THE BEAR STEARNS COMPANIES INC.
IncomeNotes(SM)
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-109793
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 37
(To Prospectus dated November 17, 2003,
and Prospectus Supplement dated November 17, 2003)
Trade Date: August 30, 2004
Issue Date: September 2, 2004
The date of this Pricing Supplement is August 30, 2004
Fixed Rate Notes
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Interest
Maturity Price to Discounts & Payment
CUSIP# Interest Rate Date Public Commissions Reallowance Dealer Frequency
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07387EFY8 5.80% 9/15/2029 100.00% [TBD]% 0.350% 98.00% Semi
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Subject to Redemption
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First Interest Aggregate
First Interest Payment Survivor's Principal
Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
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3/15/2005 $31.09 Yes Yes Commencing on 9/15/2009 and on the 15th of each $[TBD] $[TBD]
month thereafter until Maturity, the Notes may
be called in whole at par at the option of the
Company on ten calendar days notice.
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The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.