Some expenses can be planned while some are unexpected. It might feel difficult to cater to these emergency financial requirements without straining your budget. But with a Citibank credit card loan, you can pay for such expenses and handle the financial woes with ease. Let us look at the various options that Citibank offers if you wish to apply for a credit card loan service.

How Citibank Card Loan Services Can Help You

Credit card loans offer easy financing options with affordable interest rates and flexible repayment terms. Below are some of the credit card loan services that are offered by Citibank:

Pay with Points and FlexiPay Options: For small expenses, you can choose to easily offset a part or the whole transaction with the earned points using the Citi mobile app. And, thanks to FlexiPay, you can choose to offset a large transaction or repay your credit card balance with flexible repayment options via the Citi mobile app.

Citi Quick Cash: If you need cash quickly without applying for a personal loan or providing any supporting documents, then Citi Quick Cash can come to your rescue. You can quickly get a cash amount up to your credit limit in your bank account in about a minute.

Citi PayLite: When you use your Citibank credit card, you can easily settle your large expenses of HK$200 and above with flexible and affordable instalments. Through the Citi mobile app, you can convert your purchases into instalments with just a few clicks.

Citi Cash Advance Service: For unexpected and urgent financial requirements, you can rely on Citi Cash Advance Service to get easy cash advance from any of the Citibank ATMs or supporting network ATMs all over the world. This facility is available 24 hours a day.

FlexiBill Instalment Program: With a Citibank credit card, you can convert your statement balance into easy instalments. With this facility, you can enjoy affordable interest rates with flexible repayment terms.

Final Thoughts

With Citibank credit card loan services, you can easily repay large or small expenses without much hassle. Citibank credit card loans help you fulfil your financial needs and optimise wealth management potential with ease. Make sure to check each feature in detail before applying for the one that best suits your financial needs.

Citibank Hong Kong [Boilerplate]
Citibank Hong Kong offers consumers and institutions a range of financial products and services, including consumer and investment banking, credit cards, and personal loans. Citibank Hong Kong aims to deliver holistic and innovative solutions to clients and meet the increasingly complex strategies of its regional client base in the APAC in an ever-changing financial landscape.

The content reflects the view of the author of the article and does not necessarily reflect the views of Citi or its employees. Please read the products and offers on Citibank Hong Kong website for accuracy or completeness of the information presented in the article.