UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 13F

                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended 12/31/09

Check here if Amendment [ ]; Amendment Number: ____________

  This Amendment (Check only one.):      [ ] is a restatement.
                                         [ ] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:    PEAPACK GLADSTONE FINANCIAL CORPORATION
Address: 158 ROUTE 206 NORTH
         GLADSTONE, NJ 07934

Form 13F File Number:  28-
                          -------------


The Institutional Investment Manager filing this report and the person by whom
it is signed represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Michael Pylypyshyn
Title: 1st VICE PRESIDENT
Phone: 908 719 3306

Signature, Place, and Date of Signing:


/s/ Michael Pylypyshyn             Gladstone, NJ                  1/8/10
-------------------------------    --------------------------    ------------
[Signature]                        [City, State]                 [Date]

Report Type (Check only one.):

[X] 13F HOLDINGS REPORT. (Check if all holdings of this reporting manager
    are reported in this report.)

[ ] 13F NOTICE.  (Check if no holdings reported are in this report, and all
    holdings are reported in this report and a portion are reported
    by other reporting manager(s).)

[ ] 13F COMBINATION REPORT.  (Check if a portion of the holdings for this
    reporting manager are reported in this report and a portion are reported by
    other reporting manager(s).)

List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]

    Form 13F File Number              Name

    28-
       ---------------------------    -----------------------------
    [Repeat as necessary.]


                              FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                   0
                                            ----------
Form 13F Information Table Entry Total:     11,659,673
                                            ----------
Form 13F Information Table Value Total:        469,767
                                            ----------
                                            (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.



No.   Form 13F File Number   Name
---   --------------------   --------------------
                       
01    28 - _______________   ____________________
02    28 - _______________   ____________________
03    28 - _______________   ____________________



                           FORM 13F INFORMATION TABLE



                                                                                                              VOTING AUTHORITY
                                                             VALUE   SHARES/ SH/   PUT/  INVSTMT   OTHER  -----------------------
NAME OF ISSUER                    TITLE OF CLASS   CUSIP   (X$1000)  PRN AMT PRN   CALL  DSCRETN MANAGERS   SOLE    SHARED  NONE
--------------                    -------------- --------- -------- -------- --- ------- ------- -------- -------- ------- ------
                                                                                          
DAIMLER AG ORD                                   D1668R123        4       75 SH          SOLE                   75       0      0
DAIMLER AG ORD                                   D1668R123       82     1548 SH          DEFINED              1548       0      0
ARGO GROUP INTL HLDGS LTD                        G0464B107       15      500 SH          SOLE                  500       0      0
AXIS CAPITAL HOLDINGS LTD                        G0692U109       34     1180 SH          SOLE                 1080     100      0
ACCENTURE PLC                                    G1151C101      151     3630 SH          SOLE                 3630       0      0
ACCENTURE PLC                                    G1151C101        4      100 SH          DEFINED               100       0      0
BROOKFIELD INFRASTRUCTURE LP                     G16252101        3      200 SH          SOLE                  200       0      0
COOPER INDUSTRIES PLC                            G24140108       21      500 SH          SOLE                  500       0      0
COVIDIEN PLC SHS                                 G2554F105       26      550 SH          SOLE                  550       0      0
FRONTLINE LTD SHS                                G3682E127      273    10000 SH          SOLE                10000       0      0
GARMIN LTD                                       G37260109       31     1000 SH          SOLE                 1000       0      0
INGERSOLL RAND PLC                               G47791101      113     3158 SH          SOLE                 3158       0      0
INGERSOLL RAND PLC                               G47791101      364    10183 SH          DEFINED             10183       0      0
INVESCO LTD                                      G491BT108       35     1490 SH          SOLE                 1490       0      0
INVESCO LTD                                      G491BT108        2      100 SH          DEFINED               100       0      0
KNIGHTSBRIDGE TANKERS                            G5299G106       13     1000 SH          DEFINED                 0       0   1000
NABORS INDUSTRIES LTD                            G6359F103      210     9585 SH          SOLE                 9585       0      0
NABORS INDUSTRIES LTD                            G6359F103       44     2022 SH          DEFINED              1722     300      0
ALCON INC                                        H01301102       99      605 SH          SOLE                  605       0      0
ALCON INC                                        H01301102      496     3020 SH          DEFINED              3020       0      0
FOSTER WHEELER AG COM                            H27178104       15      500 SH          DEFINED               500       0      0
NOBLE CORP BAAR NAMEN-AKT                        H5833N103       11      278 SH          SOLE                  278       0      0
NOBLE CORP BAAR NAMEN-AKT                        H5833N103      110     2700 SH          DEFINED              1000    1700      0
TRANSOCEAN LTD ZUG NAMEN AKT                     H8817H100     3598    43459 SH          SOLE                42639     500    320
TRANSOCEAN LTD ZUG NAMEN AKT                     H8817H100     1815    21922 SH          DEFINED             15469    6453      0
TYCO INTL LTD                                    H89128104       87     2430 SH          SOLE                 2430       0      0
TYCO INTL LTD                                    H89128104        1       32 SH          DEFINED                 0      32      0
ROYAL CARIBBEAN CRUISES LTD                      V7780T103        3      100 SH          SOLE                  100       0      0
DIANA SHIPPING                                   Y2066G104       29     2000 SH          DEFINED              2000       0      0
EAGLE BULK SHIPPING                              Y2187A101        5     1100 SH          DEFINED                 0    1100      0
FLEXTRONICS INTERNATIONAL                        Y2573F102       58     8000 SH          DEFINED              8000       0      0
STAR BULK CARRIERS CORP COM                      Y8162K105        1      431 SH          SOLE                  431       0      0
TEEKAY LNG PARTNERS L P UTS                      Y8564M105       26     1000 SH          DEFINED              1000       0      0
VERIGY, LTD                                      Y93691106        1       46 SH          DEFINED                 0      46      0
ABB LTD ADR                                      000375204       10      500 SH          DEFINED               500       0      0
AFLAC INCORPORATED                               001055102        9      200 SH          DEFINED                 0     200      0
AGCO CORPORATION                                 001084102       23      710 SH          SOLE                  710       0      0
AGCO CORPORATION                                 001084102       32     1000 SH          DEFINED              1000       0      0
AGL RESOURCES INC                                001204106        6      174 SH          DEFINED               174       0      0
AOL INC COM                                      00184X105        0        8 SH          SOLE                    8       0      0
AOL INC COM                                      00184X105        0        9 SH          DEFINED                 0       9      0
AT&T                                             00206R102     3306   117981 SH          SOLE               111931       0   6050





                                                                                          
AT&T                                             00206R102     2653    94667 SH          DEFINED             65929   23833   4905
AVI BIOPHARMA INC                                002346104       22    15000 SH          DEFINED             15000       0      0
AASTROM BIOSCIENCES                              00253U107        1     3500 SH          DEFINED              3500       0      0
ABBOTT LABORATORIES                              002824100     4655    86221 SH          SOLE                83421    1125   1675
ABBOTT LABORATORIES                              002824100     2156    39937 SH          DEFINED             26412   13250    275
ADOBE SYSTEMS                                    00724F101     4057   110335 SH          SOLE               109735       0    600
ADOBE SYSTEMS                                    00724F101     2240    60932 SH          DEFINED             44740   15292    900
ADVENT CLAYMORE CONV SECS & INCOME FUND          00764C109       11      675 SH          SOLE                  675       0      0
AEGON N V ORD                                    007924103        9     1429 SH          SOLE                 1429       0      0
AGILENT TECHNOLOGIES                             00846U101        7      241 SH          DEFINED                 0     241      0
AIR PRODUCTS & CHEMICALS                         009158106     5094    62845 SH          SOLE                61345     750    750
AIR PRODUCTS & CHEMICALS                         009158106     2252    27779 SH          DEFINED             18575    9204      0
ALCOA INC                                        013817101       10      625 SH          SOLE                  625       0      0
ALCOA INC                                        013817101        2      137 SH          DEFINED               100      37      0
ALCATEL - LUCENT                                 013904305        2      580 SH          SOLE                  580       0      0
ALCATEL - LUCENT                                 013904305        2      539 SH          DEFINED               539       0      0
ALLEGHANY CORP DEL                               017175100       17       60 SH          SOLE                   60       0      0
ALLERGAN INC COM                                 018490102        3       50 SH          SOLE                   50       0      0
ALLERGAN INC COM                                 018490102       31      496 SH          DEFINED               400      96      0
ALLIANCE NATL MUNI INC FD                        01864U106       13     1000             SOLE                 1000       0      0
ALLIANT ENERGY CORP                              018802108        9      313 SH          SOLE                  313       0      0
ALLIANT ENERGY CORP                              018802108       32     1066 SH          DEFINED              1066       0      0
ALLIED CAPITAL CORP NEW                          01903Q108        1      300 SH          SOLE                  300       0      0
ALLSTATE CORP                                    020002101      126     4200 SH          SOLE                 3000       0   1200
ALLSTATE CORP                                    020002101      198     6584 SH          DEFINED              6584       0      0
ALPINE GLOBAL PREM PTYS FD                       02083A103       25     4000 SH          DEFINED                 0       0   4000
ALPINE TOTAL DYNAMIC DIV FD                      021060108       16     1840 SH          SOLE                 1840       0      0
ALTRIA GROUP INC                                 02209S103       74     3792 SH          SOLE                 3017       0    775
ALTRIA GROUP INC                                 02209S103       53     2700 SH          DEFINED              2700       0      0
AMAZON COM INC                                   023135106      245     1820 SH          SOLE                 1820       0      0
AMAZON COM INC                                   023135106       88      652 SH          DEFINED                 0     652      0
AMBAC FINANCIAL GROUP INC                        023139108        1     1700 SH          DEFINED              1700       0      0
AMEREN CORP                                      023608102       25      900 SH          SOLE                  400       0    500
AMEREN CORP                                      023608102       41     1450 SH          DEFINED              1450       0      0
AMERICA MOVIL ADR                                02364W105       56     1200 SH          DEFINED              1200       0      0
AMERICA MOVIL SAB DE CV ADR                      02364W204       14      300 SH          SOLE                  300       0      0
AMERICAN ELECTRIC PWR INC                        025537101       82     2345 SH          SOLE                 2345       0      0
AMERICAN ELECTRIC PWR INC                        025537101      208     5990 SH          DEFINED              2372    3618      0
AMERICAN EXPRESS CO                              025816109      136     3350 SH          SOLE                 3350       0      0
AMERICAN EXPRESS CO                              025816109      230     5675 SH          DEFINED              5380     295      0
AMERICAN INTERNATIONAL GROUP                     026874784        9      307 SH          DEFINED               306       1      0
AMERICAN WATER WORKS CO                          030420103        2      100 SH          SOLE                  100       0      0
AMERICAN WATER WORKS CO                          030420103       45     2000 SH          DEFINED              2000       0      0
AMERON INTERNATIONAL CORP                        030710107        5       80 SH          SOLE                   80       0      0
AMETEK INC (NEW)                                 031100100       32      840 SH          DEFINED               840       0      0
AMGEN                                            031162100     1435    25373 SH          SOLE                24448     100    825
AMGEN                                            031162100      546     9650 SH          DEFINED              4475    5175      0
ANADARKO PETROLEUM CORP                          032511107      249     3992 SH          SOLE                 3992       0      0





                                                                                          
ANADARKO PETROLEUM CORP                          032511107      769    12320 SH          DEFINED             10220     300   1800
ANGLOGOLD LTD ADR PV R0.50                       035128206       50     1246 SH          DEFINED              1246       0      0
ANNALY CAPITAL MGMT INC                          035710409       12      700 SH          SOLE                  700       0      0
APACHE CORPORATION                               037411105      103     1000 SH          SOLE                 1000       0      0
APACHE CORPORATION                               037411105       76      735 SH          DEFINED               735       0      0
APOLLO INVT CORP                                 03761U106        2      200 SH          SOLE                  200       0      0
APPLE INC                                        037833100      377     1790 SH          SOLE                 1665       0    125
APPLE INC                                        037833100      448     2126 SH          DEFINED              1390     156    580
APPLIED MATERIALS                                038222105      346    24845 SH          SOLE                24845       0      0
APPLIED MATERIALS                                038222105      273    19590 SH          DEFINED             17310    2280      0
AQUA AMERICA                                     03836W103       27     1541 SH          SOLE                 1541       0      0
AQUA AMERICA                                     03836W103       87     4984 SH          DEFINED              4984       0      0
ARCHER-DANIELS-MIDLAND                           039483102       16      525 SH          SOLE                  525       0      0
ARCHER-DANIELS-MIDLAND                           039483102       66     2110 SH          DEFINED              2110       0      0
ARRIS GROUP                                      04269Q100       11     1000 SH          SOLE                 1000       0      0
ASHLAND INC NEW                                  044209104      171     4309 SH          SOLE                 4309       0      0
ASHLAND INC NEW                                  044209104        6      157 SH          DEFINED               157       0      0
ASTRAZENECA PLC SPONS ADR                        046353108       12      250 SH          SOLE                  250       0      0
ASTRAZENECA PLC SPONS ADR                        046353108       37      798 SH          DEFINED               798       0      0
ATMOS ENERGY                                     049560105       59     2000 SH          DEFINED              2000       0      0
AUTHENTIDATE HOLDING CORP                        052666104        1     1000 SH          SOLE                 1000       0      0
AUTODESK INC                                     052769106        9      350 SH          SOLE                  350       0      0
AUTODESK INC                                     052769106        4      150 SH          DEFINED               150       0      0
AUTOMATIC DATA PROCESSING                        053015103     3842    89753 SH          SOLE                88653     500    600
AUTOMATIC DATA PROCESSING                        053015103     2272    53065 SH          DEFINED             35670   16995    400
AVERY DENNISON CORP                              053611109       55     1512 SH          SOLE                 1512       0      0
AVERY DENNISON CORP                              053611109       13      350 SH          DEFINED               350       0      0
AVON PRODUCTS                                    054303102      265     8427 SH          SOLE                 8277     150      0
AVON PRODUCTS                                    054303102        7      235 SH          DEFINED               235       0      0
BB&T CORP                                        054937107        3      100 SH          DEFINED                 0     100      0
B & G FOODS INC NEW                              05508R106        1      100 SH          SOLE                  100       0      0
BCE INC                                          05534B760        3       91 SH          DEFINED                91       0      0
BP PLC                                           055622104      564     9730 SH          SOLE                 7730     399   1601
BP PLC                                           055622104     2070    35712 SH          DEFINED             15794   18137   1781
BALLARD POWER SYS INC NEW                        058586108        0      200 SH          DEFINED               200       0      0
BANK AMERICA                                     060505104     1602   106369 SH          SOLE               105369       0   1000
BANK AMERICA                                     060505104     1367    90782 SH          DEFINED             72468   18314      0
BANK OF NEW YORK MELLON CORP                     064058100       90     3227 SH          SOLE                 3227       0      0
BANK OF NEW YORK MELLON CORP                     064058100       72     2562 SH          DEFINED              1182    1130    250
BK NOVA SCOTIA LA BANQUE DE NOUVELLE ECOSSE      064149107       10      214 SH          DEFINED               214       0      0
BARCLAYS BANK PLC ADR       6.625% PFD           06739F390      167     8230 SH          SOLE                 8230       0      0
BARCLAYS BK PLC 8.125% PFD                       06739H362       50     2000 SH          SOLE                 2000       0      0
BARCLAYS BANK PFD 7.75%                          06739H511       48     2000 SH          SOLE                 2000       0      0
BARCLAYS BANK PLC 7.10% PFD                      06739H776       33     1500 SH          SOLE                 1500       0      0
BAXTER INTERNATIONAL                             071813109       59     1000 SH          SOLE                 1000       0      0
BAXTER INTERNATIONAL                             071813109      157     2680 SH          DEFINED              1680    1000      0
BECTON DICKINSON & COMPANY                       075887109     1308    16590 SH          SOLE                15790     500    300
BECTON DICKINSON & COMPANY                       075887109     1278    16205 SH          DEFINED             14825    1180    200





                                                                                          
BED BATH & BEYOND                                075896100       29      754 SH          SOLE                  754       0      0
BED BATH & BEYOND                                075896100        1       37 SH          DEFINED                 0      37      0
BEMIS CO INC                                     081437105       30     1000 SH          SOLE                 1000       0      0
BERKSHIRE HATHAWAY INC DEL                       084670108      198        2 SH          SOLE                    2       0      0
BERKSHIRE HATHAWAY CL B                          084670207      141       43 SH          SOLE                   43       0      0
BERKSHIRE HATHAWAY CL B                          084670207      214       65 SH          DEFINED                16      49      0
BEST BUY COMPANY                                 086516101      510    12930 SH          SOLE                12930       0      0
BEST BUY COMPANY                                 086516101      182     4602 SH          DEFINED              2852    1750      0
BHP BILLITON LTD SPONS ADR                       088606108     2065    26970 SH          SOLE                26370     500    100
BHP BILLITON LTD SPONS ADR                       088606108      517     6745 SH          DEFINED              4265    2480      0
BIOGEN IDEC INC                                  09062X103       16      301 SH          SOLE                  301       0      0
BIOVAIL CORPORATION                              09067J109        3      250 SH          DEFINED               250       0      0
BLACKBAUD INC                                    09227Q100        6      236 SH          DEFINED                 0     236      0
BLACKROCK NJ INVT QLTY MUNI                      09247C107        4      319             SOLE                  319       0      0
BLACKROCK INSD MUNI TERM TR                      092474105       10     1000             SOLE                 1000       0      0
BLACKROCK INSD MUN INCOME TR                     092479104      131     9652             SOLE                 9652       0      0
BLACKROCK NJ MUNI INC TR                         09248J101       10      750             SOLE                  750       0      0
BLACKROCK NJ MUNI BD TR                          09249A109       54     3700             SOLE                 2200       0   1500
BLACKROCK CORE BOND TRUST                        09249E101       19     1600 SH          SOLE                 1600       0      0
BLACKROCK MUNI 2020 TERM TR                      09249X109       13      900             SOLE                  900       0      0
BLACKROCK DIV ACHVRS TR                          09250N107       38     4058 SH          DEFINED               400    3658      0
BLACKROCK PFD & EQ ADVANTAGE                     092508100       19     1636 SH          SOLE                 1636       0      0
BLACKROCK INTL GROWTH & INC                      092524107       52     4520 SH          SOLE                 4520       0      0
BLACKROCK MUNIYIELD FD INC                       09253W104       26     2000             SOLE                 2000       0      0
BLACKROCK MUNI INTERDRATN FD                     09253X102       46     3500             SOLE                 3500       0      0
BLACKROCK MUNIHLDS INS FD II                     09254C107       47     3600             SOLE                 3600       0      0
BLACKROCK MUNIHLDS NJ INS FD                     09254X101      158    11642             SOLE                10642       0   1000
BLACKROCK MUNIYIELD NJ FD                        09254Y109       68     4937             SOLE                 4937       0      0
BLACKROCK MUNIYIELD NJ FD                        09254Y109      105     7583             DEFINED              7583       0      0
BLACKROCK MUNIYIELD NJ INSD                      09255A100       54     4032             SOLE                 4032       0      0
BLACKROCK MUNIHLDS NY INS FD                     09255C106       17     1253             DEFINED              1253       0      0
BLACKROCK MUNIYLD NY INS FD                      09255E102       12     1000             SOLE                 1000       0      0
BLACKROCK PFD INC STRATEGIES                     09255H105       46     4900 SH          SOLE                 4900       0      0
BLACKROCK CORP HIGH YIELD   FUND #111            09255M104       32     5000 SH          DEFINED                 0       0   5000
BLACKROCK DIVERSIFIED INCOME STRATEGIES FUND INC 09255W102       29     3000 SH          SOLE                 3000       0      0
BOEING COMPANY                                   097023105      101     1870 SH          SOLE                 1870       0      0
BOEING COMPANY                                   097023105       70     1300 SH          DEFINED              1300       0      0
BOSTON PROPERTIES INC                            101121101       17      250 SH          SOLE                  250       0      0
BRIGGS & STRATTON CORP                           109043109        4      238 SH          DEFINED               238       0      0
BRIGHTPOINT INC COM                              109473405       15     2000 SH          SOLE                 2000       0      0
THE BRINK'S COMPANY                              109696104       10      400 SH          SOLE                  400       0      0
BRINKS HOME SEC HLDGS INC                        109699108       13      400 SH          SOLE                  400       0      0
BRISTOL-MYERS SQUIBB                             110122108      278    11001 SH          SOLE                10909       0     92
BRISTOL-MYERS SQUIBB                             110122108      940    37222 SH          DEFINED             36300     922      0
BROADCOM CORPORATION                             111320107       25      800 SH          DEFINED               800       0      0
BROADRIDGE FINL SOLUTIONS                        11133T103       16      700 SH          SOLE                  700       0      0
BROADRIDGE FINL SOLUTIONS                        11133T103       12      550 SH          DEFINED               550       0      0
BROOKFIELD ASSET MANAGEMENT                      112585104        4      200 SH          SOLE                  200       0      0





                                                                                          
BROWN & BROWN INC                                115236101        4      242 SH          DEFINED                 0     242      0
BROWN FORMAN DISTILLERS CORPCL A VOTING          115637100       23      400 SH          DEFINED               400       0      0
BROWN-FORMAN CORP CL B                           115637209        5      100 SH          DEFINED               100       0      0
BUCKEYE PIPELINE PARTNERS LP                     118230101      587    10775 SH          SOLE                10325       0    450
BUCKEYE PIPELINE PARTNERS LP                     118230101      527     9670 SH          DEFINED              8745     925      0
BURLINGTON NORTHERN SANTA FE                     12189T104      218     2211 SH          SOLE                 2211       0      0
BURLINGTON NORTHERN SANTA FE                     12189T104      200     2026 SH          DEFINED              1645     381      0
CBS CORP NEW                                     124857202        1      100 SH          DEFINED               100       0      0
CH ENERGY GROUP INC                              12541M102       43     1000 SH          SOLE                 1000       0      0
CIGNA CORP.                                      125509109       21      585 SH          SOLE                  585       0      0
CME GROUP INC.                                   12572Q105        3       10 SH          DEFINED                 0      10      0
CMS ENERGY CORP                                  125896100        3      200 SH          DEFINED               200       0      0
CSX CORP                                         126408103       48     1000 SH          SOLE                 1000       0      0
CSX CORP                                         126408103      135     2792 SH          DEFINED              2792       0      0
CVS/CAREMARK CORP COM                            126650100      141     4375 SH          SOLE                 4375       0      0
CVS/CAREMARK CORP COM                            126650100      155     4807 SH          DEFINED              2805    2002      0
CADBURY PLC ADR                                  12721E102        3       64 SH          SOLE                   64       0      0
CALAMOS GBL DYN INC FUND COM                     12811L107        6      700 SH          SOLE                  700       0      0
CAMERON INTL CORP                                13342B105        6      133 SH          DEFINED                 0     133      0
CAMPBELL SOUP CO                                 134429109       66     1960 SH          SOLE                 1960       0      0
CAMPBELL SOUP CO                                 134429109       34     1000 SH          DEFINED              1000       0      0
CANADIAN NATIONAL RY CO                          136375102       11      200 SH          DEFINED               200       0      0
CANADIAN NAT RESOURCES LTD                       136385101       43      595 SH          DEFINED               500      95      0
CAPITAL ONE FINANCIAL                            14040H105       77     2000 SH          SOLE                 2000       0      0
CAPITAL ONE FINANCIAL                            14040H105       54     1400 SH          DEFINED               300    1100      0
CARBO CERAMICS INC                               140781105       17      250 SH          DEFINED               250       0      0
CARDIONET INC                                    14159L103        6     1000 SH          DEFINED              1000       0      0
CAREER EDUCATION CORP                            141665109       14      600 SH          DEFINED               600       0      0
CARROLS RESTAURANT GROUP INC                     14574X104        7     1000 SH          SOLE                 1000       0      0
CATERPILLAR INC                                  149123101      964    16923 SH          SOLE                16738       0    185
CATERPILLAR INC                                  149123101     1213    21291 SH          DEFINED             16631    4460    200
CELERA CORP                                      15100E106        1      200 SH          SOLE                  200       0      0
CELGENE CORPORATION                              151020104       89     1600 SH          SOLE                 1600       0      0
CELGENE CORPORATION                              151020104       29      525 SH          DEFINED               400     125      0
CENOVUS ENERGY INC                               15135U109       41     1620 SH          SOLE                 1620       0      0
CENTER BANCORP INC                               151408101      197    22031 SH          SOLE                22031       0      0
CENTER BANCORP INC                               151408101       36     4000 SH          DEFINED                 0    4000      0
CENTERPOINT ENERGY INC                           15189T107       20     1400 SH          SOLE                 1400       0      0
CENTRAL FUND CANADA                              153501101       69     5000 SH          SOLE                 5000       0      0
CENTRAL FUND CANADA                              153501101      127     9250 SH          DEFINED              1250    8000      0
CENTURYTEL INC                                   156700106      101     2800 SH          SOLE                 2800       0      0
CHESAPEAKE ENERGY CORP                           165167107       16      600 SH          DEFINED               100       0    500
CHEVRON                                          166764100     7261    94307 SH          SOLE                91537     900   1870
CHEVRON                                          166764100     5165    67091 SH          DEFINED             46903   15988   4200
CHICAGO BRIDGE & IRON N.V.                       167250109       15      750 SH          SOLE                  650       0    100
CHICAGO BRIDGE & IRON N.V.                       167250109      164     8100 SH          DEFINED              8100       0      0
CHINA MOBILE LTD                                 16941M109      214     4600 SH          DEFINED              1800       0   2800
CHUBB                                            171232101     4227    85959 SH          SOLE                84659       0   1300





                                                                                          
CHUBB                                            171232101     2620    53270 SH          DEFINED             40305   12965      0
CHURCH & DWIGHT INC                              171340102       40      660 SH          SOLE                    0       0    660
CHURCH & DWIGHT INC                              171340102       42      700 SH          DEFINED                 0     700      0
CIMAREX ENERGY CO                                171798101       53     1000 SH          DEFINED              1000       0      0
CISCO SYSTEMS                                    17275R102     3130   130785 SH          SOLE               128610      75   2100
CISCO SYSTEMS                                    17275R102     2595   108437 SH          DEFINED             84320   22617   1500
CINTAS                                           172908105       58     2220 SH          SOLE                 2220       0      0
CITIGROUP INC                                    172967101       52    15786 SH          SOLE                15786       0      0
CITIGROUP INC                                    172967101       96    29200 SH          DEFINED             23847    5353      0
CLINICAL DATA INC NEW                            18725U109       11      630 SH          DEFINED               630       0      0
CLOROX CO DEL                                    189054109       22      366 SH          SOLE                  366       0      0
CLOROX CO DEL                                    189054109       61     1000 SH          DEFINED              1000       0      0
CLOUGH GLOBAL EQUITY FUND                        18914C100        4      261 SH          SOLE                  261       0      0
CLOUGH GLOBAL OPPORT FD                          18914E106       64     5000 SH          SOLE                 5000       0      0
COACH INC                                        189754104       91     2488 SH          SOLE                 2488       0      0
COCA COLA CO                                     191216100      953    16712 SH          SOLE                16012     700      0
COCA COLA CO                                     191216100      316     5540 SH          DEFINED              3300     165   2075
COEUR D ALENE MINES CORP    IDAHO NEW            192108504        6      306 SH          SOLE                  306       0      0
COGNIZANT TECHNOLOGY CO                          192446102       88     1947 SH          DEFINED              1692     255      0
COLFAX CORP                                      194014106       60     5000 SH          SOLE                 5000       0      0
COLGATE PALMOLIVE                                194162103     1977    24066 SH          SOLE                23966       0    100
COLGATE PALMOLIVE                                194162103      729     8877 SH          DEFINED              7597     880    400
COMCAST CORP NEW CL A                            20030N101       71     4231 SH          SOLE                 4231       0      0
COMCAST CORP NEW CL A                            20030N101       51     3000 SH          DEFINED              3000       0      0
COMCAST CORP NEW CL A SPL                        20030N200        9      592 SH          DEFINED                 0     592      0
COMMONWEALTH BANK SHARES INC                     202736104        0      293 SH          SOLE                  293       0      0
COMPANHIA SIDERURGICA NACION SPONSORED ADR       20440W105       29      900 SH          DEFINED               900       0      0
CONOCOPHILLIPS CORP                              20825C104      391     7662 SH          SOLE                 7662       0      0
CONOCOPHILLIPS CORP                              20825C104      662    12958 SH          DEFINED             12613     345      0
CONSOL ENERGY INC.                               20854P109       18      365 SH          DEFINED               365       0      0
CONSOLIDATED EDISON                              209115104      937    20633 SH          SOLE                20633       0      0
CONSOLIDATED EDISON                              209115104       71     1561 SH          DEFINED              1561       0      0
CONSTELLATION BRANDS CL A                        21036P108        7      450 SH          SOLE                  250       0    200
CONSTELLATION BRANDS CL A                        21036P108      227    14250 SH          DEFINED             12300     300   1650
CONSTELLATION ENERGY GROUP                       210371100       32      900 SH          DEFINED               900       0      0
CONTINENTAL AIRLINES CL B                        210795308       18     1000 SH          SOLE                 1000       0      0
CORN PRODS INTL INC                              219023108        3      100 SH          SOLE                  100       0      0
CORN PRODS INTL INC                              219023108       94     3200 SH          DEFINED              3200       0      0
CORNING INC                                      219350105      100     5175 SH          SOLE                 5175       0      0
CORNING INC                                      219350105       18      950 SH          DEFINED               950       0      0
COSTCO WHOLESALE                                 22160K105     3955    66838 SH          SOLE                66488       0    350
COSTCO WHOLESALE                                 22160K105     3083    52110 SH          DEFINED             40115   10945   1050
CUMMINS ENGINE INC                               231021106      138     3000 SH          DEFINED              3000       0      0
CURTISS WRIGHT CORP                              231561101       31     1000 SH          SOLE                 1000       0      0
CYTEC INDUSTRIES INC                             232820100        0       10 SH          DEFINED                10       0      0
CYTORI THERAPEUTICS INC                          23283K105       18     3000 SH          SOLE                 3000       0      0
DNP SELECT INCOME FUND INC COM                   23325P104       33     3660 SH          SOLE                 3660       0      0
DTE ENERGY CO                                    233331107       48     1105 SH          SOLE                 1105       0      0





                                                                                          
DANAHER CORP                                     235851102     2698    35878 SH          SOLE                35578       0    300
DANAHER CORP                                     235851102     1162    15455 SH          DEFINED              8974    6481      0
DARDEN RESTAURANTS                               237194105       32      900 SH          SOLE                  900       0      0
DATARAM CORP                                     238108203       46    12647 SH          SOLE                12647       0      0
DEAN FOODS COMPANY                               242370104       17      919 SH          SOLE                  919       0      0
DEAN FOODS COMPANY                               242370104        9      500 SH          DEFINED               500       0      0
DEERE & COMPANY                                  244199105      478     8828 SH          SOLE                 7128       0   1700
DEERE & COMPANY                                  244199105      600    11100 SH          DEFINED              7850    2250   1000
DEL MONTE FOODS CO                               24522P103       25     2208 SH          SOLE                 2208       0      0
DELCATH SYSTEMS INC                              24661P104       17     3400 SH          DEFINED                 0       0   3400
DELL                                             24702R101       23     1600 SH          SOLE                 1600       0      0
DELL                                             24702R101       55     3800 SH          DEFINED              3200       0    600
DELTA AIRLINES INC                               247361702        3      248 SH          SOLE                  248       0      0
DELTIC TIMBER CORP                               247850100       92     2000 SH          DEFINED              2000       0      0
DENNYS CORP COM                                  24869P104       11     5000 SH          SOLE                 5000       0      0
DEVON ENERGY CORPORATION NEW                     25179M103      258     3515 SH          SOLE                 3515       0      0
DEVON ENERGY CORPORATION NEW                     25179M103       29      400 SH          DEFINED               275     125      0
DIAGEO PLC SPONSERED ADR                         25243Q205        5       65 SH          DEFINED                 0      65      0
DIAMOND OFFSHORE DRILLING                        25271C102        2       25 SH          SOLE                   25       0      0
DIAMOND OFFSHORE DRILLING                        25271C102       44      450 SH          DEFINED               450       0      0
DIAMONDS TRUST SER I                             252787106       62      600 SH          SOLE                  600       0      0
DIAMONDS TRUST SER I                             252787106       16      150 SH          DEFINED               150       0      0
DIEBOLD INC                                      253651103      125     4400 SH          DEFINED              4400       0      0
DINEEQUITY INC                                   254423106       24     1000 SH          SOLE                 1000       0      0
DISNEY WALT                                      254687106     3982   123471 SH          SOLE               120446       0   3025
DISNEY WALT                                      254687106     2413    74814 SH          DEFINED             56111   18703      0
DISCOVER FINANCIAL SERVICES                      254709108        2      150 SH          DEFINED               150       0      0
DOMINION RES                                     25746U109     1364    35065 SH          SOLE                31162     775   3128
DOMINION RES                                     25746U109     1186    30473 SH          DEFINED             21625    8646    202
DONALDSON INC                                    257651109       17      400 SH          SOLE                  400       0      0
DONALDSON INC                                    257651109      117     2740 SH          DEFINED              2650      90      0
DOVER CORPORATION                                260003108       75     1800 SH          SOLE                 1800       0      0
DOVER CORPORATION                                260003108       91     2180 SH          DEFINED              2000     180      0
DOW CHEMICAL                                     260543103      137     4967 SH          SOLE                 1767       0   3200
DOW CHEMICAL                                     260543103      296    10702 SH          DEFINED              8865      37   1800
DR PEPPER SNAPPLE GROUP INC                      26138E109        1       48 SH          SOLE                   48       0      0
DU PONT E I DE NEMOURS & CO                      263534109      314     9328 SH          SOLE                 9328       0      0
DU PONT E I DE NEMOURS & CO                      263534109      532    15810 SH          DEFINED              7430    8380      0
DUKE ENERGY HOLDING                              26441C105      557    32385 SH          SOLE                30210     625   1550
DUKE ENERGY HOLDING                              26441C105      661    38419 SH          DEFINED             23683   13300   1436
DUKE REALTY CORP                                 264411505        2      200 SH          SOLE                  200       0      0
DUKE REALTY CORP                                 264411505       12     1000 SH          DEFINED              1000       0      0
DUN & BRADSTREET DE NEW                          26483E100       17      200 SH          SOLE                  200       0      0
DUN & BRADSTREET DE NEW                          26483E100        2       27 SH          DEFINED                 0      27      0
DYAX CORPORATION                                 26746E103        2      500 SH          SOLE                  500       0      0
EMC CORP                                         268648102     1219    69814 SH          SOLE                69814       0      0
EMC CORP                                         268648102      702    40210 SH          DEFINED             32185    8025      0
EOG RES INC                                      26875P101        5       55 SH          SOLE                   55       0      0





                                                                                          
EOG RES INC                                      26875P101      238     2444 SH          DEFINED              2339     105      0
EASTMAN CHEMICAL COMPANY                         277432100        4       61 SH          SOLE                   61       0      0
EASTMAN CHEMICAL COMPANY                         277432100        3       50 SH          DEFINED                50       0      0
EATON VANCE CORP                                 278265103        4      129 SH          DEFINED                 0     129      0
EATON VANCE INSD MUNICIPAL BOND FUND             27827X101       17     1334             SOLE                 1334       0      0
EATON VANCE LIMITED DURATION                     27828H105       30     2000 SH          DEFINED                 0       0   2000
EATON VANCE TX MGD DV EQ IN                      27828N102       37     2837 SH          SOLE                 2837       0      0
EATON VANCE INS NJ MUN BD FD                     27828R103       51     3533             SOLE                 3533       0      0
EATON VANCE TAX ADVANTAGED  GBL DIV INC FD COM   27828S101        3      250 SH          SOLE                  250       0      0
EATON VANCE TAX MNG BY WRT                       27828Y108       15     1000 SH          DEFINED                 0    1000      0
EATON VANCE TAX MNG GBL EQT                      27829F108       30     2400 SH          SOLE                 2400       0      0
EATON VANCE RISK MNGD                            27829G106       21     1250 SH          SOLE                 1250       0      0
EBAY INC                                         278642103        7      300 SH          SOLE                  300       0      0
EL PASO CORPORATION                              28336L109      189    19200 SH          SOLE                19200       0      0
EL PASO CORPORATION                              28336L109       46     4715 SH          DEFINED              4715       0      0
ELDORADO GOLD CORP NEW                           284902103       11      800 SH          DEFINED               800       0      0
ELECTRONIC ARTS INC                              285512109        2      100 SH          SOLE                  100       0      0
EMERGENT BIOSOLUTIONS INC                        29089Q105       14     1000 SH          DEFINED              1000       0      0
EMERSON ELEC CO                                  291011104      408     9580 SH          SOLE                 9580       0      0
EMERSON ELEC CO                                  291011104      871    20446 SH          DEFINED             20446       0      0
ENBRIDGE INC                                     29250N105       14      300 SH          DEFINED               300       0      0
ENBRIDGE ENERGY PARTNERS LP                      29250R106      357     6650 SH          SOLE                 6050       0    600
ENBRIDGE ENERGY PARTNERS LP                      29250R106      533     9930 SH          DEFINED              5430    4500      0
ENBRIDGE ENERGY MNGT LLC                         29250X103       17      324 SH          SOLE                  324       0      0
ENCANA CORP                                      292505104       52     1620 SH          SOLE                 1620       0      0
ENERGY TRANSFER EQUITY LP COM UT                 29273V100       61     2000 SH          DEFINED                 0    2000      0
ENERPLUS RESOURCES FD TR UT                      29274D604       57     2475 SH          SOLE                 2475       0      0
ENERPLUS RESOURCES FD TR UT                      29274D604       16      700 SH          DEFINED               700       0      0
ENTERGY CORP NEW                                 29364G103      255     3110 SH          SOLE                 3110       0      0
ENTERGY CORP NEW                                 29364G103      209     2556 SH          DEFINED              2556       0      0
ENTERPRISE GP HLDGS L P                          293716106       12      300 SH          SOLE                  300       0      0
ENTERPRISE PRODS PARTNERS LP                     293792107      219     6976 SH          SOLE                 6026       0    950
ENTERPRISE PRODS PARTNERS LP                     293792107       22      700 SH          DEFINED               700       0      0
ENZON PHARMECEUTICALS INC                        293904108        3      250 SH          SOLE                  250       0      0
EQUIFAX, INC.                                    294429105       52     1700 SH          SOLE                 1700       0      0
EQUIFAX, INC.                                    294429105       20      650 SH          DEFINED               650       0      0
EQUITY RESIDENTIAL SBI                           29476L107       25      750 SH          SOLE                  750       0      0
EQUITY RESIDENTIAL SBI                           29476L107        7      200 SH          DEFINED               200       0      0
EVERGREEN GLOBAL DIVD OPP FD                     30024H101       20     2000 SH          SOLE                 2000       0      0
EVERGREEN GLOBAL DIVD OPP FD                     30024H101       15     1500 SH          DEFINED                 0    1500      0
EVERGREEN SOLAR                                  30033R108        7     4500 SH          DEFINED              4000     500      0
EXELON CORP COM                                  30161N101      431     8814 SH          SOLE                 8814       0      0
EXELON CORP COM                                  30161N101      220     4500 SH          DEFINED               150    4350      0
EXIDE TECHNOLOGIES WARRANTS                      302051123        0      241 SH          SOLE                  241       0      0
EXPEDITORS INTL WASH INC                         302130109       42     1200 SH          SOLE                 1200       0      0
EXPEDITORS INTL WASH INC                         302130109        4      114 SH          DEFINED                 0     114      0
EXPRESS SCRIPTS A                                302182100      207     2395 SH          SOLE                 2395       0      0
EXPRESS SCRIPTS A                                302182100        1       15 SH          DEFINED                 0      15      0





                                                                                          
EXXON CALL 70 01/16/10                           30231G0AN       22      600 SH  CALL    SOLE                  600       0      0
EXXON MOBIL CALL 70 04/17/10                     30231G0DN       42      200 SH  CALL    SOLE                  200       0      0
EXXON MOBIL                                      30231G102    12385   181630 SH          SOLE               178880     450   2300
EXXON MOBIL                                      30231G102    16841   246973 SH          DEFINED            163905   28680  54388
FPL GROUP                                        302571104      796    15079 SH          SOLE                15079       0      0
FPL GROUP                                        302571104      704    13340 SH          DEFINED              6550    6790      0
FACET BIOTECH CORP                               30303Q103        9      510 SH          SOLE                  510       0      0
FEDERATED PREM MUN INC FD                        31423P108       51     3433             SOLE                 3433       0      0
FEDEX CORPORATION                                31428X106       73      875 SH          SOLE                  875       0      0
FIDELITY NATL INFO SVCS INC                      31620M106        0        1 SH          SOLE                    1       0      0
FIDELITY NATL INFO SVCS INC                      31620M106       25     1054 SH          DEFINED              1054       0      0
FIFTH THIRD BANCORP                              316773100       14     1450 SH          SOLE                 1450       0      0
FIFTH THIRD BANCORP                              316773100       13     1300 SH          DEFINED              1300       0      0
FIRST SOLAR INC                                  336433107     1576    11640 SH          SOLE                11640       0      0
FIRST SOLAR INC                                  336433107      603     4450 SH          DEFINED              2525    1825    100
FIRSTENERGY CORP                                 337932107      189     4075 SH          SOLE                 4075       0      0
FLUOR CORP NEW                                   343412102       23      500 SH          SOLE                  200       0    300
FLUOR CORP NEW                                   343412102       54     1200 SH          DEFINED                 0    1200      0
FLOWER FOODS INC                                 343498101      167     7030 SH          DEFINED              7030       0      0
FLOWSERVE CORP                                   34354P105       38      400 SH          DEFINED               400       0      0
FORD MOTOR CO DEL                                345370860       62     6190 SH          SOLE                 6190       0      0
FORD MOTOR CO DEL                                345370860      170    17000 SH          DEFINED             17000       0      0
FORD MOTOR COMPANY CAP TR II CONV PRD            345395206       20      500 SH          SOLE                  500       0      0
FORTUNE BRANDS                                   349631101      400     9260 SH          SOLE                 8860     300    100
FORTUNE BRANDS                                   349631101      364     8425 SH          DEFINED              7925     500      0
FRANKLIN RESOURCES INC                           354613101      397     3765 SH          SOLE                 3765       0      0
FRANKLIN TEMPLETON LTD DRATN INCOME TRUST        35472T101       14     1180 SH          SOLE                 1180       0      0
FREEPORT-MCMORAN COPPER &   GOLD PFD CONV        35671D782       69      600 SH          DEFINED                 0     600      0
FREEPORT MCMORAN                                 35671D857        1       16 SH          SOLE                   16       0      0
FREEPORT MCMORAN                                 35671D857      123     1536 SH          DEFINED               500    1036      0
FRONTIER COMMUNICATIONS                          35906A108        3      410 SH          DEFINED               410       0      0
FUELCELL ENERGY INC                              35952H106       19     5000 SH          DEFINED              5000       0      0
H. B. FULLER COMPANY                             359694106        0       12 SH          SOLE                   12       0      0
GABELLI EQUITY TRUST INC                         362397101        4      858 SH          DEFINED               858       0      0
GABELLI DIVIDEND INCOME FD                       36242H104       33     2500 SH          SOLE                 2500       0      0
GANNETT COMPANY INC                              364730101       15     1000 SH          SOLE                 1000       0      0
GAP INC                                          364760108        3      150 SH          SOLE                  150       0      0
GENERAL AMERICAN INVESTORS                       368802104       64     2740 SH          SOLE                 2740       0      0
GENERAL CABLE CORP                               369300108        6      200 SH          SOLE                  200       0      0
GENERAL DYNAMICS CORP                            369550108       14      200 SH          DEFINED               200       0      0
GENERAL ELECTRIC                                 369604103     5992   396052 SH          SOLE               385862    1540   8650
GENERAL ELECTRIC                                 369604103     5408   357443 SH          DEFINED            240883   95660  20900
GENERAL MILLS INC                                370334104      192     2708 SH          SOLE                 2708       0      0
GENERAL MILLS INC                                370334104      221     3125 SH          DEFINED               450    2675      0
GENWORTH FINANCIAL                               37247D106        3      300 SH          DEFINED                 0     300      0
GENZYME CORP                                     372917104       94     1925 SH          SOLE                 1925       0      0
GENZYME CORP                                     372917104      284     5800 SH          DEFINED              5200     600      0
GERON CORP                                       374163103        8     1500 SH          SOLE                 1500       0      0





                                                                                          
GILEAD SCIENCES INC                              375558103      147     3405 SH          SOLE                 3405       0      0
GILEAD SCIENCES INC                              375558103       43      984 SH          DEFINED               800     184      0
GLAXO SMITHKLINE PLC SPS ADR                     37733W105       73     1725 SH          SOLE                 1725       0      0
GLAXO SMITHKLINE PLC SPS ADR                     37733W105      418     9901 SH          DEFINED              9701     200      0
GOLDCORP INC                                     380956409       39     1000 SH          SOLE                 1000       0      0
GOLDCORP INC                                     380956409      209     5300 SH          DEFINED               300    5000      0
GOLDMAN SACHS GROUP                              38141G104     3854    22827 SH          SOLE                22327     265    235
GOLDMAN SACHS GROUP                              38141G104     1630     9654 SH          DEFINED              6860    2794      0
GOODRICH PETROLEUM CORP NEW                      382410405       24     1000 SH          SOLE                 1000       0      0
GOOGLE INC                                       38259P508      551      888 SH          SOLE                  888       0      0
GOOGLE INC                                       38259P508       47       76 SH          DEFINED                25      51      0
GOVERNMENT PROPERTIES                            38376A103        8      347 SH          SOLE                  347       0      0
GRAINGER W W INC                                 384802104       10      100 SH          SOLE                  100       0      0
GRAINGER W W INC                                 384802104       48      500 SH          DEFINED               500       0      0
GREAT PLAINS ENERGY INC                          391164100        3      150 SH          DEFINED                 0     150      0
GUSHAN ENVRNMTL ENERGY ADR                       40330W106        2     1400 SH          DEFINED                 0       0   1400
HSBS HOLDINGS PLS ADR SER A  1/40 PFD            404280604       34     1600 SH          SOLE                 1600       0      0
HAIN CELESTIAL GROUP INC                         405217100       11      650 SH          DEFINED               650       0      0
HALLIBURTON CO                                   406216101       21      700 SH          SOLE                    0       0    700
HALLIBURTON CO                                   406216101      235     7800 SH          DEFINED              6000     800   1000
JOHN HANCOCK PFD INC FD III                      41021P103        9      600 SH          SOLE                  600       0      0
HANESBRANDS INC COM                              410345102       21      875 SH          DEFINED               875       0      0
HANOVER INSURANCE GROUP INC                      410867105        8      177 SH          DEFINED               177       0      0
HARLEY DAVIDSON                                  412822108        3      125 SH          SOLE                  125       0      0
HARLEY DAVIDSON                                  412822108       60     2380 SH          DEFINED              2275     105      0
HARRIS CORP                                      413875105      110     2319 SH          SOLE                 2319       0      0
HARRIS CORP                                      413875105       38      800 SH          DEFINED               800       0      0
HARTFORD FINL SVCS GROUP INC                     416515104       57     2445 SH          SOLE                 2445       0      0
HARVEST ENERGY TR UNIT                           41752X101        2      250 SH          SOLE                  250       0      0
HAWAIIAN ELECTRIC INDS INC                       419870100        4      200 SH          SOLE                  200       0      0
HEICO CORP CL A                                  422806208        5      135 SH          DEFINED                 0     135      0
H.J. HEINZ COMPANY                               423074103      460    10763 SH          SOLE                10663     100      0
H.J. HEINZ COMPANY                               423074103      111     2600 SH          DEFINED               100    2500      0
HERSHEY FOOD                                     427866108       67     1875 SH          SOLE                 1875       0      0
HERSHEY FOOD                                     427866108        7      200 SH          DEFINED               200       0      0
HESS CORP                                        42809H107      287     4737 SH          SOLE                 4737       0      0
HEWLETT PACKARD CO                               428236103     1050    20390 SH          SOLE                19865     125    400
HEWLETT PACKARD CO                               428236103      638    12382 SH          DEFINED              7602    4780      0
HOME DEPOT                                       437076102     1734    59940 SH          SOLE                58855     860    225
HOME DEPOT                                       437076102     1220    42184 SH          DEFINED             31300   10884      0
HONEYWELL INTERNATIONAL INC                      438516106       93     2363 SH          SOLE                 2363       0      0
HONEYWELL INTERNATIONAL INC                      438516106       79     2004 SH          DEFINED              1804     200      0
HORIZON BANCORP IND COM                          440407104       15      940 SH          SOLE                  940       0      0
HORMEL FOODS                                     440452100      104     2700 SH          SOLE                 2700       0      0
HOSPITALITY PROPERTIES TRUST                     44106M102       45     1900 SH          SOLE                 1900       0      0
HOSPITALITY PROPERTIES TRUST                     44106M102       12      500 SH          DEFINED               500       0      0
HOSPIRA INC                                      441060100       65     1280 SH          SOLE                 1280       0      0
HUDSON CITY BANCORP                              443683107      137    10012 SH          SOLE                10012       0      0





                                                                                          
HUDSON CITY BANCORP                              443683107       14     1000 SH          DEFINED              1000       0      0
IMS HEALTH INCORPORATED                          449934108       55     2632 SH          DEFINED              2632       0      0
ITT EDUCATIONAL SERVICES INC                     45068B109        3       34 SH          DEFINED                 0      34      0
ITT INDUSTRIES                                   450911102      916    18424 SH          SOLE                18424       0      0
ITT INDUSTRIES                                   450911102      639    12847 SH          DEFINED             11272    1575      0
ICON PUB LTD CO                                  45103T107       54     2500 SH          DEFINED              2500       0      0
IDACORP INC                                      451107106       64     2000 SH          SOLE                 2000       0      0
IDACORP INC                                      451107106       19      600 SH          DEFINED               600       0      0
ILLINOIS TOOL WORKS INC                          452308109      694    14465 SH          SOLE                14265     200      0
ILLINOIS TOOL WORKS INC                          452308109      416     8667 SH          DEFINED              7742     925      0
ILLUMINA INC COM                                 452327109       61     2000 SH          DEFINED              2000       0      0
IMPERIAL OIL LTD                                 453038408       11      280 SH          SOLE                  280       0      0
IMPERIAL OIL LTD                                 453038408       46     1200 SH          DEFINED                 0    1200      0
INDIA FUND                                       454089103       13      415 SH          SOLE                    0       0    415
INERGY LP LTD                                    456615103       36     1000 SH          SOLE                 1000       0      0
INTEL                                            458140100      693    33989 SH          SOLE                33989       0      0
INTEL                                            458140100      941    46155 SH          DEFINED             25180   19775   1200
INTEGRYS ENERGY GROUP INC                        45822P105       42     1000 SH          SOLE                 1000       0      0
INTEGRYS ENERGY GROUP INC                        45822P105       62     1484 SH          DEFINED              1484       0      0
INTL BUSINESS MACHINES                           459200101     7572    57847 SH          SOLE                56112     850    885
INTL BUSINESS MACHINES                           459200101     5647    43141 SH          DEFINED             33144    7737   2260
INTL GAME TECHNOLOGY                             459902102       57     3050 SH          DEFINED              3050       0      0
INTL PAPER COMPANY                               460146103       21      800 SH          DEFINED               800       0      0
INTEVAC INC                                      461148108       75     6564 SH          SOLE                 6564       0      0
INTUITIVE SURGICAL INC                           46120E602        7       22 SH          DEFINED                 0      22      0
INTUIT                                           461202103       15      500 SH          DEFINED               500       0      0
INVESTMENT GRADE MUNI INC FD                     461368102       14      966             SOLE                  966       0      0
INVESTORS BANCORP INC COM                        46146P102       11     1000 SH          SOLE                 1000       0      0
IRON MOUNTAIN INC                                462846106        5      200 SH          DEFINED                 0     200      0
I SHARES SILVER TRUST                            46428Q109       33     2000 SH          SOLE                 2000       0      0
I SHARES SILVER TRUST                            46428Q109       36     2200 SH          DEFINED                 0    2200      0
I SHARE S&P GSCI COMMODITY  IDX                  46428R107       44     1370 SH          SOLE                 1370       0      0
I SHARES MSCI AUSTRALIA     INDEX FUND           464286103        2      100 SH          SOLE                  100       0      0
I SHARES BRAZIL FUND                             464286400      384     5145 SH          SOLE                 5145       0      0
I SHARES BRAZIL FUND                             464286400       68      905 SH          DEFINED               405       0    500
I SHARES MSCI CANADA IDX FD                      464286509       26     1000 SH          SOLE                 1000       0      0
I SHARES MSCI CANADA IDX FD                      464286509       26     1000 SH          DEFINED                 0    1000      0
I SHARES INC MSCI JAPAN     INDEX FUND           464286848       19     2000 SH          DEFINED              2000       0      0
I SHARES INC MSCI HONG KONG                      464286871       20     1250 SH          SOLE                    0       0   1250
I SHARES TR DOW JONES SELECT DIV INDEX FD        464287168        7      150 SH          SOLE                  150       0      0
I SHARES TR DOW JONES SELECT DIV INDEX FD        464287168       51     1155 SH          DEFINED               100    1055      0
I SHARES TIPS INDEX                              464287176       72      695 SH          SOLE                  695       0      0
I SHARES TIPS INDEX                              464287176      104     1000 SH          DEFINED              1000       0      0
I SHARES TR S&P 500 INDEX FD                     464287200       54      481 SH          SOLE                  481       0      0
I SHARES TR MSCI EMERGING   MKTS INDEX FD        464287234     3963    95498 SH          SOLE                93148       0   2350
I SHARES TR MSCI EMERGING   MKTS INDEX FD        464287234     1159    27922 SH          DEFINED             20617    6605    700
I SHARES S&P 500 GROWTH                          464287309      955    16474 SH          SOLE                16474       0      0
I SHARES S&P 500 GROWTH                          464287309       82     1406 SH          DEFINED              1406       0      0





                                                                                          
I SHARES S&P 500 VALUE                           464287408      937    17685 SH          SOLE                17685       0      0
I SHARES S&P 500 VALUE                           464287408       71     1339 SH          DEFINED              1339       0      0
I SHARES LEHMAN 1-3 YEAR TRS BOND FUND           464287457      224     2700 SH          SOLE                 2700       0      0
I SHARES LEHMAN 1-3 YEAR TRS BOND FUND           464287457       15      180 SH          DEFINED               180       0      0
I SHARES EAFE INDEX FUND                         464287465     4287    77567 SH          SOLE                75113     454   2000
I SHARES EAFE INDEX FUND                         464287465     1141    20643 SH          DEFINED             15133    5210    300
I SHARES RUSSELL MIDCAP VAL INDEX FUND           464287473     1329    35959 SH          SOLE                35079       0    880
I SHARES RUSSELL MIDCAP VAL INDEX FUND           464287473      771    20864 SH          DEFINED              6659   14205      0
I SHARES RUSSELL MIDCAP GRTH INDEX FUND          464287481     1076    23732 SH          SOLE                23042       0    690
I SHARES RUSSELL MIDCAP GRTH INDEX FUND          464287481      734    16191 SH          DEFINED              5031   11160      0
I SHARES TR RUSSELL MIDCAP                       464287499      163     1975 SH          SOLE                 1975       0      0
I SHARES TR S&P MIDCAP 400  INDEX FD             464287507       61      841 SH          SOLE                  325     316    200
I SHARES TR S&P MIDCAP 400  INDEX FD             464287507       20      273 SH          DEFINED               273       0      0
I SHARES NASDAQ BIOTECH FUND                     464287556     1273    15562 SH          SOLE                15562       0      0
I SHARES NASDAQ BIOTECH FUND                     464287556      619     7564 SH          DEFINED              4345    3219      0
I SHARES RUSSELL 1000 VALUE                      464287598      106     1850 SH          SOLE                 1850       0      0
I SHARES RUSSELL 1000 VALUE                      464287598        5       80 SH          DEFINED                80       0      0
I SHARES TR S&P MIDCAP 400  BARRA GRWTH INDEX FD 464287606       49      633 SH          SOLE                  633       0      0
I SHARES RUSSELL 1000 GROWTH                     464287614      264     5295 SH          SOLE                 5295       0      0
I SHARES RUSSELL 1000 GROWTH                     464287614       22      445 SH          DEFINED               375      70      0
I SHARES RUSSELL 1000                            464287622       26      425 SH          DEFINED               425       0      0
I SHARES TR RUSSELL 2000 VAL INDEX FUND          464287630        4       66 SH          SOLE                   66       0      0
I SHARES TR RUSL 2000 GRTH  INDEX FUND           464287648        4       60 SH          SOLE                   60       0      0
I SHARES TR RUSSELL 2000    INDEX FUND           464287655       85     1360 SH          SOLE                  360       0   1000
I SHARES DJ US UTIL SCTR    INDEX FUND           464287697       11      145 SH          SOLE                  145       0      0
I SHARES TRUST DJ US TECH   SEC INDEX FUND       464287721       58     1000 SH          DEFINED              1000       0      0
I SHARES TR DOW JONES RE IDX                     464287739       43      945 SH          SOLE                  945       0      0
I SHARES TR DOW JONES US    INDL SECTOR INDEX FD 464287754       34      645 SH          SOLE                  245       0    400
I SHARES DJ US ENERGY SECT  INDEX FUND           464287796       17      525 SH          SOLE                  525       0      0
I SHARES TR S&P SML CAP 600                      464287804      721    13170 SH          SOLE                13170       0      0
I SHARES TR S&P SML CAP 600                      464287804       10      182 SH          DEFINED               182       0      0
I SHARES S&P EURO IDX                            464287861        8      200 SH          SOLE                  200       0      0
I SHARES TR S&P SML CAP 600 BARRA VAL INDEX      464287879      297     5084 SH          SOLE                 5084       0      0
I SHARES TR S&P SML CAP 600 BARRA VAL INDEX      464287879       12      200 SH          DEFINED               200       0      0
I SHARES TR S&P SML CAP 600 BARRA GRTH INDEX FD  464287887      237     4141 SH          SOLE                 4141       0      0
ISHARES TR S&P ST MUNI                           464288158      173     1650             SOLE                 1650       0      0
I SHARES TR MSCI ACWI IDX                        464288257       12      275 SH          SOLE                  275       0      0
I SHARES KLD 400 SOCIAL IDX                      464288570        7      175 SH          DEFINED                 0     175      0
I SHARES KLD SELECT SOC IDX                      464288802        7      150 SH          DEFINED                 0     150      0
I SHARES TR DJ MED DEVICES                       464288810       17      313 SH          SOLE                  313       0      0
ISHARES TR MSCI PERU                             464289842        6      175 SH          SOLE                  175       0      0
J P MORGAN CHASE & CO                            46625H100     6601   158448 SH          SOLE               155458    1700   1290
J P MORGAN CHASE & CO                            46625H100     3440    82583 SH          DEFINED             64056   17504   1023
JACOBS ENGINEERING GROUP                         469814107      107     2836 SH          SOLE                 2836       0      0
JACOBS ENGINEERING GROUP                         469814107       60     1600 SH          DEFINED              1350     250      0
JOHNSON & JOHNSON                                478160104     7095   110176 SH          SOLE               108741     150   1285
JOHNSON & JOHNSON                                478160104     8190   127174 SH          DEFINED            100379   23380   3415
JOHNSON CONTROLS INC                             478366107       20      725 SH          SOLE                  725       0      0





                                                                                          
JOHNSON CONTROLS INC                             478366107      199     7300 SH          DEFINED              7300       0      0
JUNIPER NETWORKS                                 48203R104        6      208 SH          DEFINED                 0     208      0
KADANT INC                                       48282T104        1       69 SH          SOLE                   69       0      0
KANSAS CITY STHRN INDS NEW                       485170302      166     5000 SH          SOLE                 5000       0      0
KANSAS CITY STHRN INDS NEW                       485170302       33     1000 SH          DEFINED                 0    1000      0
KAYNE ANDERSON MLP INVT CO                       486606106       80     3200 SH          SOLE                 3200       0      0
KEARNY FINANCIAL CORP                            487169104        0        4 SH          SOLE                    4       0      0
KELLOGG COMPANY                                  487836108      172     3230 SH          SOLE                 3230       0      0
KELLOGG COMPANY                                  487836108       32      600 SH          DEFINED               300     300      0
KIMBERLY-CLARK CORPORATION                       494368103      491     7709 SH          SOLE                 7709       0      0
KIMBERLY-CLARK CORPORATION                       494368103      186     2925 SH          DEFINED              2925       0      0
KIMCO REALTY                                     49446R109        8      600 SH          DEFINED               600       0      0
KINDER MORGAN ENERGY PTN LP                      494550106      152     2500 SH          SOLE                 1975       0    525
KINDER MORGAN ENERGY PTN LP                      494550106      317     5200 SH          DEFINED              4200    1000      0
KINROSS GOLD CORP COM NO PAR                     496902404       74     4000 SH          SOLE                 4000       0      0
KONINKLIJKE PHILIPS ELECTRS N V SP ADR           500472303       12      400 SH          SOLE                  400       0      0
KRAFT FOODS INC                                  50075N104       77     2850 SH          SOLE                 1950       0    900
KRAFT FOODS INC                                  50075N104       43     1584 SH          DEFINED              1359     225      0
KROGER COMPANY                                   501044101        8      400 SH          DEFINED               400       0      0
KYOCERA CORP ADR                                 501556203        9      100 SH          DEFINED               100       0      0
LSI CORPORATION                                  502161102        0        6 SH          SOLE                    6       0      0
LSI CORPORATION                                  502161102        1       84 SH          DEFINED                84       0      0
L-3 COMMUNICATIONS HLDGS                         502424104     4291    49356 SH          SOLE                49086       0    270
L-3 COMMUNICATIONS HLDGS                         502424104     2390    27493 SH          DEFINED             19620    7298    575
LABORATORY CORP AMER HLDS                        50540R409       48      637 SH          SOLE                  587      50      0
LENDER PROCESSING SVC INC                        52602E102        7      162 SH          DEFINED               162       0      0
LIFE TECHNOLOGIES CORP COM                       53217V109       23      442 SH          SOLE                  442       0      0
LIFE TECHNOLOGIES CORP COM                       53217V109       71     1366 SH          DEFINED              1366       0      0
ELI LILLY & CO                                   532457108      436    12205 SH          SOLE                12205       0      0
ELI LILLY & CO                                   532457108      561    15704 SH          DEFINED              8919    6785      0
LINCOLN NATIONAL CORP                            534187109       43     1731 SH          SOLE                 1731       0      0
LINEAR TECHNOLOGY CORP                           535678106        5      165 SH          DEFINED                 0     165      0
LINN ENERGY LLC                                  536020100       28     1000 SH          SOLE                 1000       0      0
LOCKHEED MARTIN CORP                             539830109      140     1860 SH          SOLE                 1860       0      0
LOCKHEED MARTIN CORP                             539830109        8      100 SH          DEFINED               100       0      0
LORILLARD INC                                    544147101       27      335 SH          DEFINED               335       0      0
LOWES COMPANIES                                  548661107      827    35391 SH          SOLE                33941       0   1450
LOWES COMPANIES                                  548661107      728    31128 SH          DEFINED             14830   16298      0
MBIA INCORPORATED                                55262C100        1      250 SH          SOLE                  250       0      0
MBIA INCORPORATED                                55262C100        1      300 SH          DEFINED               300       0      0
MFS CHARTER INCOME TRUST                         552727109       14     1500 SH          DEFINED              1500       0      0
MSB FINANCIAL CORP                               55352P102        1      100 SH          DEFINED               100       0      0
MACK-CALI REALTY CORP                            554489104       19      550 SH          SOLE                  550       0      0
MACQUARIE GLOBAL INFRASTR   TOTAL RETURN FD      55608D101        3      200 SH          SOLE                  200       0      0
MAGELLAN MIDSTREAM PARTNERS LP                   559080106       35      800 SH          SOLE                    0       0    800
MAKO SURGICAL CORP                               560879108       22     2000 SH          SOLE                 2000       0      0
MANITOWAC COMPANY INC                            563571108        5      500 SH          DEFINED                 0     500      0
MANULIFE FINANCIAL CORP                          56501R106        9      482 SH          SOLE                  482       0      0





                                                                                          
MANULIFE FINANCIAL CORP                          56501R106       40     2164 SH          DEFINED              2164       0      0
MARATHON OIL CORP                                565849106       19      600 SH          SOLE                  600       0      0
MARATHON OIL CORP                                565849106      169     5400 SH          DEFINED              5400       0      0
MARKET VECTORS GOLD                              57060U100       23      500 SH          SOLE                  500       0      0
MARSH & MCLENNAN INC                             571748102        5      230 SH          DEFINED                 0     230      0
MARSHALL & ILSLEY CORP                           571837103        7     1371 SH          DEFINED              1371       0      0
MARRIOTT INTERNATIONAL-A                         571903202      131     4794 SH          SOLE                 4794       0      0
MARRIOTT INTERNATIONAL-A                         571903202      483    17732 SH          DEFINED             15712    2020      0
MARTHA STEWART LIVING                            573083102        0       25 SH          SOLE                   25       0      0
MASCO CORPORATION                                574599106        4      300 SH          SOLE                  300       0      0
MAXWELL TECHNOLOGIES INC                         577767106       11      600 SH          DEFINED               600       0      0
MCAFEE                                           579064106        4      100 SH          SOLE                  100       0      0
MCCORMICK & CO NON VOTING                        579780206      966    26724 SH          SOLE                26399       0    325
MCCORMICK & CO NON VOTING                        579780206      900    24907 SH          DEFINED             21620    2987    300
MCDONALDS CORP COM                               580135101     4680    74966 SH          SOLE                73441     125   1400
MCDONALDS CORP COM                               580135101     2683    42969 SH          DEFINED             27285   14284   1400
MCGRAW HILL COMPANIES INC                        580645109       47     1417 SH          SOLE                 1417       0      0
MCKESSON CORPORATION                             58155Q103       45      721 SH          SOLE                  721       0      0
MEAD JOHNSON NUTRITION CO                        582839106        7      170 SH          SOLE                  102       0     68
MEAD JOHNSON NUTRITION CO                        582839106      268     6136 SH          DEFINED              5456     680      0
MEDALLION FINANCIAL                              583928106        3      400 SH          DEFINED               400       0      0
MEDCO HEALTH SOLUTIONS                           58405U102      186     2918 SH          SOLE                 2918       0      0
MEDCO HEALTH SOLUTIONS                           58405U102      304     4764 SH          DEFINED              4764       0      0
MEDIVATION                                       58501N101       16      415 SH          SOLE                  415       0      0
MEDTRONIC INC                                    585055106      167     3800 SH          SOLE                 3800       0      0
MEDTRONIC INC                                    585055106      129     2940 SH          DEFINED              2940       0      0
MERCK & CO INC NEW                               58933Y105     2875    78682 SH          SOLE                77292     290   1100
MERCK & CO INC NEW                               58933Y105     2841    77763 SH          DEFINED             52665   22522   2576
METLIFE INC                                      59156R108      452    12798 SH          SOLE                12798       0      0
METLIFE INC                                      59156R108      345     9760 SH          DEFINED              8870     890      0
METTLER-TOLEDO INTL INC                          592688105        4       35 SH          DEFINED                 0      35      0
MFS HIGH INC MUNI TR SBI                         59318D104       10     2021             SOLE                 2021       0      0
MICROSOFT CORP                                   594918104     2527    82921 SH          SOLE                82101     300    520
MICROSOFT CORP                                   594918104     1845    60539 SH          DEFINED             46375   10764   3400
MICROCHIP TECHNOLOGY INC                         595017104       13      450 SH          SOLE                  450       0      0
MICROCHIP TECHNOLOGY INC                         595017104        5      155 SH          DEFINED                 0     155      0
MID PENN BANCORP                                 59540G107        1      110 SH          SOLE                  110       0      0
S&P DEPOSITORY RECEIPT      MIDCAP TR UNIT       595635103     3919    29751 SH          SOLE                29526       0    225
S&P DEPOSITORY RECEIPT      MIDCAP TR UNIT       595635103      559     4246 SH          DEFINED              2298    1948      0
MIDDLEBY CORP COM                                596278101       15      300 SH          DEFINED               300       0      0
MIDDLESEX WATER CO                               596680108       18     1000 SH          SOLE                 1000       0      0
MISSION WEST PPTYS INC MD                        605203108       27     3750 SH          SOLE                 3750       0      0
MOLEX INC CL A                                   608554200        8      400 SH          SOLE                  400       0      0
MOLSON COORS BREWING CO CL B                     60871R209        4       80 SH          SOLE                   80       0      0
MOLSON COORS BREWING CO CL B                     60871R209       14      300 SH          DEFINED               300       0      0
MONMOUTH REAL ESTATE        INVESTMENT CORP      609720107        3      400 SH          SOLE                  400       0      0
MONSANTO CO NEW                                  61166W101     3355    41036 SH          SOLE                39811     100   1125
MONSANTO CO NEW                                  61166W101     1382    16904 SH          DEFINED             11278    5526    100





                                                                                          
MOODY'S CORPORATION                              615369105        2       75 SH          DEFINED                 0      75      0
MORGAN STANLEY                                   617446448      444    15000 SH          SOLE                14800       0    200
MORGAN STANLEY                                   617446448      247     8355 SH          DEFINED              6650    1705      0
MORGAN STANLEY QLT MUN INV                       61745P668        9      732             SOLE                  732       0      0
MORGAN STANLEY CHINA A SH FD                     617468103       38     1200 SH          DEFINED                 0       0   1200
MORGAN STANLEY EMERG MKT                         617477104        2      110 SH          SOLE                  110       0      0
MORTONS RESTAURANT GROUP INC                     619430101        6     2000 SH          SOLE                 2000       0      0
MOTOROLA INC                                     620076109        2      300 SH          SOLE                  300       0      0
MOTOROLA INC                                     620076109       31     4050 SH          DEFINED              4050       0      0
MUELLER WATER PRODS SR A                         624758108       36     7000 SH          DEFINED              7000       0      0
MURPHY OIL CORPORATION                           626717102      108     2000 SH          DEFINED              2000       0      0
MYERS INDS                                       628464109        2      200 SH          SOLE                  200       0      0
MYLAN LABORATORIES INC                           628530107        3      175 SH          SOLE                  175       0      0
NCR CORP NEW                                     62886E108       23     2100 SH          SOLE                 2100       0      0
NII HLDGS INC CL B                               62913F201       34     1000 SH          SOLE                 1000       0      0
NATIONAL FUEL GAS CO NJ                          636180101      160     3200 SH          SOLE                 3200       0      0
NATIONAL INSTRS CORP                             636518102        4      143 SH          DEFINED                 0     143      0
NATIONAL OILWELL VARCO                           637071101      359     8143 SH          SOLE                 8143       0      0
NATIONAL OILWELL VARCO                           637071101      392     8900 SH          DEFINED              8300     400    200
NATL RETAIL PROPERTIES INC                       637417106       21     1000 SH          SOLE                 1000       0      0
NAVISTAR INTL CORP NEW      COM                  63934E108        2       63 SH          SOLE                   63       0      0
NETAPP INC                                       64110D104        2       50 SH          DEFINED                50       0      0
NEUROBIOLOGICAL TECHNOLOGIES                     64124W304        0      142 SH          DEFINED               142       0      0
NEW AMER HIGH INCOME FD INC                      641876800       25     2750 SH          DEFINED                 0       0   2750
NEW JERSEY RESOURCES CORP                        646025106      153     4095 SH          SOLE                 4095       0      0
NEW YORK COMMUNITY BANCORP                       649445103        2      170 SH          DEFINED               170       0      0
NEWELL RUBBERMAID INC                            651229106       14      917 SH          SOLE                  917       0      0
NEWMONT MINING CORP                              651639106      140     2952 SH          SOLE                 2952       0      0
NEWMONT MINING CORP                              651639106       57     1200 SH          DEFINED              1200       0      0
NEWS CORP CLASS A                                65248E104        4      270 SH          SOLE                  270       0      0
NEWS CORP CLASS A                                65248E104        5      381 SH          DEFINED                36     345      0
NFJ DIV INT & PREMIUM STY FD                     65337H109       15     1000 SH          SOLE                 1000       0      0
NICHOLAS-APPLEGATE CONV     INCOME FD            65370F101        9     1000 SH          SOLE                 1000       0      0
NIKE INC CL B                                    654106103       53      795 SH          SOLE                  795       0      0
NIKE INC CL B                                    654106103       56      850 SH          DEFINED                50     800      0
NISOURCE INC                                     65473P105       21     1364 SH          SOLE                 1364       0      0
NISOURCE INC                                     65473P105      102     6633 SH          DEFINED              6633       0      0
NOBEL LEARNING COMMUNITIES                       654889104       30     4000 SH          DEFINED              4000       0      0
NOKIA CORPORATION  ADR                           654902204      161    12563 SH          SOLE                12563       0      0
NOKIA CORPORATION  ADR                           654902204       17     1335 SH          DEFINED               635     700      0
NORAM ENERGY CONV SUB DEB   6.00% 3/15/12        655419AC3       14    14650 PRN         DEFINED             14650       0      0
NORDSON CORP                                     655663102       18      300 SH          DEFINED               300       0      0
NORDSTROM INC                                    655664100        4      110 SH          SOLE                  110       0      0
NORFOLK SOUTHERN CORP                            655844108      229     4360 SH          SOLE                 3560     800      0
NORFOLK SOUTHERN CORP                            655844108      407     7767 SH          DEFINED              7767       0      0
NORTH EUROPEAN OIL ROYALTY  TRUST CBI            659310106       15      500 SH          SOLE                  500       0      0
NORTHERN TRUST CORP                              665859104     1022    19495 SH          SOLE                18095     150   1250
NORTHERN TRUST CORP                              665859104      197     3755 SH          DEFINED              2980     775      0





                                                                                          
NOVAGOLD RES INC                                 66987E206        6     1000 SH          DEFINED              1000       0      0
NOVARTIS AG ADRS                                 66987V109       73     1350 SH          SOLE                 1350       0      0
NOVARTIS AG ADRS                                 66987V109       52      960 SH          DEFINED               800     160      0
NOVO NORDISK ADR                                 670100205       17      266 SH          DEFINED               266       0      0
NSTAR                                            67019E107       11      300 SH          SOLE                  300       0      0
NUANCE COMMUNICATIONS                            67020Y100       16     1000 SH          DEFINED              1000       0      0
NUCOR CORP                                       670346105       12      250 SH          SOLE                  250       0      0
NUSTAR ENERGY LP                                 67058H102       36      636 SH          SOLE                  636       0      0
NUVEEN EQUITY PREM ADV FD                        6706ET107       12      900 SH          SOLE                  900       0      0
NUVEEN SELECT TAX FREE      INCOME PORT 11       67063C106       28     2000             SOLE                 2000       0      0
NUVEEN DIV ADV MUN FD                            67066V101       73     5439             SOLE                 5439       0      0
NUVEEN NJ DIV ADV MUN FD                         67069Y102      177    13800             SOLE                13800       0      0
NUVEEN DIV ADV MUN FD3                           67070X101       71     5296             SOLE                 5296       0      0
NV ENERGY INC                                    67073Y106       10      842 SH          DEFINED                 0     842      0
O CHARLEYS INC                                   670823103        7     1000 SH          SOLE                 1000       0      0
OGE ENERGY CO.                                   670837103       15      400 SH          DEFINED               400       0      0
NUVEEN MUNI VALUE FUND                           670928100       79     8116             SOLE                 8116       0      0
NUVEEN NJ INVT QLTY MUNI FD                      670971100       43     3300             SOLE                 3300       0      0
NUVEEN NJ INVT QLTY MUNI FD                      670971100       18     1400             DEFINED              1400       0      0
NUVEEN SELECT QLTY MUNI FD                       670973106        4      300             SOLE                  300       0      0
NUVEEN INSD MUNI OPPORT FD                       670984103       55     4122             SOLE                 4122       0      0
NUVEEN NJ PREMIUM INCOME                         67101N106       56     4193             SOLE                 4193       0      0
OCCIDENTAL PETE CORP                             674599105      377     4636 SH          SOLE                 3291     345   1000
OCCIDENTAL PETE CORP                             674599105      103     1260 SH          DEFINED               100    1160      0
OLD REPUBLIC INTL CORP                           680223104       42     4218 SH          DEFINED              4218       0      0
ONEOK PARTNERS LP                                68268N103       12      200 SH          SOLE                  200       0      0
ONEOK PARTNERS LP                                68268N103       25      400 SH          DEFINED               400       0      0
ORACLE CORPORATION                               68389X105      213     8675 SH          SOLE                 7925       0    750
ORACLE CORPORATION                               68389X105      117     4781 SH          DEFINED              4781       0      0
ORRSTOWN FINL SVCS INC                           687380105      119     3398 SH          DEFINED              3398       0      0
OVERSEAS SHIPBUILDING GROUP                      690368105       44     1000 SH          DEFINED              1000       0      0
OXFORDS INDS INC                                 691497309       20      960 SH          SOLE                  960       0      0
PDL BIOPHARMA INC                                69329Y104       18     2553 SH          SOLE                 2553       0      0
PG&E CORP                                        69331C108        3       75 SH          SOLE                   75       0      0
PG&E CORP                                        69331C108       18      400 SH          DEFINED               400       0      0
PHH CORPORATION COM                              693320202        0       10 SH          DEFINED                10       0      0
PNC FINANCIAL SERVICES GROUP                     693475105      363     6877 SH          SOLE                 6877       0      0
PNC FINANCIAL SERVICES GROUP                     693475105      189     3580 SH          DEFINED              3580       0      0
PPG INDS INC                                     693506107      382     6520 SH          SOLE                 6345       0    175
PPG INDS INC                                     693506107      540     9225 SH          DEFINED              5825    3400      0
PPL CORP                                         69351T106      146     4525 SH          SOLE                 4525       0      0
PPL CORP                                         69351T106       26      800 SH          DEFINED               800       0      0
PACCAR INC                                       693718108       13      350 SH          DEFINED               350       0      0
PACKAGING CORP AMER COM                          695156109        7      285 SH          SOLE                  285       0      0
PALM INC NEW COM                                 696643105        0       36 SH          SOLE                   36       0      0
PATRIOT COAL CORP                                70336T104       15      960 SH          DEFINED               960       0      0
PEABODY ENERGY                                   704549104      550    12175 SH          SOLE                12175       0      0
PEABODY ENERGY                                   704549104      777    17180 SH          DEFINED             12900    4280      0





                                                                                          
PEAPACK-GLADSTONE FINL CORP                      704699107     5131   404655 SH          SOLE               403573     872    210
PEAPACK-GLADSTONE FINL CORP                      704699107     7413   584633 SH          DEFINED            565968    6458  12207
PENGROWTH ENERGY TR UT NEW                       706902509        9      900 SH          SOLE                  900       0      0
PENN VA RESOURCE PARTNERS LP                     707884102      303    14050 SH          SOLE                14050       0      0
PENN VA RESOURCE PARTNERS LP                     707884102      122     5650 SH          DEFINED              5650       0      0
PENN WEST ENERGY TRUST                           707885109        4      200 SH          DEFINED               200       0      0
PENTAIR INC                                      709631105       16      500 SH          SOLE                  500       0      0
PEOPLES UNITED FINANCIAL INC                     712704105        3      200 SH          SOLE                  200       0      0
PEPCO HOLDINGS INC COM                           713291102       26     1569 SH          SOLE                 1569       0      0
PEPCO HOLDINGS INC COM                           713291102        7      400 SH          DEFINED               400       0      0
PEPSICO                                          713448108     8019   131919 SH          SOLE               128989    1000   1930
PEPSICO                                          713448108     4080    67123 SH          DEFINED             48691   18182    250
PEREGRINE PHARMACEUTICALS   INC NEW              713661304        0       20 SH          DEFINED                20       0      0
PETROLEO BRASILEIRO SA PETROBRAS P               71654V408     1834    38472 SH          SOLE                37152     750    570
PETROLEO BRASILEIRO SA PETROBRAS P               71654V408      735    15415 SH          DEFINED             11515    3650    250
PFIZER                                           717081103     1156    63607 SH          SOLE                63607       0      0
PFIZER                                           717081103      850    46740 SH          DEFINED             39569    7171      0
PHILIP MORRIS INTL INC                           718172109      299     6207 SH          SOLE                 5632       0    575
PHILIP MORRIS INTL INC                           718172109      191     3963 SH          DEFINED              3600     363      0
PIMCO MUNICIPAL INCOME FUND                      72200R107       13     1010             SOLE                 1010       0      0
PIMCO MUNICIPAL INCOME FD II                     72200W106        9      816             SOLE                  816       0      0
CEF PIMCO CORP OPPORTUNITY                       72201B101       14     1000 SH          SOLE                 1000       0      0
CEF PIMCO CORP OPPORTUNITY                       72201B101       14     1000 SH          DEFINED                 0    1000      0
PIMCO HIGH INCOME FUND                           722014107       12     1100 SH          SOLE                 1100       0      0
PINNACLE WEST CAP CORP                           723484101       73     2000 SH          SOLE                 2000       0      0
PIONEER MUNI HIGH INC TR                         723763108       14     1006             SOLE                 1006       0      0
PITNEY BOWES INC                                 724479100       47     2050 SH          SOLE                 2050       0      0
PITNEY BOWES INC                                 724479100      100     4400 SH          DEFINED              4400       0      0
PLAINS ALL AMER PIPELINE LP                      726503105      109     2055 SH          SOLE                 1255       0    800
PLUM CREEK TIMBER CO INC                         729251108      103     2733 SH          SOLE                 2125       0    608
PLUM CREEK TIMBER CO INC                         729251108       13      337 SH          DEFINED               337       0      0
POTASH CORP OF SASKATCHEWAN                      73755L107       31      284 SH          SOLE                  284       0      0
POTASH CORP OF SASKATCHEWAN                      73755L107        4       40 SH          DEFINED                 0      40      0
POWERSHARES QQQ TR UT SER 1                      73935A104     2044    44680 SH          SOLE                42470    1000   1210
POWERSHARES QQQ TR UT SER 1                      73935A104      281     6150 SH          DEFINED              3300    2850      0
POWERSHARES DB COMMODITY    INDEX TRACKING FD    73935S105       22      900 SH          SOLE                  900       0      0
POWERSHARES DB COMMODITY    INDEX TRACKING FD    73935S105        5      200 SH          DEFINED               200       0      0
POWERSHARES WATER RES PORT                       73935X575       25     1475 SH          SOLE                 1475       0      0
PRAXAIR INC                                      74005P104      104     1301 SH          SOLE                 1301       0      0
PRAXAIR INC                                      74005P104        8      100 SH          DEFINED               100       0      0
PRECISION CASTPARTS                              740189105       66      600 SH          SOLE                  600       0      0
T ROWE PRICE GROUP INC                           74144T108       63     1175 SH          SOLE                 1175       0      0
T ROWE PRICE GROUP INC                           74144T108       11      200 SH          DEFINED                 0     200      0
PRINCIPAL FINANCIAL GROUP INC                    74251V102        2      100 SH          SOLE                  100       0      0
PROCTER & GAMBLE                                 742718109     7977   131568 SH          SOLE               128698    1000   1870
PROCTER & GAMBLE                                 742718109     6523   107594 SH          DEFINED             71947   33197   2450
PROGRESS ENERGY INC COM                          743263105       21      500 SH          SOLE                  500       0      0
PROGRESSIVE CORP OHIO                            743315103        6      360 SH          DEFINED                 0     360      0





                                                                                          
PROLOGIS TRUST                                   743410102       46     3375 SH          SOLE                 3375       0      0
PROLOGIS TRUST                                   743410102       98     7175 SH          DEFINED              6175    1000      0
PROSHARES ULTRSHRT 20 YRS                        74347R297      100     2000 SH          SOLE                 2000       0      0
PROTECTIVE LIFE CORP                             743674103       10      596 SH          SOLE                  596       0      0
PROVIDENT ENERGY TR UNIT                         74386K104        2      250 SH          SOLE                  250       0      0
PROVIDENT ENERGY TR UNIT                         74386K104       10     1500 SH          DEFINED                 0       0   1500
PROVIDENT FINANCIAL SERVICES                     74386T105        5      500 SH          SOLE                  500       0      0
PROVIDENT FINANCIAL SERVICES                     74386T105      192    18000 SH          DEFINED             18000       0      0
PRUDENTIAL FINANCIAL INC                         744320102      117     2345 SH          SOLE                 2345       0      0
PUBLIC SVC ENTERPRISE GROUP                      744573106     1466    44096 SH          SOLE                43796     300      0
PUBLIC SVC ENTERPRISE GROUP                      744573106     1058    31815 SH          DEFINED             27645    4170      0
PUTNAM MNG MUNI INC TR                           746823103       19     2879             SOLE                 2879       0      0
PUTNAM MASTER INTER INC TR                       746909100       20     3264 SH          SOLE                 3264       0      0
QLOGIC CORP                                      747277101        9      500 SH          DEFINED               500       0      0
QUALCOMM                                         747525103     4508    97462 SH          SOLE                93812    1000   2650
QUALCOMM                                         747525103     2146    46409 SH          DEFINED             33305   13104      0
QUEST DIAGNOSTICS                                74834L100     3162    52375 SH          SOLE                51830       0    545
QUEST DIAGNOSTICS                                74834L100     1933    32015 SH          DEFINED             24220    7195    600
QUIDEL CORP                                      74838J101        7      500 SH          DEFINED               500       0      0
QWEST COMMUNICATIONS INTL                        749121109        2      532 SH          SOLE                  532       0      0
QWEST COMMUNICATIONS INTL                        749121109        2      411 SH          DEFINED               411       0      0
RMR REAL ESTATE INCOME FD                        74964K609        3      144 SH          SOLE                  144       0      0
RAMTRON INTL CORP NEW                            751907304        0      282 SH          DEFINED               282       0      0
RAYONIER INC                                     754907103       30      700 SH          DEFINED               700       0      0
RAYTHEON CO                                      755111507      132     2567 SH          SOLE                 2567       0      0
RBC BEARINGS INC                                 75524B104        4      159 SH          DEFINED                 0     159      0
RED HAT INC                                      756577102       15      500 SH          DEFINED               500       0      0
REGAL ENTERTAINMENT GROUP                        758766109        4      250 SH          SOLE                  250       0      0
REPUBLIC FIRST BANCORP                           760416107        7     1750 SH          SOLE                 1750       0      0
RESEARCH IN MOTION LTD                           760975102      155     2290 SH          SOLE                 2290       0      0
REYNOLDS AMERICAN INC                            761713106       13      252 SH          SOLE                  252       0      0
RIO TINTO PLC SPON ADR                           767204100      119      552 SH          SOLE                  552       0      0
RIO TINTO PLC SPON ADR                           767204100        5       25 SH          DEFINED                25       0      0
ROCKWELL AUTOMATION                              773903109      114     2425 SH          SOLE                 2425       0      0
ROCKWELL AUTOMATION                              773903109      177     3768 SH          DEFINED              3218     550      0
ROGERS COMMUNICATION INC    CL B NON VOTING      775109200      372    12000 SH          DEFINED             12000       0      0
ROSS STORES INC                                  778296103        9      200 SH          SOLE                  200       0      0
ROYAL BK SCOTLAND PLC ADR                        780097689        0       10 SH          DEFINED                10       0      0
ROYAL BANK OF SCOTLAND      6.052% PFD SER R     780097747        5      500 SH          SOLE                  500       0      0
ROYAL BK SCOTLAND GRP ADR                        780097754        4      400 SH          SOLE                  400       0      0
ROYAL BK SCOTLAND GROUP     PLC PFD 6.35%        780097770        8      800 SH          SOLE                  800       0      0
ROYAL BK SCOTLAND GROUP     PLC PFD 6.35%        780097770       10     1000 SH          DEFINED              1000       0      0
ROYAL BK SCOTLD GROUP PLC SPONS'D ADR SER L PFD  780097788       52     4000 SH          DEFINED              4000       0      0
ROYAL BK OF SCOTLAND GROUP  PLC PFD SER M        780097796        8      800 SH          SOLE                  800       0      0
ROYAL BK OF SCOTLAND GROUP  PLC PFD SER M        780097796        5      500 SH          DEFINED                 0     500      0
ROYAL DUTCH SHELL PLC  CL B  SPONS ADR           780259107      108     1855 SH          SOLE                 1855       0      0
ROYAL DUTCH SHELL PLC  CL A                      780259206      273     4544 SH          SOLE                 4544       0      0
ROYAL DUTCH SHELL PLC  CL A                      780259206      445     7402 SH          DEFINED              7302     100      0





                                                                                          
RUBY TUESDAY INC.                                781182100        9     1300 SH          SOLE                 1300       0      0
RUTHS HOSPITALITY GROUP INC                      783332109       13     6425 SH          SOLE                 6425       0      0
S&P 500 COVERED CALL FD INC                      78381P109        4      400 SH          SOLE                  400       0      0
STANDARD & POORS DEP RECPS                       78462F103     4008    35970 SH          SOLE                35570       0    400
STANDARD & POORS DEP RECPS                       78462F103      543     4874 SH          DEFINED              3775    1099      0
SPDR GOLD TRUST                                  78463V107       91      850 SH          SOLE                  700       0    150
SPDR GOLD TRUST                                  78463V107       86      800 SH          DEFINED               800       0      0
SPDR INDEX SHS FDS S&P BRIC 40                   78463X798       23      900 SH          DEFINED               400       0    500
SPDR GLOBAL INFSR INDEX                          78463X855        6      135 SH          SOLE                  135       0      0
SAFEWAY INC                                      786514208        4      200 SH          DEFINED               200       0      0
ST JOE COMPANY                                   790148100        7      258 SH          DEFINED               258       0      0
ST. JUDE MEDICAL                                 790849103       18      500 SH          SOLE                    0       0    500
SANDISK                                          80004C101       12      400 SH          SOLE                  400       0      0
SANOFI-AVENTIS ADR                               80105N105       63     1600 SH          SOLE                 1600       0      0
SARA LEE CORP                                    803111103       12     1000 SH          SOLE                 1000       0      0
SARA LEE CORP                                    803111103       85     7000 SH          DEFINED              7000       0      0
SASOL LTD SPONSORED ADR                          803866300        4      100 SH          SOLE                  100       0      0
SCANA CORP NEW                                   80589M102      136     3600 SH          DEFINED              3600       0      0
HENRY SCHEIN INC                                 806407102       32      600 SH          DEFINED               600       0      0
SCHLUMBERGER LTD COM                             806857108     3303    50746 SH          SOLE                49926       0    820
SCHLUMBERGER LTD COM                             806857108     2768    42521 SH          DEFINED             32859    9662      0
CHARLES SCHWAB CORPORATION                       808513105        6      303 SH          DEFINED                 0     303      0
SEABRIDGE GOLD                                   811916105       19      800 SH          SOLE                  800       0      0
SEALED AIR CORP NEW                              81211K100       85     3890 SH          DEFINED              1656     260   1974
S&P SECTOR SPDR HLTH CARE                        81369Y209       23      735 SH          SOLE                  735       0      0
S&P STAPLES                                      81369Y308       40     1500 SH          SOLE                 1500       0      0
ENERGY SEL SECT SPDR FD                          81369Y506       11      200 SH          SOLE                  200       0      0
SECTOR SPDR TR SBI FINL                          81369Y605       23     1575 SH          SOLE                 1575       0      0
SPDR TECHNOLGY SELECT SECT                       81369Y803       23     1000 SH          SOLE                 1000       0      0
SELECTIVE INS GROUP INC                          816300107      234    14237 SH          SOLE                14237       0      0
SEMPRA ENERGY                                    816851109        4       65 SH          SOLE                   65       0      0
SEMPRA ENERGY                                    816851109      201     3600 SH          DEFINED              3600       0      0
SENIOR HSG PPTYS TR SBI                          81721M109       11      500 SH          SOLE                  500       0      0
SHAW COMMUNICATIONS INC CL B                     82028K200        2      100 SH          DEFINED               100       0      0
SHERWIN-WILLIAMS COMPANY                         824348106       12      200 SH          SOLE                  200       0      0
SIGMA-ALDRICH CORP                               826552101       13      250 SH          SOLE                  250       0      0
SIGMA-ALDRICH CORP                               826552101       10      200 SH          DEFINED               200       0      0
SIMON PROPERTY GROUP NEW                         828806109      273     3424 SH          SOLE                 2903       0    521
SIMON PROPERTY GROUP NEW                         828806109      776     9727 SH          DEFINED              9104     623      0
SIRUS XM RADIO                                   82967N108        0      100 SH          DEFINED               100       0      0
SMITH INTERNATIONAL INC COM                      832110100        1       25 SH          SOLE                   25       0      0
SMITH INTERNATIONAL INC COM                      832110100        4      134 SH          DEFINED                 0     134      0
J. M. SMUCKER CO                                 832696405       94     1515 SH          SOLE                 1515       0      0
J. M. SMUCKER CO                                 832696405       31      498 SH          DEFINED               498       0      0
SOMERSET HILLS BANCORP                           834728107       51     6602 SH          SOLE                 6602       0      0
SONIC CORP                                       835451105        3      337 SH          DEFINED               337       0      0
SONOCO PRODUCTS                                  835495102      147     5033 SH          SOLE                 5033       0      0
SONOSITE INC                                     83568G104        0        1 SH          SOLE                    1       0      0





                                                                                          
SOTHEBYS HOLDING INC CL A                        835898107        5      210 SH          DEFINED               210       0      0
SOUTH JERSEY INDUSTRIES INC                      838518108       26      692 SH          DEFINED               692       0      0
SOUTHERN CO                                      842587107      768    23068 SH          SOLE                21768       0   1300
SOUTHERN CO                                      842587107      621    18650 SH          DEFINED             17275     875    500
SOUTHWEST AIRLINES CO                            844741108       39     3405 SH          SOLE                 3405       0      0
SOUTHWESTERN ENERGY CO                           845467109      209     4340 SH          SOLE                 4340       0      0
SPECTRA ENERGY CORP                              847560109      131     6389 SH          SOLE                 6389       0      0
SPECTRA ENERGY CORP                              847560109       73     3554 SH          DEFINED              3554       0      0
STANDARD PKG CORP                                853790103        3      212 SH          DEFINED                 0     212      0
STANLEY WORKS                                    854616109      103     2000 SH          SOLE                 2000       0      0
STAPLES INC                                      855030102      170     6917 SH          SOLE                 6917       0      0
STAPLES INC                                      855030102       98     3985 SH          DEFINED               160    3825      0
STARBUCKS                                        855244109       21      900 SH          SOLE                  900       0      0
STARBUCKS                                        855244109      195     8450 SH          DEFINED              6200    2250      0
STARWOOD HOTELS & RESORTS   WORLDWIDE INC        85590A401       18      501 SH          DEFINED               501       0      0
STATE STREET CORP                                857477103      208     4775 SH          SOLE                 4640     135      0
STATOIL ASA SPONSORED ADR                        85771P102       25     1000 SH          SOLE                 1000       0      0
STERLING BANKS INC                               85915B100        1     1546 SH          SOLE                 1546       0      0
STRATTEC SECURITY CORP                           863111100        0       20 SH          DEFINED                20       0      0
SUBURBAN PROPANE PARTNERS LP UNIT LTD            864482104      172     3650 SH          SOLE                 3650       0      0
SUBURBAN PROPANE PARTNERS LP UNIT LTD            864482104      264     5600 SH          DEFINED              1600    4000      0
SUMMIT FINANCIAL GROUP INC                       86606G101       14     3566 SH          SOLE                 3566       0      0
SUN MICROSYSTEMS INC                             866810203        1      100 SH          DEFINED               100       0      0
SUNCOR ENERGY INC NEW                            867224107       15      418 SH          DEFINED               418       0      0
SUNOCO INC                                       86764P109        6      238 SH          SOLE                  238       0      0
SUNOCO INC                                       86764P109       52     2000 SH          DEFINED              2000       0      0
SUNPOWER CORP CL A                               867652109       12      500 SH          DEFINED               500       0      0
SUNTRUST BANKS INC                               867914103       20     1000 SH          SOLE                 1000       0      0
SUNTECH POWER HLDS LTD ADR                       86800C104        5      300 SH          SOLE                  300       0      0
SUNTECH POWER HLDS LTD ADR                       86800C104       50     3000 SH          DEFINED              3000       0      0
SUPERGEN INC                                     868059106      131    50000 SH          DEFINED             50000       0      0
SYMANTEC                                         871503108        6      340 SH          DEFINED                 0     340      0
SYNGENTA AG                                      87160A100       14      250 SH          SOLE                  250       0      0
SYNGENTA AG                                      87160A100       68     1200 SH          DEFINED               200    1000      0
SYSCO                                            871829107     2206    79000 SH          SOLE                77525       0   1475
SYSCO                                            871829107     1075    38500 SH          DEFINED             23030   15470      0
TC PIPELINES LTD                                 87233Q108       18      500 SH          SOLE                  500       0      0
TECO ENERGY INC                                  872375100       29     1780 SH          SOLE                 1780       0      0
TECO ENERGY INC                                  872375100       63     3900 SH          DEFINED              2900    1000      0
TJX COMPANIES                                    872540109        4      120 SH          SOLE                  120       0      0
TJX COMPANIES                                    872540109       73     2000 SH          DEFINED              2000       0      0
TALISMAN ENERGY                                  87425E103       75     4020 SH          SOLE                 4020       0      0
TALISMAN ENERGY                                  87425E103       65     3500 SH          DEFINED              3500       0      0
TARGET                                           87612E106     2844    58801 SH          SOLE                57501     200   1100
TARGET                                           87612E106     1753    36258 SH          DEFINED             27295    8613    350
TAUBMAN CTRS INC COM                             876664103        7      200 SH          DEFINED               200       0      0
TAYLOR DEVICES INC                               877163105        9     2000 SH          SOLE                 2000       0      0
TELECOM CORP OF NEW ZEALAND LTD SPON ADR         879278208        8      853 SH          DEFINED                 0       0    853





                                                                                          
TELEFLEX INC                                     879369106        5       91 SH          DEFINED                 0      91      0
TELEFONICA SA SPON ADR                           879382208       13      150 SH          SOLE                  150       0      0
TELEFONOS DE MEXICO SERIES A ADR                 879403707        3      200 SH          SOLE                  200       0      0
TELEFONOS DE MEXICO SA DE   CV ADR               879403780       17     1000 SH          SOLE                 1000       0      0
TELEFONOS DE MEXICO SA DE   CV ADR               879403780       13      800 SH          DEFINED               800       0      0
TELMEX INTERNACIONAL ADR SAB                     879690105       18     1000 SH          SOLE                 1000       0      0
TELMEX INTERNACIONAL ADR SAB                     879690105       14      800 SH          DEFINED               800       0      0
TELMEX INTERNACIONAL SAB DE CV ADR               879690204        4      200 SH          SOLE                  200       0      0
TEMPLETON GLOBAL INC FD                          880198106        4      371 SH          SOLE                  371       0      0
TERADATA CORP DEL COM                            88076W103        6      200 SH          SOLE                  200       0      0
TERADYNE INC                                     880770102        3      300 SH          SOLE                  300       0      0
TEVA PHARMACEUTICAL INDS ADR                     881624209     4325    76980 SH          SOLE                76080       0    900
TEVA PHARMACEUTICAL INDS ADR                     881624209     2462    43818 SH          DEFINED             26870   16948      0
TEXAS INSTRUMENTS                                882508104      761    29220 SH          SOLE                29220       0      0
TEXAS INSTRUMENTS                                882508104      478    18340 SH          DEFINED             14985    2855    500
TEXTRON INC                                      883203101        5      250 SH          SOLE                  250       0      0
THERMO FISHER SCIENTIFIC INC                     883556102        4       75 SH          SOLE                   75       0      0
THORATEC CORPORATION                             885175307       27     1000 SH          DEFINED              1000       0      0
3M COMPANY                                       88579Y101     1004    12146 SH          SOLE                12046       0    100
3M COMPANY                                       88579Y101      789     9547 SH          DEFINED              9132     415      0
TIDEWATER INC                                    886423102        1       30 SH          SOLE                   30       0      0
TIME WARNER INC                                  887317303        3       92 SH          SOLE                   92       0      0
TIME WARNER INC                                  887317303        3       99 SH          DEFINED                 0      99      0
TIME WARNER CABLE INC                            88732J207        1       23 SH          SOLE                   23       0      0
TIME WARNER CABLE INC                            88732J207        1       25 SH          DEFINED                 0      25      0
TIMKEN CO                                        887389104       47     2000 SH          DEFINED              2000       0      0
TORONTO DOMINION BANK                            891160509       26      414 SH          SOLE                  414       0      0
TORONTO DOMINION BANK                            891160509        6      100 SH          DEFINED               100       0      0
TOTAL S.A. ADR                                   89151E109       26      400 SH          SOLE                  400       0      0
TOYOTA MOTOR CORP ADR                            892331307       13      150 SH          DEFINED                 0     150      0
TRANSATLANTIC HLDGS INC                          893521104        3       55 SH          DEFINED                 0      55      0
TRANSCANADA CORP                                 89353D107       40     1152 SH          DEFINED               152    1000      0
TRAVELERS COS INC                                89417E109       80     1601 SH          SOLE                 1601       0      0
TRAVELERS COS INC                                89417E109       70     1408 SH          DEFINED              1408       0      0
TRAVELCENTERS AMERICA LLC                        894174101        0       50 SH          SOLE                   50       0      0
TUPPERWARE BRANDS CORP                           899896104        5      100 SH          DEFINED               100       0      0
UDR INC                                          902653104        4      270 SH          SOLE                  270       0      0
UGI CORP NEW                                     902681105      199     8225 SH          SOLE                 8225       0      0
UGI CORP NEW                                     902681105      134     5550 SH          DEFINED              5550       0      0
UIL HLDG CORP                                    902748102       14      500 SH          SOLE                  500       0      0
US BANCORP DEL                                   902973304     2265   100686 SH          SOLE                97096     620   2970
US BANCORP DEL                                   902973304     1625    72229 SH          DEFINED             51667   19662    900
U M H PROPERTIES INC                             903002103        2      200 SH          SOLE                  200       0      0
US GEOTHERMAL INC COM                            90338S102        8     5000 SH          DEFINED              5000       0      0
UNILEVER PLC AMER SH ADR NEW                     904767704       64     2000 SH          DEFINED              2000       0      0
UNILIVER NV NY SHARE F NEW                       904784709      154     4750 SH          SOLE                 4750       0      0
UNILIVER NV NY SHARE F NEW                       904784709       19      600 SH          DEFINED               600       0      0
UNION PACIFIC CORP                               907818108      404     6316 SH          SOLE                 6166       0    150





                                                                                          
UNION PACIFIC CORP                               907818108      436     6822 SH          DEFINED              3704     198   2920
UNITED NATURAL FOODS                             911163103        5      200 SH          SOLE                  200       0      0
UNITED PARCEL SERVICE                            911312106       86     1505 SH          SOLE                 1505       0      0
UNITED PARCEL SERVICE                            911312106       62     1085 SH          DEFINED               700     385      0
US NATIONAL GAS FUND LP                          912318102       10     1000 SH          SOLE                 1000       0      0
UNITED TECHNOLOGIES                              913017109     6208    89449 SH          SOLE                87819       0   1630
UNITED TECHNOLOGIES                              913017109     4988    71871 SH          DEFINED             54221   17650      0
UNITEDHEALTH GROUP INC                           91324P102        6      185 SH          DEFINED                 0     185      0
UNITRIN INC                                      913275103       11      500 SH          SOLE                  500       0      0
UNIVERSAL AMERICAN CORP                          913377107       88     7500 SH          SOLE                 7500       0      0
V F CORP                                         918204108     2153    29400 SH          SOLE                28900       0    500
V F CORP                                         918204108     1305    17821 SH          DEFINED             12225    5396    200
VALE S A ADR                                     91912E105       35     1200 SH          SOLE                 1200       0      0
VALE S A ADR                                     91912E105       70     2400 SH          DEFINED              2400       0      0
VALERO ENERGY CORP                               91913Y100        3      200 SH          DEFINED                 0     200      0
VALLEY NATIONAL BANCORP                          919794107      197    13929 SH          SOLE                13929       0      0
VALLEY NATIONAL BANCORP                          919794107       46     3260 SH          DEFINED              3260       0      0
VAN KAMPEN AM CAP TR INVT   GRADE NJ MUNI        920933108        7      436             SOLE                  436       0      0
VAN KAMPEN AM CAP TR INVT   GRADE NJ MUNI        920933108       35     2240             DEFINED              2240       0      0
VAN KAMPEN SENIOR INCOME TR                      920961109        2      500 SH          SOLE                  500       0      0
VANGUARD TAX-MNG FD EUROPAC                      921943858     2237    65405 SH          SOLE                63405       0   2000
VANGUARD TAX-MNG FD EUROPAC                      921943858     1167    34125 SH          DEFINED             16966   17159      0
VANGUARD WORLD FDS CONSUM   DIS ETF              92204A108       77     1650 SH          SOLE                 1650       0      0
VANGUARD WORLD FDS          INDUSTRIAL ETF       92204A603      137     2650 SH          SOLE                 2650       0      0
VANGUARD WORLD FDS INF      TECH ETF             92204A702      165     3000 SH          SOLE                 3000       0      0
VANGUARD INTL EQUITY IDX FD                      922042775       22      500 SH          DEFINED                 0       0    500
VANGUARD EMERGING MARKETS                        922042858     4532   110545 SH          SOLE               108325       0   2220
VANGUARD EMERGING MARKETS                        922042858     1626    39667 SH          DEFINED             14615   23252   1800
VANGUARD INTL EQTY IDX FD   PACIFIC ETF          922042866       21      400 SH          SOLE                  400       0      0
VARIAN MEDICAL SYSTEMS INC                       92220P105       25      535 SH          SOLE                  535       0      0
VECTREN                                          92240G101     1092    44265 SH          SOLE                41165       0   3100
VECTREN                                          92240G101      870    35240 SH          DEFINED             22040   13200      0
VANGUARD SMALL CAP GROWTH                        922908595     1780    29738 SH          SOLE                29573       0    165
VANGUARD SMALL CAP GROWTH                        922908595     1026    17148 SH          DEFINED              7478    9670      0
VANGUARD SMALL CAP VALUE ETF                     922908611     1777    32624 SH          SOLE                32444       0    180
VANGUARD SMALL CAP VALUE ETF                     922908611     1071    19659 SH          DEFINED              8114   11545      0
VANGUARD INDEX FDS MID CAP                       922908629       42      708 SH          DEFINED               708       0      0
VANGUARD INDEX FDS LARGE CAP                     922908637       20      400 SH          SOLE                  400       0      0
VANGUARD SMALL CAP ETF                           922908751     1724    30071 SH          SOLE                29892     179      0
VANGUARD SMALL CAP ETF                           922908751      555     9683 SH          DEFINED              5087    4596      0
VANGUARD TOTAL STK MKT ETF                       922908769       20      350 SH          SOLE                  350       0      0
VERIZON                                          92343V104     2601    78520 SH          SOLE                75600    1100   1820
VERIZON                                          92343V104     1972    59532 SH          DEFINED             51964    4582   2986
VIACOM INC NEW CL B                              92553P201        6      190 SH          SOLE                  190       0      0
VIACOM INC NEW CL B                              92553P201        8      259 SH          DEFINED               162      97      0
VMWARE INC                                       928563402       11      250 SH          SOLE                  250       0      0
VODAFONE GROUP PLC NEW      SPONS ADR            92857W209      182     7902 SH          SOLE                 7902       0      0
VODAFONE GROUP PLC NEW      SPONS ADR            92857W209      143     6182 SH          DEFINED              4898     409    875





                                                                                          
VORNADO REALTY TRUST                             929042109       21      307 SH          SOLE                  307       0      0
VORNADO REALTY TRUST                             929042109       39      563 SH          DEFINED               563       0      0
VULCAN MATERIALS COMPANY COM                     929160109       17      315 SH          SOLE                  315       0      0
VULCAN MATERIALS COMPANY COM                     929160109       54     1025 SH          DEFINED              1000      25      0
WGL HOLDINGS INC                                 92924F106      141     4200 SH          DEFINED              1200       0   3000
WABCO HOLDINGS INC                               92927K102        5      200 SH          SOLE                  200       0      0
WAL-MART STORES INC                              931142103      980    18337 SH          SOLE                18207     130      0
WAL-MART STORES INC                              931142103      389     7270 SH          DEFINED              4650    1620   1000
WALGREEN CO                                      931422109      228     6210 SH          SOLE                 6210       0      0
WALGREEN CO                                      931422109       95     2595 SH          DEFINED                 0    2595      0
WALTER INDUSTRIES                                93317Q105      151     2000 SH          DEFINED              2000       0      0
WASHINGTON REL EST INVT SBI                      939653101       14      500 SH          SOLE                  500       0      0
WASHINGTON TRUST BANCORP INC                     940610108       49     3163 SH          DEFINED              3163       0      0
WASTE MANAGEMENT INC                             94106L109     1181    34945 SH          SOLE                34945       0      0
WASTE MANAGEMENT INC                             94106L109      378    11175 SH          DEFINED              3575    7600      0
WATERS CORPORATION                               941848103       31      500 SH          SOLE                  500       0      0
WELLPOINT COM                                    94973V107       52      900 SH          SOLE                  900       0      0
WELLPOINT COM                                    94973V107       23      400 SH          DEFINED                 0     400      0
WELLS FARGO & CO NEW                             949746101     2023    74995 SH          SOLE                73695     140   1160
WELLS FARGO & CO NEW                             949746101     1745    64670 SH          DEFINED             49331   15339      0
WESTAR ENERGY INC                                95709T100        4      200 SH          SOLE                  200       0      0
WESTERN UNION COMPANY                            959802109      321    17050 SH          SOLE                17050       0      0
WESTERN UNION COMPANY                            959802109        4      200 SH          DEFINED               200       0      0
WEYERHAEUSER CO                                  962166104       86     2000 SH          DEFINED              2000       0      0
WHIRLPOOL CORP                                   963320106       24      300 SH          DEFINED                 0       0    300
WHOLE FOOD MARKET INC                            966837106       16      600 SH          DEFINED               600       0      0
WILLIAMS PARTNERS LP  COM UNIT                   96950F104       31     1000 SH          SOLE                 1000       0      0
WILLIAM PIPELINE PARTNERS LP                     96950K103       71     3000 SH          DEFINED                 0    3000      0
WILLIAMS SONOMA INC                              969904101      120     5800 SH          DEFINED              4800    1000      0
WILMINGTON TRUST CO                              971807102        9      750 SH          SOLE                  750       0      0
WINDSTREAM CORP                                  97381W104       26     2408 SH          SOLE                 2408       0      0
WINDSTREAM CORP                                  97381W104        7      678 SH          DEFINED               678       0      0
WISCONSIN ENERGY CORP                            976657106      168     3364 SH          DEFINED              2497     867      0
WISDOMTREE INTL SM CAP DIV                       97717W760       65     1460 SH          SOLE                 1460       0      0
WISDOMTREE INTL SM CAP DIV                       97717W760       25      550 SH          DEFINED               100     450      0
WISDOMTREE INTERNATIONAL    DIVIDEND TOP 100 FD  97717W786      328     7536 SH          SOLE                 6036       0   1500
WISDOMTREE INTERNATIONAL    DIVIDEND TOP 100 FD  97717W786      359     8238 SH          DEFINED              2813    5425      0
WISDOMTREE TRUST PAC EX JP                       97717W828       31      520 SH          SOLE                  520       0      0
WISDOMTREE EUROPE TOTAL DIV                      97717W885       13      300 SH          SOLE                  300       0      0
WORLD WRESTLING ENTERTMNT                        98156Q108        5      350 SH          SOLE                  350       0      0
WYNDHAM WORLDWIDE CORP                           98310W108        4      200 SH          SOLE                  200       0      0
WYNDHAM WORLDWIDE CORP                           98310W108        1       40 SH          DEFINED                40       0      0
XTO ENERGY INC                                   98385X106      127     2725 SH          SOLE                 2725       0      0
XTO ENERGY INC                                   98385X106      107     2290 SH          DEFINED              2290       0      0
XCEL ENERGY INC                                  98389B100       89     4200 SH          SOLE                 4200       0      0
XILINX INC                                       983919101       80     3200 SH          DEFINED              3200       0      0
XEROX CORP                                       984121103        8      960 SH          SOLE                  960       0      0
XEROX CORP                                       984121103       53     6300 SH          DEFINED                 0    6300      0





                                                                                          
YAHOO INC                                        984332106        1       50 SH          SOLE                   50       0      0
YAHOO INC                                        984332106       31     1825 SH          DEFINED               325    1500      0
YAMANA GOLD INC                                  98462Y100        2      150 SH          SOLE                  150       0      0
YUM BRANDS INC                                   988498101      160     4577 SH          SOLE                 4577       0      0
YUM BRANDS INC                                   988498101        9      255 SH          DEFINED               255       0      0
ZIMMER HOLDINGS GROUP                            98956P102      408     6906 SH          SOLE                 6906       0      0
ZIMMER HOLDINGS GROUP                            98956P102      249     4210 SH          DEFINED              3060    1150      0

 GRAND TOTALS                                                469767 11659673                              10271751 1091868 296054