e8vk
Table of Contents



UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): May 3, 2004 (April 30, 2004)

Citizens First Financial Corp.


(Exact name of registrant as specified in its charter)
         
Delaware
State or other jurisdiction of Incorporation
  0-27740
(Commission
File Number)
  37-1351861
(IRS Employer Identification No.)

2101 N. Veterans Parkway, Bloomington, IL 61704


(Address of principal executive offices) (Zip Code)

(309) 661-8700


(Registrant’s telephone number, including area code)



 


TABLE OF CONTENTS

Item 7. Financial Statements and Exhibits
Item 12. Results of Operations and Financial Condition
SIGNATURES
EXHIBIT INDEX
Press Release, dated April 30, 2004


Table of Contents

                 
Item 7.
  Financial Statements and Exhibits.
 
               
  (a)   Exhibits.    
 
               
      Exhibit Number    
 
               
      99.1 Press Release, dated April 30, 2004 issued by Citizens First Financial Corp.
                 
Item 12.
  Results of Operations and Financial Condition.
 
               
 
  The following information, including the Exhibit attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934.
 
               
 
  On April 30, 2004, Citizens First Financial Corp. issued a news release to report its financial results for the quarter ended March 31, 2003. The release is furnished as Exhibit 99.1 hereto.

-2-


Table of Contents

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         


Dated: April 30, 2004
  CITIZENS FIRST FINANCIAL CORP.

/s/Dallas G. Smiley

Dallas G. Smiley
Executive Vice President and
Chief Financial Officer

-3-


Table of Contents

EXHIBIT INDEX

         
Exhibit Number
     
99.1
  Press Release, dated April 30, 2004 issued by Citizens First Financial Corp.

-4-