================================================================================
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
----------------------------
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
----------------------------
Date of report (Date of earliest event reported): July 28, 2004
CARVER BANCORP, INC.
(Exact name of registrant as specified in its charter)
DELAWARE 0-21487 13-3904147
(State or other
jurisdiction of (Commission File (IRS Employer
incorporation) Number) Identification No.)
75 WEST 125TH STREET
NEW YORK, NEW YORK 10027-4512
(Address of principal executive offices, including zip code)
Registrant's telephone number, including area code: (212) 876-4747
NOT APPLICABLE
(Former name or former address, if changed since last report)
================================================================================
ITEMS 1 THROUGH 6 AND 8 THROUGH 11. NOT APPLICABLE.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
(c) Exhibits
The following exhibits are filed as part of this Report:
99.1 Press release, dated July 28, 2004, which, among other things,
highlights the Registrant's financial results for the quarter
ended June 30, 2004.
ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
On July 28, 2004, Carver Bancorp, Inc. issued a press release reporting
financial results for the first quarter of the fiscal year ending March 31,
2005. The full text of the press release is attached as Exhibit 99.1 to this
Report.
The information provided pursuant to this Form 8-K shall not be deemed
incorporated by reference by any general statement incorporating by reference
this Form 8-K into any filing under the Securities Act of 1933, as amended, or
the Securities Exchange Act of 1934, as amended, and shall not otherwise be
deemed filed under such Acts.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of
1934, as amended, the Registrant has duly caused this report to be signed on its
behalf by the undersigned hereunto duly authorized.
CARVER BANCORP, INC.
By: /s/ Deborah C. Wright
----------------------------------
Deborah C. Wright
President and Chief Executive Officer
Dated: July 29, 2004
EXHIBIT INDEX
EXHIBIT NO. DESCRIPTION
----------- -----------
99.1 Press release, dated July 28, 2004, which, among other
things, highlights the Registrant's financial results for
the quarter ended June 30, 2004.