SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report: April 18, 2003 CORTLAND BANCORP (Exact name as specified in its charter) Ohio 000-13814 34-1451118 ------------ --------- ---------- (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number Identification No.) 194 West Main Street, Cortland, Ohio 44410 -------------------------------------------------- (Address of principal executive officer, including Zip Code) Registrant's telephone number, including area code: (330) 637-8040 ------------------------------------------------------------------- Not Applicable ------------------------------------------------- (Former name or former address, if changed since last report) ITEM 5. OTHER EVENTS. On April 18, 2003, Cortland Bancorp announced first quarter results. The press release is dated April 18, 2003, and attached hereto as Exhibit 99.1 and incorporated herein by reference. This information, filed under Item 5. Other Events and Regulation FD Disclosure, is also deemed to be provided under Item 12. Results of Operations and Financial Condition, in accordance with SEC Release No. 33-8216; 34-47583. ITEM 9. REGULATION FD DISCLOSURE On April 18, 2003, Cortland Bancorp announced first quarter results. The press release is dated April 18, 2003, and attached hereto as Exhibit 99.1 and incorporated herein by reference. This information, filed under Item 5. Other Events and Regulation FD Disclosure, is also deemed to be provided under Item 12. Results of Operations and Financial Condition, in accordance with SEC Release No. 33-8216; 34-47583. Exhibit 99.1 - Press Release dated April 18, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CORTLAND BANCORP By: /s/ Rodger W. Platt ---------------------------------------- Rodger W. Platt, Chairman and President Date: April 18, 2003