“Hey Brett. How’s the weather out there in California?” My usual reply is “warm and sunny.” Simple. Gives the asker what they expect and keeps the pleasantries moving along. If I was one for small talk, I would be tempted to mix in a confusing and way-too-detailed response. Like this: “The weather? Well, Sacramento hit a low of 27 degrees in the early morning hours of February 24. And we cooked at an extreme 116 degrees on September 6. It has been quite the 12 months!” Twelve months ? Who cares about 12 months? Well, bond funds do. Last week , we highlighted the iShares 20+ Year Treasury Bond ETF (TLT) : “It (TLT) boasts a 4.1% yield and has some serious upside potential.”… Read more