PRICING SUPPLEMENT NO. 13A                                        Rule 424(b)(3)
DATED: June 13, 2003                                         File No. 333-104455
(To Prospectus dated April 24, 2003,
and Prospectus Supplement dated April 24, 2003)

                                 $10,227,293,162
                         THE BEAR STEARNS COMPANIES INC.
                           Medium-Term Notes, Series B

Principal Amount:  $50,000,000   Floating Rate Notes [ ]  Book Entry Notes [x]

Original Issue Date:  6/27/2003  Fixed Rate Notes [x]     Certificated Notes [ ]

Maturity Date:  6/27/2018        CUSIP#:  073928ZX4

Option to Extend Maturity:       No    [x]

                                 Yes   [ ]   Final Maturity Date:

Minimum Denominations:           $1,000, increased in multiples of $1,000


                                              Optional            Optional
                         Redemption           Repayment           Repayment
   Redeemable On          Price(s)             Date(s)            Price(s)
   -------------       --------------       -------------        -----------

         *                   N/A                 N/A                 N/A

Applicable Only to Fixed Rate Notes:
-----------------------------------

Interest Rate:    3.50% from and including 6/27/03, to but excluding 6/27/08
                  5.00% from and including 6/27/08, to but excluding 6/27/13
                  8.00% from and including 6/27/13, to but excluding 6/27/18

Interest Payment Date(s):  **

Applicable Only to Floating Rate Notes:
--------------------------------------

Interest Rate Basis:                     Maximum Interest Rate:

[ ]   Commercial Paper Rate              Minimum Interest Rate:

[ ]   Federal Funds Effective Rate

[ ]   Federal Funds Open Rate            Interest Reset Date(s):

[ ]   Treasury Rate                      Interest Reset Period:

[ ]   LIBOR Reuters                      Interest Payment Date(s):

[ ]   LIBOR Telerate

[ ]   Prime Rate

[ ]   CMT Rate

Initial Interest Rate:                   Interest Payment Period:

Index Maturity:

Spread (plus or minus):


*  Commencing June 27, 2006 and on the interest payment dates thereafter until
   Maturity, the Notes may be called in whole at par at the option of the
   Company on ten calendar days notice.

** Commencing December 27, 2003 and on the 27th of each June and December
   thereafter until Maturity or until the Notes are called.


At February 28, 2003:

   o  the Company had outstanding (on an unconsolidated basis) approximately
      $37.4 billion of debt and other obligations, including approximately $34.3
      billion of unsecured senior debt and $2.6 billion of unsecured
      inter-company debt; and

   o  subsidiaries of the Company had outstanding (after elimination of
      inter-company items) approximately $145.5 billion of debt and other
      obligations (including $47.9 billion related to securities sold under
      repurchase agreements, $52.9 billion related to payables to customers,
      $26.4 billion related to financial instruments sold, but not yet
      purchased, and $18.3 billion of other liabilities, including $13.6 billion
      of debt).

The distribution of Notes will conform to the requirements set forth in Rule
2720 of the NASD Conduct Rules.