If I can give you just one piece of advice to start 2023, it’s this: do not trust your dividend income to ETFs! It’s one of the biggest mistakes I see people make—especially with the market’s gains this year. These first-level players (wrongly!) think that in a rising market, they can buy pretty well anything and be A-OK. Not so. In fact, a rising market when you’re most likely to buy low-quality investments, puts your portfolio in danger in the next downturn. Just ask anyone who bought crypto or profitless tech in 2021! And dividend ETFs are at the very top of our list of assets to avoid, not only now but always.… Read more