANADARKO PETE CORP          COM                 032511107       43      690 SH       SOLE                      690        0        0
ANADARKO PETE CORP          COM                 032511107      100     1600 SH       DEFINED                     0        0     1600
ANHEUSER-BUSCH INBEV SA/NV  SPONSORED ADR       03524A108        0        6 SH       DEFINED                     6        0        0
AON CORP                    COM                 037389103       46     1200 SH       DEFINED                     0        0     1200
APACHE CORP                                     037411105     2495    24182 SH       SOLE                    22647        0     1535
APACHE CORP                                     037411105       26      250 SH       DEFINED                   250        0        0
APOLLO GROUP INC            CL A                037604105       88     1460 SH       SOLE                     1460        0        0
APPLE INC COM               COM                 037833100     1854     8799 SH       SOLE                     8364        0      435
APPLE INC COM               COM                 037833100        9       45 SH       DEFINED                    45        0        0
APPLIED MATLS INC           COM                 038222105        7      500 SH       SOLE                      500        0        0
AQUA AMER INC                                   03836W103        9      498 SH       SOLE                      498        0        0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SHS     03938L104        1       23 SH       DEFINED                    23        0        0
ARCH COAL INC                                   039380100        1       50 SH       SOLE                        0        0       50
ARCHER DANIELS MIDLAND CO   COM                 039483102      175     5590 SH       SOLE                     5590        0        0
ARCHER DANIELS MIDLAND CO   COM                 039483102        1       40 SH       DEFINED                    40        0        0
AUTOMATIC DATA PROCESSING                       053015103      188     4400 SH       SOLE                     4400        0        0
AUTOMATIC DATA PROCESSING                       053015103       64     1500 SH       DEFINED                  1500        0        0

                                       2





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
AVON PRODS INC              COM                 054303102     1893    60109 SH       SOLE                    56334        0     3775
AVON PRODS INC              COM                 054303102       14      450 SH       DEFINED                   450        0        0
AXCELIS TECHNOLOGIES INC    COM                 054540109        1      471 SH       SOLE                        0        0      471
BB&T CORP                   COM                 054937107        1       30 SH       DEFINED                    30        0        0
BCE INC COM NEW                                 05534B760        8      300 SH       SOLE                      300        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      320     5527 SH       SOLE                     5527        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      168     2900 SH       DEFINED                  1588        0     1312
BMC SOFTWARE INC                                055921100      139     3460 SH       SOLE                     3460        0        0
BAKER HUGHES INC            COM                 057224107     1036    25601 SH       SOLE                    24101        0     1500
BAKER HUGHES INC            COM                 057224107       33      825 SH       DEFINED                   125        0      700
BALL CORP                   COM                 058498106       46      890 SH       SOLE                      890        0        0
BANK OF AMERICA CORPORATION COM                 060505104      352    23399 SH       SOLE                    22149        0     1250
BANK OF AMERICA CORPORATION COM                 060505104       63     4185 SH       DEFINED                    90        0     4095
BANK NEW YORK MELLON CORP   COM                 064058100      103     3690 SH       SOLE                     3690        0        0
BANK NEW YORK MELLON CORP   COM                 064058100       56     2007 SH       DEFINED                     7        0     2000
IPATH DOW JONES INDX T/R    UBS CMDT ETN36 - ETF06738C778       85     2009 SH       SOLE                     2009        0        0
BAXTER INTL INC             COM                 071813109     2023    34473 SH       SOLE                    32798        0     1675
BAXTER INTL INC             COM                 071813109        9      157 SH       DEFINED                   157        0        0
BEMIS INC                   COM                 081437105       52     1745 SH       SOLE                     1745        0        0
BERKSHIRE HATHAWAY INC DEL  CL A                084670108       99        1 SH       SOLE                        0        0        1
BEST BUY INC                COM                 086516101       18      450 SH       SOLE                      450        0        0
BHP BILLITON LIMITED                            088606108       27      350 SH       SOLE                      350        0        0
BIG LOTS INC                                    089302103       83     2850 SH       SOLE                     2850        0        0
BIOGEN IDEC INC                                 09062X103       49      925 SH       SOLE                      925        0        0
BLACK & DECKER CORP         COM                 091797100       46      710 SH       DEFINED                    10        0      700
BOEING CO                   COM                 097023105       81     1500 SH       SOLE                     1500        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108      302    11957 SH       SOLE                    10557        0     1400
BRISTOL MYERS SQUIBB CO     COM                 110122108       76     3000 SH       DEFINED                  1000        0     2000
BROADCOM CORP               CL A                111320107        0       10 SH       DEFINED                    10        0        0
BROWN FORMAN CORP           CL B                115637209      134     2500 SH       DEFINED                     0        0     2500
BURLINGTON NORTHN SANTA FE CCOM                 12189T104      172     1740 SH       SOLE                      540        0     1200
CBS CORP NEW CL B                               124857202       11      815 SH       DEFINED                    65        0      750
CF INDS HLDGS INC           COM                 125269100      113     1245 SH       SOLE                     1245        0        0

                                       3





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         

CH ENERGY GROUP INC                             12541M102        4      100 SH       SOLE                      100        0        0
CIGNA CORP                  COM                 125509109       70     1985 SH       SOLE                     1985        0        0
CME GROUP INC COM                               12572Q105        1        3 SH       DEFINED                     3        0        0
CSX CORP                    COM                 126408103       52     1080 SH       SOLE                     1080        0        0
CVS/CAREMARK CORP           COM                 126650100      217     6740 SH       SOLE                     6740        0        0
CA INC COM                                      12673P105      127     5665 SH       SOLE                     5665        0        0
CAMERON INTERNATIONAL CORP                      13342B105        1       20 SH       DEFINED                    20        0        0
CAMPBELL SOUP CO            COM                 134429109      235     6950 SH       SOLE                     6950        0        0
CAMPBELL SOUP CO            COM                 134429109       44     1300 SH       DEFINED                     0        0     1300
CAPITAL ONE FINANCIAL CORP                      14040H105        8      205 SH       SOLE                      205        0        0
CARDINAL HEALTH INC         COM                 14149Y108       22      675 SH       SOLE                      675        0        0
CAREFUSION CORP                                 14170T101        8      337 SH       SOLE                      337        0        0
CATERPILLAR INC DEL         COM                 149123101      240     4205 SH       SOLE                     2805        0     1400
CATERPILLAR INC DEL         COM                 149123101       29      507 SH       DEFINED                   507        0        0
CELGENE CORP                                    151020104      183     3285 SH       SOLE                     3285        0        0
CELGENE CORP                                    151020104        1       14 SH       DEFINED                    14        0        0
CENTURYTEL INC              COM                 156700106       50     1390 SH       SOLE                     1390        0        0
CHESAPEAKE ENERGY CORP                          165167107       57     2185 SH       SOLE                     2185        0        0
CHEVRON CORPORATION NEW                         166764100     3605    46827 SH       SOLE                    44442        0     2385
CHEVRON CORPORATION NEW                         166764100      172     2235 SH       DEFINED                   387        0     1848
CHUBB CORP                  COM                 171232101      249     5070 SH       SOLE                     5070        0        0
CHUBB CORP                  COM                 171232101       30      600 SH       DEFINED                     0        0      600
CIMAREX ENERGY CO                               171798101        1       20 SH       DEFINED                    20        0        0
CISCO SYS INC               COM                 17275R102     2397   100190 SH       SOLE                    94770        0     5420
CISCO SYS INC               COM                 17275R102      111     4629 SH       DEFINED                  2629        0     2000
CITIGROUP INC                                   172967101       10     3100 SH       SOLE                     3100        0        0
CLOROX CO DEL               COM                 189054109      104     1700 SH       SOLE                      500        0     1200
CLOROX CO DEL               COM                 189054109       73     1200 SH       DEFINED                     0        0     1200
COACH INC                   COM                 189754104       59     1615 SH       SOLE                     1615        0        0
COCA COLA CO                COM                 191216100     1537    26967 SH       SOLE                    24867        0     2100
COCA COLA CO                COM                 191216100      108     1900 SH       DEFINED                   400        0     1500
COCA COLA ENTERPRISES INC   COM                 191219104       69     3260 SH       SOLE                     3260        0        0
COGNIZANT TECHNOLOGY SOL                        192446102     1276    28160 SH       SOLE                    26210        0     1950
COGNIZANT TECHNOLOGY SOL                        192446102        6      125 SH       DEFINED                   125        0        0

                                       4





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
COLGATE PALMOLIVE CO        COM                 194162103      164     2000 SH       DEFINED                     0        0     2000
COMCAST CORP NEW CL A                           20030N101      212    12559 SH       SOLE                    12559        0        0
COMCAST CORP NEW CL A                           20030N101       23     1373 SH       DEFINED                    17        0     1356
COMCAST CORP NEW                                20030N200       24     1500 SH       DEFINED                     0        0     1500
COMMERCIAL METALS CO        COM                 201723103        6      390 SH       SOLE                      390        0        0
COMPANHIA PARANAENSE ENERGY                     20441B407       11      500 SH       SOLE                      500        0        0
COMPUTER SCIENCES CORP      COM                 205363104       60     1040 SH       SOLE                     1040        0        0
COMPUWARE CORP                                  205638109       32     4380 SH       SOLE                     4380        0        0
CONAGRA FOODS INC           COM                 205887102       37     1600 SH       SOLE                     1600        0        0
CONOCOPHILLIPS                                  20825C104      178     3481 SH       SOLE                     1730        0     1751
CONSOLIDATED EDISON INC                         209115104       28      625 SH       SOLE                      625        0        0
CONSTELLATION BRANDS INC                        21036P108        1       45 SH       DEFINED                    45        0        0
CONSTELLATION ENERGY CORP   COM                 210371100      126     3595 SH       SOLE                     3595        0        0
CORN PRODS INTL INC         COM                 219023108        4      150 SH       SOLE                        0        0      150
CORNING INC                 COM                 219350105       53     2750 SH       SOLE                     2700        0       50
CORNING INC                 COM                 219350105        2      100 SH       DEFINED                   100        0        0
COSTCO WHSL CORP NEW        COM                 22160K105      338     5720 SH       SOLE                     5620        0      100
COSTCO WHSL CORP NEW        COM                 22160K105       67     1124 SH       DEFINED                  1124        0        0
COVENTRY HEALTH CARE INC                        222862104       39     1600 SH       SOLE                     1600        0        0
CREDIT SUISSE GROUP         SPONSORED ADR       225401108        1       15 SH       DEFINED                    15        0        0
DR HORTON INC                                   23331A109       63     5815 SH       SOLE                     5815        0        0
DR HORTON INC                                   23331A109        0       40 SH       DEFINED                    40        0        0
DANAHER CORP DEL            COM                 235851102     1247    16585 SH       SOLE                    15435        0     1150
DANAHER CORP DEL            COM                 235851102        3       42 SH       DEFINED                    42        0        0
DEAN FOODS CO NEW           COM                 242370104        0       25 SH       DEFINED                    25        0        0
DEERE & CO                  COM                 244199105      108     2000 SH       DEFINED                     0        0     2000
DELL INC                                        24702R101        2      120 SH       DEFINED                   120        0        0
DENTSPLY INTL INC NEW       COM                 249030107        4      100 SH       SOLE                      100        0        0
DEVON ENERGY CORP NEW       COM                 25179M103        3       35 SH       DEFINED                    35        0        0
DISNEY WALT CO              COM DISNEY          254687106     2518    78086 SH       SOLE                    72486        0     5600
DISNEY WALT CO              COM DISNEY          254687106       70     2163 SH       DEFINED                   163        0     2000
DISCOVER FINANCIAL SERVICES                     254709108       73     4993 SH       SOLE                     4993        0        0
DOMINION RES INC VA NEW     COM                 25746U109       38      968 SH       SOLE                      968        0        0

                                       5




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
DONNELLEY R R & SONS CO     COM                 257867101       32     1430 SH       SOLE                     1430        0        0
DOVER CORP                  COM                 260003108       90     2155 SH       SOLE                     1155        0     1000
DOW CHEM CO                 COM                 260543103       24      880 SH       SOLE                      880        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109      279     8292 SH       SOLE                     5680        0     2612
DUPONT E I DE NEMOURS & CO  COM                 263534109       49     1465 SH       DEFINED                    65        0     1400
DUKE ENERGY HOLDING CORP COM                    26441C105       23     1344 SH       SOLE                     1344        0        0
DUKE ENERGY HOLDING CORP COM                    26441C105       43     2500 SH       DEFINED                     0        0     2500
E M C CORP MASS             COM                 268648102      187    10725 SH       SOLE                    10725        0        0
E M C CORP MASS             COM                 268648102        1       60 SH       DEFINED                    60        0        0
EASTMAN CHEM CO             COM                 277432100       24      400 SH       SOLE                      400        0        0
EASTMAN KODAK CO            COM                 277461109        5     1129 SH       SOLE                     1129        0        0
EATON VANCE CORP COM                            278058102       64     1000 SH       SOLE                      200        0      800
EATON VANCE CORP COM                            278058102       83     1300 SH       DEFINED                     0        0     1300
EBAY INC                    COM                 278642103        6      255 SH       SOLE                      255        0        0
ECOLAB INC                  COM                 278865100       30      675 SH       SOLE                      675        0        0
EL PASO ENERGY CORP DEL     COM                 28336L109        6      644 SH       SOLE                      644        0        0
EMERSON ELEC CO             COM                 291011104     2713    63697 SH       SOLE                    59007        0     4690
EMERSON ELEC CO             COM                 291011104       24      575 SH       DEFINED                   575        0        0
ENBRIDGE ENERGY PART LP COM                     29250R106        8      150 SH       SOLE                      150        0        0
ENTERGY CORP NEW            COM                 29364G103       27      330 SH       SOLE                      330        0        0
ENTERPRISE PRODUCTS         PARTNERS LP         293792107       19      620 SH       SOLE                      620        0        0
EXELON CORP                 COM                 30161N101     2570    52603 SH       SOLE                    49193        0     3410
EXELON CORP                 COM                 30161N101       29      600 SH       DEFINED                   600        0        0
EXPEDITORS INTL WASH INC    COM                 302130109       14      400 SH       SOLE                      400        0        0
EXPRESS SCRIPTS INC         COM                 302182100      194     2250 SH       SOLE                     2250        0        0
EXXON MOBIL CORP            COM                 30231G102     6916   101419 SH       SOLE                    89198        0    12221
EXXON MOBIL CORP            COM                 30231G102      943    13828 SH       DEFINED                 11428        0     2400
FMC TECHNOLOGIES INC        COM                 30249U101       92     1590 SH       SOLE                     1590        0        0
FPL GROUP INC               COM                 302571104       55     1035 SH       SOLE                      635        0      400
FAMILY DLR STORES INC                           307000109       23      840 SH       SOLE                      840        0        0
FEDERATED INV INC                               314211103       66     2385 SH       SOLE                     2385        0        0
FEDEX CORP                                      31428X106       56      675 SH       SOLE                      675        0        0
FEDEX CORP                                      31428X106        0        5 SH       DEFINED                     5        0        0

                                       6





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
FIFTH THIRD BANCORP         COM                 316773100       16     1687 SH       SOLE                        0        0     1687
FIRST NIAGARA FINL INC                          33582V108       25     1811 SH       SOLE                     1811        0        0
FISERV INC                  COM                 337738108       44      905 SH       SOLE                      905        0        0
FIRSTENERGY CORP            COM                 337932107      105     2256 SH       SOLE                     2256        0        0
FLUOR CORP NEW              COM                 343412102       17      370 SH       SOLE                      370        0        0
FORD MOTOR CO                                   345370860      127    12660 SH       SOLE                    12660        0        0
FORD MOTOR CO                                   345370860        1      105 SH       DEFINED                   105        0        0
FOREST LABS INC             COM                 345838106       71     2210 SH       SOLE                     2210        0        0
FORTUNE BRANDS INC          COM                 349631101        5      125 SH       SOLE                      125        0        0
FRANKLIN RESOURCES INC.                         354613101        1        7 SH       DEFINED                     7        0        0
FREEPORT MCMORAN COPPER     & GOLD INC COM      35671D857       34      420 SH       SOLE                      420        0        0
FREEPORT MCMORAN COPPER     & GOLD INC COM      35671D857        1       14 SH       DEFINED                    14        0        0
GAMESTOP CORP NEW           CL A                36467W109       13      615 SH       SOLE                      615        0        0
GANNETT INC                 COM                 364730101        9      580 SH       SOLE                      580        0        0
GANNETT INC                 COM                 364730101       36     2400 SH       DEFINED                     0        0     2400
GAP INC DEL                 COM                 364760108       53     2525 SH       SOLE                     2525        0        0
GENERAL DYNAMICS CORP       COM                 369550108      186     2735 SH       SOLE                     2735        0        0
GENERAL ELECTRIC CO         COM                 369604103     4164   275195 SH       SOLE                   247792        0    27403
GENERAL ELECTRIC CO         COM                 369604103      132     8720 SH       DEFINED                  5220        0     3500
GENERAL MLS INC             COM                 370334104       27      385 SH       SOLE                      385        0        0
GENERAL MLS INC             COM                 370334104      106     1504 SH       DEFINED                     4        0     1500
GENUINE PARTS CO            COM                 372460105       42     1095 SH       SOLE                       95        0     1000
GENUINE PARTS CO            COM                 372460105       57     1500 SH       DEFINED                     0        0     1500
GENWORTH FINANCIAL INC                          37247D106       45     4005 SH       SOLE                     4005        0        0
GENZYME CORP COM                                372917104        7      150 SH       SOLE                      150        0        0
GILEAD SCIENCES INC         COM                 375558103     1083    25037 SH       SOLE                    23287        0     1750
GILEAD SCIENCES INC         COM                 375558103        4       97 SH       DEFINED                    97        0        0
GLAXO HOLDINGS PLC SPONSORED ADR                37733W105        4      100 SH       SOLE                      100        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104     2501    14813 SH       SOLE                    13993        0      820
GOLDMAN SACHS GROUP INC     COM                 38141G104       23      138 SH       DEFINED                   138        0        0
GOOGLE INC                                      38259P508      158      255 SH       SOLE                      255        0        0
GOOGLE INC                                      38259P508        4        7 SH       DEFINED                     7        0        0
GRAINGER W W INC            COM                 384802104      213     2200 SH       SOLE                     2200        0        0

                                       7





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
GRANITE CONSTRUCTION                            387328107       13      400 SH       SOLE                      400        0        0
GREAT PLAINS ENERGY INC     COM                 391164100       10      500 SH       SOLE                      500        0        0
HCP INC                                         40414L109       19      620 SH       SOLE                      620        0        0
HALLIBURTON CO              COM                 406216101       12      400 SH       SOLE                      400        0        0
HARLEY DAVIDSON INC         COM                 412822108       13      500 SH       DEFINED                   500        0        0
HARLEYSVILLE NATIONAL CORP                      412850109       13     2000 SH       SOLE                     2000        0        0
HARRIS CORP                                     413875105      149     3140 SH       SOLE                     3140        0        0
HASBRO INC                  COM                 418056107       80     2500 SH       DEFINED                     0        0     2500
HEINZ H J CO                COM                 423074103       34      800 SH       SOLE                        0        0      800
HERSHEY CO COM                                  427866108       48     1350 SH       SOLE                      150        0     1200
HERSHEY CO COM                                  427866108       72     2000 SH       DEFINED                     0        0     2000
HESS CORP COM                                   42809H107       91     1500 SH       DEFINED                     0        0     1500
HEWLETT PACKARD CO          COM                 428236103     3428    66566 SH       SOLE                    61770        0     4796
HEWLETT PACKARD CO          COM                 428236103      162     3148 SH       DEFINED                  1694        0     1454
HOME DEPOT INC              COM                 437076102      151     5220 SH       SOLE                     5220        0        0
HOME DEPOT INC              COM                 437076102      116     4025 SH       DEFINED                    25        0     4000
HONEYWELL INTL INC          COM                 438516106      306     7810 SH       SOLE                     7810        0        0
HOSPITALITY PROPERTIES      TRUST               44106M102       21      880 SH       SOLE                      880        0        0
HUDSON CITY BANCORP         COM                 443683107       57     4160 SH       SOLE                     4160        0        0
HUDSON VALLEY HOLDING       CORP                444172100      259    10500 SH       SOLE                    10500        0        0
HUMANA INC                  COM                 444859102       70     1590 SH       SOLE                     1590        0        0
ITT CORPORATION                                 450911102        5      100 SH       SOLE                      100        0        0
IDACORP INC                 COM                 451107106       10      300 SH       SOLE                      300        0        0
ILLINOIS TOOL WKS INC       COM                 452308109      359     7475 SH       SOLE                     6275        0     1200
ILLINOIS TOOL WKS INC       COM                 452308109       59     1235 SH       DEFINED                  1235        0        0
INTEL CORP                  COM                 458140100     2762   135449 SH       SOLE                   124679        0    10770
INTEL CORP                  COM                 458140100      129     6315 SH       DEFINED                  5715        0      600
INTEGRYS ENERGY GROUP INC   COM                 45822P105       13      300 SH       SOLE                        0        0      300
INTERNATIONAL BUSINESS MACHS COM                459200101     5878    44906 SH       SOLE                    42796        0     2110
INTERNATIONAL BUSINESS MACHS COM                459200101      128      975 SH       DEFINED                   975        0        0
INTERNATIONAL FLAVORS&FRAGRACOM                 459506101       12      300 SH       SOLE                      300        0        0
INTERNATIONAL FLAVORS&FRAGRACOM                 459506101       41     1000 SH       DEFINED                     0        0     1000
INTERNATIONAL PAPER CO      COM                 460146103       56     2110 SH       DEFINED                     0        0     2110

                                       8




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
INTERPUBLIC GROUP COS INC   COM                 460690100        2      325 SH       SOLE                      325        0        0
ISHARES S & P GLOBAL        COMMM INDEX ETF     46428R107     7021   220732 SH       SOLE                   213752        0     6980
ISHARES S & P GLOBAL        COMMM INDEX ETF     46428R107       30      950 SH       DEFINED                   950        0        0
ISHARES INC ETF                                 464286665       40      975 SH       SOLE                      975        0        0
ISHARES BARCLAYS TIPS BOND  FUND -ETF           464287176       52      500 SH       SOLE                      500        0        0
ISHARES TR                  FTSE XNHUA IDX - ETF464287184        4      100 SH       SOLE                      100        0        0
ISHARES S&P 500 INDX FD-ETF                     464287200      439     3925 SH       SOLE                     2575        0     1350
ISHARES MSCI EMERG MKTS-ETF                     464287234     7518   181156 SH       SOLE                   170896        0    10260
ISHARES MSCI EMERG MKTS-ETF                     464287234       27      650 SH       DEFINED                   650        0        0
ISHARES BARCLAYS 7-10YR     TSY BOND FD - ETF   464287440       61      694 SH       SOLE                      694        0        0
ISHARES TR MSCI EAFE IDX ETFADR                 464287465    35182   636543 SH       SOLE                   595275        0    41268
ISHARES TR MSCI EAFE IDX ETFADR                 464287465      200     3625 SH       DEFINED                  3625        0        0
ISHARES RUSSELL MIDCAP VAL  FUND -ETF           464287473      144     3900 SH       SOLE                     3900        0        0
ISHS TR S&P MIDCAP 400 - ETF                    464287507    19726   272464 SH       SOLE                   258329        0    14135
ISHS TR S&P MIDCAP 400 - ETF                    464287507      123     1700 SH       DEFINED                  1700        0        0
ISHARES TR                  COHEN&ST RLTY- ETF  464287564       18      345 SH       SOLE                      345        0        0
ISHARES TR RUSSELL 2000     VALUE INDEX - ETF   464287630      784    13500 SH       SOLE                    13500        0        0
ISHARES RUSSELL 2000        GRWTH INDX FD - ETF 464287648    10533   154766 SH       SOLE                   145686        0     9080
ISHARES RUSSELL 2000        GRWTH INDX FD - ETF 464287648       73     1075 SH       DEFINED                  1075        0        0
ISHS TR SMALLCAP 600  ETF                       464287804      252     4611 SH       SOLE                     4611        0        0
ISHS BARKLAYS MBS BDFD ETF                      464288588       61      575 SH       SOLE                      575        0        0
ISHS BARCLAYS 1-3 CREDIT-ETF                    464288646     1034     9950 SH       SOLE                     9950        0        0
ISHARES TRUST S&P GLBL - ETF                    464288695       50      810 SH       SOLE                      810        0        0
J P MORGAN CHASE & CO                           46625H100     1493    35831 SH       SOLE                    34001        0     1830
J P MORGAN CHASE & CO                           46625H100      151     3635 SH       DEFINED                   440        0     3195
JOHNSON & JOHNSON           COM                 478160104     4159    64578 SH       SOLE                    59183        0     5395
JOHNSON & JOHNSON           COM                 478160104      348     5410 SH       DEFINED                  3410        0     2000
JOHNSON CTLS INC            COM                 478366107        1       23 SH       DEFINED                    23        0        0
KLA-TENCOR CORP                                 482480100        0        8 SH       DEFINED                     8        0        0
KELLOGG CO                  COM                 487836108       40      748 SH       SOLE                      700        0       48
KIMBERLY CLARK CORP         COM                 494368103        8      130 SH       SOLE                      130        0        0
KIMBERLY CLARK CORP         COM                 494368103       64     1000 SH       DEFINED                     0        0     1000
KOHLS CORP                  COM                 500255104        2       30 SH       DEFINED                    30        0        0

                                       9





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
KONINKLIJKE PHILIPS ELECTRS NV SP ADR           500472303       32     1101 SH       SOLE                     1101        0        0
KRAFT FOODS INC             CL A                50075N104        6      226 SH       SOLE                      226        0        0
KRAFT FOODS INC             CL A                50075N104       11      415 SH       DEFINED                     0        0      415
LDK SOLAR CO LTD ARD                            50183L107        0       50 SH       SOLE                        0        0       50
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      147     1695 SH       SOLE                     1695        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      164     2185 SH       SOLE                     2185        0        0
LANCASTER COLONY CORP       COM                 513847103       52     1050 SH       SOLE                        0        0     1050
LEGGETT & PLATT INC         COM                 524660107       33     1600 SH       SOLE                        0        0     1600
LILLY ELI & CO              COM                 532457108       38     1056 SH       SOLE                      200        0      856
LOCKHEED MARTIN CORP        COM                 539830109      267     3540 SH       SOLE                     3540        0        0
LOWES COS INC               COM                 548661107     1317    56339 SH       SOLE                    52564        0     3775
LOWES COS INC               COM                 548661107        7      306 SH       DEFINED                   306        0        0
M&T BANK CORPORATION                            55261F104       15      225 SH       SOLE                      225        0        0
MACYS INC COM                                   55616P104       15      868 SH       DEFINED                    60        0      808
MANULIFE FINL CORP COM                          56501R106       26     1412 SH       SOLE                     1412        0        0
MARATHON OIL CORP                               565849106      106     3400 SH       DEFINED                     0        0     3400
MARKETS VECTORS ETF TR                          57060U407        8      320 SH       SOLE                      320        0        0
MARSH & MCLENNAN COS INC    COM                 571748102       33     1500 SH       DEFINED                     0        0     1500
MARSHALL & ILSLEY CORP NEW                      571837103       16     3000 SH       SOLE                     3000        0        0
MARRIOTT INTL INC NEW  CLA                      571903202       58     2120 SH       SOLE                     1009        0     1111
MARRIOTT INTL INC NEW  CLA                      571903202       99     3638 SH       DEFINED                     0        0     3638
MASCO CORPORATION                               574599106        0       35 SH       DEFINED                    35        0        0
MCCORMICK & CO INC          COM NON VTG         579780206       31      855 SH       SOLE                      855        0        0
MCCORMICK & CO INC          COM NON VTG         579780206      108     3000 SH       DEFINED                     0        0     3000
MCDONALDS CORP              COM                 580135101     3067    49130 SH       SOLE                    46670        0     2460
MCDONALDS CORP              COM                 580135101      161     2575 SH       DEFINED                  1475        0     1100
MCGRAW HILL COS INC         COM                 580645109       66     1985 SH       SOLE                     1985        0        0
MCKESSON CORPORATION        COM                 58155Q103       49      785 SH       SOLE                      785        0        0
MEDCO HEALTH SOLUTIONS      INC                 58405U102      207     3237 SH       SOLE                     3141        0       96
MEDCO HEALTH SOLUTIONS      INC                 58405U102        0        6 SH       DEFINED                     6        0        0
MEDTRONIC INC               COM                 585055106     2685    61068 SH       SOLE                    57658        0     3410
MEDTRONIC INC               COM                 585055106       47     1075 SH       DEFINED                  1075        0        0
MERCK & CO INC NEW COM                          58933Y105      253     6930 SH       SOLE                     2880        0     4050
MERCK & CO INC NEW COM                          58933Y105       58     1590 SH       DEFINED                    90        0     1500

                                       10





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
METLIFE INC                 COM                 59156R108     2179    61673 SH       SOLE                    58773        0     2900
METLIFE INC                 COM                 59156R108       13      360 SH       DEFINED                   360        0        0
MICROSOFT CORP              COM                 594918104     3097   101634 SH       SOLE                    93679        0     7955
MICROSOFT CORP              COM                 594918104       86     2810 SH       DEFINED                  1610        0     1200
MICROVISION INC WASHINGTON                      594960106        3     1000 SH       SOLE                     1000        0        0
MICROCHIP TECHNOLOGY INC    COM                 595017104     2653    91342 SH       SOLE                    86662        0     4680
MICROCHIP TECHNOLOGY INC    COM                 595017104       47     1625 SH       DEFINED                  1625        0        0
MILLIPORE CORP                                  601073109       14      200 SH       SOLE                        0        0      200
MOLSON COORS BREWING        CO CL B             60871R209      218     4825 SH       SOLE                     4825        0        0
MONSANTO CO (NEW)                               61166W101        4       50 SH       SOLE                        0        0       50
MORGAN STANLEY              DISCOVER & CO       617446448       16      536 SH       SOLE                      536        0        0
MORGAN STANLEY              DISCOVER & CO       617446448       37     1240 SH       DEFINED                    40        0     1200
MOSAIC COMPANY                                  61945A107       24      400 SH       DEFINED                   400        0        0
MOTOROLA INC                COM                 620076109        2      200 SH       DEFINED                   200        0        0
MURPHY OIL CORP             COM                 626717102        2       40 SH       SOLE                       40        0        0
NBT BANCORP INC             COM                 628778102      332    16309 SH       SOLE                    16309        0        0
N V R INC                                       62944T105        1        1 SH       DEFINED                     1        0        0
NATIONAL OILWELL VARCO INC                      637071101      219     4960 SH       SOLE                     4960        0        0
NATIONAL OILWELL VARCO INC                      637071101        0        8 SH       DEFINED                     8        0        0
NATURAL RESOURCE PARTNERS LP                    63900P103       29     1200 SH       SOLE                     1200        0        0
NEWELL RUBBERMAID INC COM                       651229106       57     3800 SH       DEFINED                     0        0     3800
NEWS CORP CL A                                  65248E104        3      190 SH       DEFINED                   190        0        0
NEXEN INC                   COM                 65334H102        1       40 SH       DEFINED                    40        0        0
NICOR INC                                       654086107       23      550 SH       SOLE                      550        0        0
NIKE INC                    CL B                654106103     2347    35525 SH       SOLE                    33270        0     2255
NIKE INC                    CL B                654106103       13      200 SH       DEFINED                   200        0        0
NOKIA CORP PFD SPONS ADR                        654902204        1      100 SH       SOLE                      100        0        0
NOKIA CORP PFD SPONS ADR                        654902204       33     2600 SH       DEFINED                   100        0     2500
NOBLE ENERGY INC                                655044105        9      130 SH       SOLE                      130        0        0
NORFOLK SOUTHERN CORP       COM                 655844108       54     1025 SH       SOLE                     1025        0        0
NORTHROP GRUMMAN CORP COM                       666807102      284     5091 SH       SOLE                     5091        0        0
NORTHROP GRUMMAN CORP COM                       666807102        1       25 SH       DEFINED                    25        0        0
NUCOR CORP                  COM                 670346105       98     2095 SH       SOLE                     2095        0        0

                                       11





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
OCCIDENTAL PETE CORP DEL    COM                 674599105       60      735 SH       SOLE                      735        0        0
OCCIDENTAL PETE CORP DEL    COM                 674599105        2       22 SH       DEFINED                    22        0        0
OFFICE DEPOT INC            COM                 676220106        1      140 SH       DEFINED                   140        0        0
OMNICOM GROUP INC           COM                 681919106       44     1115 SH       SOLE                     1115        0        0
ORACLE CORP                 COM                 68389X105     1943    79260 SH       SOLE                    75610        0     3650
ORACLE CORP                 COM                 68389X105       23      950 SH       DEFINED                   950        0        0
OTTER TAIL CORPORATION                          689648103        7      300 SH       SOLE                      300        0        0
PG&E CORP                   COM                 69331C108       29      654 SH       SOLE                      654        0        0
PNC FINL SVCS GROUP INC     COM                 693475105      328     6210 SH       SOLE                     6210        0        0
PNC FINL SVCS GROUP INC     COM                 693475105       82     1559 SH       DEFINED                     0        0     1559
PPG INDS INC                COM                 693506107       41      700 SH       SOLE                        0        0      700
PACTIV CORP                 COM                 695257105      170     7050 SH       SOLE                     7050        0        0
PALL CORP                   COM                 696429307       11      300 SH       SOLE                      300        0        0
PALL CORP                   COM                 696429307       72     2000 SH       DEFINED                     0        0     2000
PARKER HANNIFIN CORP        COM                 701094104       25      470 SH       SOLE                      470        0        0
PAYCHEX INC                 COM                 704326107       31     1010 SH       SOLE                     1010        0        0
PENNEY J C INC              COM                 708160106        1       20 SH       DEFINED                    20        0        0
PEPSI BOTTLING GROUP INC    COM                 713409100       47     1245 SH       SOLE                     1245        0        0
PEPSICO INC                 COM                 713448108     2701    44438 SH       SOLE                    41978        0     2460
PEPSICO INC                 COM                 713448108      130     2144 SH       DEFINED                  2144        0        0
PFIZER INC                  COM                 717081103     1244    68401 SH       SOLE                    51161        0    17240
PFIZER INC                  COM                 717081103      212    11680 SH       DEFINED                  9710        0     1970
PHILIP MORRIS INTERNATIONAL INC COM             718172109       36      740 SH       SOLE                      740        0        0
PHILIP MORRIS INTERNATIONAL INC COM             718172109       49     1025 SH       DEFINED                   425        0      600
PINNACLE WEST CAP CORP      COM                 723484101        9      235 SH       SOLE                      235        0        0
PITNEY BOWES INC            COM                 724479100       76     3350 SH       SOLE                     2550        0      800
POWERSHARES WILDERHILL      CLEAN ENERGY - ETF  73935X500        7      600 SH       SOLE                      600        0        0
PRAXAIR INC                 COM                 74005P104       28      350 SH       SOLE                        0        0      350
PRECISION CASTPARTS CORP                        740189105     1390    12598 SH       SOLE                    11818        0      780
PRECISION CASTPARTS CORP                        740189105        3       25 SH       DEFINED                    25        0        0
PRICELINE COM INC                               741503403       68      310 SH       SOLE                      310        0        0
PRINCIPAL FINANCIAL GROUP   INC                 74251V102        0       10 SH       DEFINED                    10        0        0
PROCTER & GAMBLE CO         COM                 742718109     3699    61005 SH       SOLE                    57810        0     3195
PROCTER & GAMBLE CO         COM                 742718109      210     3458 SH       DEFINED                  2193        0     1265

                                       12





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
PROGRESS ENERGY INC         COM                 743263105      212     5165 SH       SOLE                     5165        0        0
PROGRESSIVE CORP                                743315103       51     2845 SH       SOLE                     2845        0        0
PRUDENTIAL FINANCIAL INC    COM                 744320102       30      595 SH       SOLE                      595        0        0
PUBLIC SVC ENTERPRISE GROUP COM                 744573106       21      621 SH       SOLE                      621        0        0
PULTE CORP                  COM                 745867101        0       35 SH       DEFINED                    35        0        0
QUALCOMM INC                COM                 747525103       40      870 SH       SOLE                      870        0        0
QUALCOMM INC                COM                 747525103        2       50 SH       DEFINED                    50        0        0
QUANTA SERVICES INC.                            74762E102        0       19 SH       DEFINED                    19        0        0
QUEST DIAGNOSTICS INC       COM                 74834L100        3       48 SH       SOLE                       48        0        0
QUESTAR CORP                COM                 748356102       78     1880 SH       SOLE                     1880        0        0
QWEST COMM INTL INC                             749121109        8     1825 SH       SOLE                     1825        0        0
QWEST COMM INTL INC                             749121109       42    10000 SH       DEFINED                     0        0    10000
RRI ENERGY INC                                  74971X107        0       70 SH       DEFINED                    70        0        0
RAYTHEON CO CLASS B         COM                 755111507      191     3713 SH       SOLE                     3013        0      700
REGIONS FINL CORP NEW                           7591EP100        0       85 SH       DEFINED                    85        0        0
RESEARCH IN MOTION LTD                          760975102       12      175 SH       SOLE                      175        0        0
REYNOLDS AMERN INC                              761713106       39      735 SH       SOLE                      235        0      500
ROCKWELL INTL CORP NEW      COM                 773903109       28      600 SH       SOLE                        0        0      600
ROCKWELL INTL CORP NEW      COM                 773903109       23      500 SH       DEFINED                     0        0      500
ROCKWELL COLLINS INC        COM                 774341101       75     1352 SH       SOLE                      752        0      600
ROPER INDUSTRIES INC. NEW                       776696106        5      100 SH       SOLE                      100        0        0
ROYAL BK SCOTLAND GROUP     PLC                 780097796        5      441 SH       SOLE                      441        0        0
ROYAL DUTCH PETE CO                             780259206      250     4155 SH       SOLE                     4155        0        0
SPX CORP                    COM                 784635104        0        8 SH       DEFINED                     8        0        0
SPDR SERIES TR SHRT INTL ETF                    78464A334        7      200 SH       SOLE                      200        0        0
SCHLUMBERGER LTD            COM                 806857108     2523    38771 SH       SOLE                    36601        0     2170
SCHLUMBERGER LTD            COM                 806857108      273     4190 SH       DEFINED                  2690        0     1500
SCHWAB CHARLES CORP NEW     COM                 808513105     1147    60970 SH       SOLE                    56520        0     4450
SCHWAB CHARLES CORP NEW     COM                 808513105        2      125 SH       DEFINED                   125        0        0
SECTOR SPDR TR BEN INT-ETF                      81369Y506       11      185 SH       SOLE                      185        0        0
SELECTIVE INS GRP INC       C/C                 816300107       24     1438 SH       SOLE                     1438        0        0
SEMPRA ENERGY               COM                 816851109       17      300 SH       SOLE                      300        0        0
SENECA FOODS CORP NEW       CL B                817070105       10      400 SH       SOLE                      400        0        0

                                       13





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
SENECA FOODS CORP NEW       CL A                817070501       10      400 SH       SOLE                      400        0        0
SHERWIN WILLIAMS CO         COM                 824348106      155     2515 SH       SOLE                     2515        0        0
SIGMA ALDRICH CORP          COM                 826552101     2158    42699 SH       SOLE                    40179        0     2520
SIGMA ALDRICH CORP          COM                 826552101       21      425 SH       DEFINED                   425        0        0
SIMON PPTY GROUP INC NEW                        828806109       29      365 SH       SOLE                        0        0      365
SIMON PPTY GROUP INC NEW                        828806109       94     1172 SH       DEFINED                     0        0     1172
SIRIUS XM RADIO INC COM                         82967N108        1     1920 SH       SOLE                     1920        0        0
SKYWORKS SOLUTIONS INC                          83088M102        3      210 SH       SOLE                        0        0      210
SMITHFIELD FOODS INC                            832248108        0       30 SH       DEFINED                    30        0        0
SOUTHERN COMPANY                                842587107     1185    35578 SH       SOLE                    33178        0     2400
SOUTHERN COMPANY                                842587107        7      200 SH       DEFINED                   200        0        0
SOUTHERN COPPER CORP                            84265V105       13      385 SH       SOLE                      385        0        0
SOUTHWEST AIRLS CO          COM                 844741108       57     5000 SH       DEFINED                     0        0     5000
SPECTRA ENERGY CORP COM                         847560109      199     9692 SH       SOLE                     9692        0        0
SPECTRA ENERGY CORP COM                         847560109       26     1250 SH       DEFINED                     0        0     1250
SPRINT NEXTEL CORP                              852061100        6     1750 SH       SOLE                        0        0     1750
SPRINT NEXTEL CORP                              852061100       10     2815 SH       DEFINED                   415        0     2400
STAPLES INC                 COM                 855030102       84     3430 SH       SOLE                     3430        0        0
STAPLES INC                 COM                 855030102       37     1500 SH       DEFINED                  1500        0        0
STATE STREET CORP           COM                 857477103     1083    24880 SH       SOLE                    23080        0     1800
STATE STREET CORP           COM                 857477103       69     1575 SH       DEFINED                    75        0     1500
STEEL DYNAMICS INC                              858119100        0       25 SH       DEFINED                    25        0        0
STRYKER CORP                                    863667101       10      200 SH       SOLE                      200        0        0
STRYKER CORP                                    863667101       50     1000 SH       DEFINED                  1000        0        0
SUFFOLK BANCORP             COM                 864739107       96     3244 SH       SOLE                     3244        0        0
SUNCOR ENERGY INC NEW                           867224107        0       12 SH       DEFINED                    12        0        0
SUNTRUST BANKS INC          COM                 867914103       14      700 SH       SOLE                        0        0      700
SUNTRUST BANKS INC          COM                 867914103       16      800 SH       DEFINED                     0        0      800
SUPERVALU INC               COM                 868536103        2      163 SH       SOLE                        0        0      163
SUPERVALU INC               COM                 868536103        1       60 SH       DEFINED                    60        0        0
SWISS HELVETIA FUND INC                         870875101        5      400 SH       SOLE                      400        0        0
SYMANTEC CORP               COM                 871503108        1       75 SH       DEFINED                    75        0        0
SYSCO CORP                  COM                 871829107     1354    48471 SH       SOLE                    45571        0     2900
SYSCO CORP                  COM                 871829107        4      150 SH       DEFINED                   150        0        0

                                       14





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
TJX COS INC NEW             COM                 872540109       25      690 SH       SOLE                      690        0        0
TARGET CORP                 COM                 87612E106      256     5285 SH       SOLE                     5285        0        0
TARGET CORP                 COM                 87612E106       21      425 SH       DEFINED                   425        0        0
TEVA PHARMA INDS ADR                            881624209        8      145 SH       SOLE                      145        0        0
TEVA PHARMA INDS ADR                            881624209        1       26 SH       DEFINED                    26        0        0
TEXAS INSTRS INC            COM                 882508104     1226    47075 SH       SOLE                    43800        0     3275
TEXAS INSTRS INC            COM                 882508104       43     1650 SH       DEFINED                   450        0     1200
THERMO FISHER SCIENTIFIC INCCOM                 883556102       15      305 SH       SOLE                      305        0        0
THERMO FISHER SCIENTIFIC INCCOM                 883556102       72     1500 SH       DEFINED                  1500        0        0
3M COMPANY COM                                  88579Y101      412     4979 SH       SOLE                     4879        0      100
3M COMPANY COM                                  88579Y101      149     1800 SH       DEFINED                   800        0     1000
TIME WARNER INC NEW COM NEW                     887317303       70     2418 SH       DEFINED                    85        0     2333
TIME WARNER CABLE INC COM                       88732J207       15      360 SH       SOLE                      360        0        0
TIME WARNER CABLE INC COM                       88732J207        2       49 SH       DEFINED                    49        0        0
TOMPKINS FINANCIAL CORP                         890110109    21794   538115 SH       SOLE                   505133        0    32982
TOMPKINS FINANCIAL CORP                         890110109     2230    55065 SH       DEFINED                 53115        0     1950
TORCHMARK CORP              COM                 891027104       38      865 SH       SOLE                      865        0        0
TRAVELERS COS INC COM                           89417E109      110     2210 SH       SOLE                     2210        0        0
TRAVELERS COS INC COM                           89417E109       66     1316 SH       DEFINED                    18        0     1298
TUPPERWARE BRANDS CORP      COM                 899896104        9      185 SH       SOLE                      185        0        0
US BANCORP DEL              COM NEW             902973304      164     7290 SH       SOLE                     7290        0        0
US BANCORP DEL              COM NEW             902973304        1       55 SH       DEFINED                    55        0        0
UNILEVER PLC AMER SHS ADR                       904767704       16      500 SH       SOLE                      500        0        0
UNILEVER N V                N Y SHS NEW         904784709       94     2921 SH       SOLE                     2921        0        0
UNION PAC CORP              COM                 907818108      128     2000 SH       DEFINED                     0        0     2000
UNITED PARCEL SERVICE INC   CL B                911312106      163     2850 SH       SOLE                     2850        0        0
UNITED PARCEL SERVICE INC   CL B                911312106       29      505 SH       DEFINED                     5        0      500
USX-U S STL                 COM                 912909108        6      100 SH       SOLE                      100        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     2564    36949 SH       SOLE                    34784        0     2165
UNITED TECHNOLOGIES CORP    COM                 913017109       29      425 SH       DEFINED                   425        0        0
UNITEDHEALTH GROUP INC                          91324P102      141     4615 SH       SOLE                     4615        0        0
UNUMPROVIDENT CORP          COM                 91529Y106       36     1850 SH       SOLE                     1850        0        0
UNUMPROVIDENT CORP          COM                 91529Y106        0       25 SH       DEFINED                    25        0        0

                                       15





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
V F CORP                    COM                 918204108       59      800 SH       SOLE                        0        0      800
VALE S A ADR                                    91912E105        0       10 SH       DEFINED                    10        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100        1       80 SH       SOLE                       80        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100        2       95 SH       DEFINED                    95        0        0
VECTREN CORP COM                                92240G101       29     1170 SH       SOLE                        0        0     1170
VANGUARD INDEX FDS          REIT ETF            922908553     7759   173434 SH       SOLE                   167854        0     5580
VANGUARD INDEX FDS          REIT ETF            922908553       35      775 SH       DEFINED                   775        0        0
VANGUARD MID CAP ETF                            922908629      146     2441 SH       SOLE                     2441        0        0
VANGUARD EXTD MKT INDEX -ETF                    922908652       28      651 SH       SOLE                      651        0        0
VANGUARD SMALL CAP ETF                          922908751      154     2693 SH       SOLE                     2693        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     2099    63354 SH       SOLE                    55992        0     7362
VERIZON COMMUNICATIONS      COM                 92343V104        7      200 SH       DEFINED                   200        0        0
VERTEX PHARMACEUTICALS                          92532F100        0        8 SH       DEFINED                     8        0        0
VIACOM INC NEW CL B                             92553P201       51     1705 SH       SOLE                     1705        0        0
VIACOM INC NEW CL B                             92553P201       23      780 SH       DEFINED                    30        0      750
VISA INC                    COM CL A            92826C839       60      685 SH       SOLE                      685        0        0
VISA INC                    COM CL A            92826C839        1        6 SH       DEFINED                     6        0        0
VODAFONE GROUP PLC NEW                          92857W209       74     3197 SH       SOLE                     3197        0        0
VODAFONE GROUP PLC NEW                          92857W209        1       35 SH       DEFINED                    35        0        0
VOLTERRA SEMICONDUCTER CORP                     928708106       24     1250 SH       SOLE                     1250        0        0
W.P. CAREY & CO LLC                             92930Y107       11      405 SH       SOLE                      405        0        0
WALMART STORES INC          COM                 931142103     2749    51433 SH       SOLE                    48533        0     2900
WALMART STORES INC          COM                 931142103       49      908 SH       DEFINED                   908        0        0
WALGREEN CO                 COM                 931422109      156     4250 SH       SOLE                      850        0     3400
WASTE MGMT INC DEL          COM                 94106L109       41     1225 SH       DEFINED                     0        0     1225
WATSON PHARMACEUTICALS INC  COM                 942683103      142     3580 SH       SOLE                     3580        0        0
WELLPOINT INC COM                               94973V107      294     5040 SH       SOLE                     5040        0        0
WELLS FARGO & CO NEW        COM                 949746101     4381   162380 SH       SOLE                   154110        0     8270
WELLS FARGO & CO NEW        COM                 949746101      194     7175 SH       DEFINED                  7175        0        0
WESTERN DIGITAL CORP                            958102105        1       22 SH       DEFINED                    22        0        0
WEYERHAEUSER CO                                 962166104       43     1000 SH       DEFINED                     0        0     1000
WYNDHAM WORLDWIDE CORP COM                      98310W108       47     2350 SH       SOLE                     2350        0        0
XCEL ENERGY INC                                 98389B100       13      600 SH       SOLE                        0        0      600

                                       16




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                         
XEROX CORP                  COM                 984121103       13     1556 SH       SOLE                     1556        0        0
YUM BRANDS INC COM          COM                 988498101       15      420 SH       SOLE                      420        0        0
ZIMMER HLDGS INC            COM                 98956P102       41      690 SH       SOLE                      690        0        0

 GRAND TOTALS                                               266433  6092831                                5511188        0   581643


                                       17