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S and P 500 Digital Buffer Note Add
78009KFK3

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Product Detail   Underlying Detail   Interactive Chart
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Product Type

Buffered
Capital Protected Notes
Reverse Exchangeable

Asset Class

Commodities
Equities
Interest Rates
Foreign Exchange

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Product Facts
Product type    Buffered
Underlying      S and P 500
Currency        USD
Maturity        04/30/12
SecurityBuffer  10.00 %
Strike          1,183.71
Settlement Date 04/30/10

Performance and Statistics
Daily high               91.23
Daily low                90.86
Yearly high (04/29/10)   95.48
Yearly low (07/02/10)    85.67
All Time High (04/29/10) 95.48
All Time Low (07/02/10)  85.67
Codes
CUSIP                    78009KFK3

Top 5 Buffered

S and P 500 Digital Buffer +0.28 %**
Note

S and P 500 Digital Buffer +0.20 %**
Note

S and P 500 Index Digital  +0.15 %**
Buffer Note

Annual Reset Coupon
Securities linked to the   +0.14 %**
S and P 500 Index

Annual Reset Coupon
Securities linked to the   +0.10 %**
S and P 500 Index

Download Prospectus (2 MB)

Please read the relevant prospectus, which contains material terms of the
securities and important risks that you should consider, before investing.

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a structured product is suitable for you and your investment needs and
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securities or financial instruments mentioned herein. You should consider
whether an investment strategy or the purchase or sale of any structured product
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objectives, risk tolerance, and financial circumstances.

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like additional information about the offerings above, please contact Private
Investor Products North America at 1-866-PIP-IDEA (1-866-747-4332).

Information on the website regarding the performance of a security or the
underlying or any other financial instrument always relates to the past. Past
performance is not indicative of future results.

SEC Legend

The Royal Bank of Scotland N.V. ("RBS N.V.") and The Royal Bank of Scotland plc
("RBS plc") have each filed a registration statement (including a prospectus)
with the United States Securities and Exchange Commission (the "SEC") for the
offering of securities that are issued by RBS N.V. and guaranteed by RBS
Holdings N.V. or that are issued by RBS plc and guaranteed by The Royal Bank of
Scotland Group plc. Before you invest in any securities referenced on this
website, you should read the prospectus in the relevant registration statement
and other documents that have been filed with the SEC for more complete
information about relevant issuer and guarantor, and their respective offerings.
You may get these documents for free by visiting EDGAR on the SEC's website at
www.sec.gov. Alternatively, RBS N.V., RBS plc, or their affiliates will arrange
to send you the prospectus if you request it by calling toll free 1-(888)
644-2048.

** From close of business yesterday

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