UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 12, 2005 UNITED FINANCIAL BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Federal 000-51369 83-0395247 -------------------------- -------------- ----------------- (State or Other Jurisdiction) (Commission File No.) (I.R.S. Employer of Incorporation) Identification No.) 95 Elm Street, West Springfield, Massachusetts 01089 ----------------------------------------------- ----- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (413) 787-1700 -------------- Not Applicable (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.01. Other Events On July 12, 2005, United Financial Bancorp, Inc. (the "Registrant") announced it had received regulatory approval to complete its stock offering. The Registrant consummated the stock offering on July 12, 2005 and expects its common stock to begin trading on the Nasdaq National Market on July 13, 2005 under the symbol "UBNK." A press release is attached as Exhibit 99.1 Item 9.01. Financial Statements and Exhibits (c) Exhibits. Exhibit No. Description 99.1 Press release dated July 12, 2005 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. UNITED FINANCIAL BANCORP, INC. DATE: July 13, 2005 By: /s/ Richard B. Collins ------------------------------------- Richard B. Collins President and Chief Executive Officer EXHIBIT INDEX The following exhibit is filed as part of this report: Exhibit No. Description 99.1 Press release dated July 12, 2005