FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ABBOTT LABS                    COMMON STOCK     002824100     2598    55682 SH       DEFINED               54107        0     1575
ABBOTT LABS                    COMMON STOCK     002824100     2407    51600 SH       OTHER                 51600        0        0
ACTIVE POWER INC               COMMON STOCK     00504W100       16     3452 SH       DEFINED                3452        0        0
ADOBE SYS INC                  COMMON STOCK     00724F101        1       19 SH       DEFINED                  19        0        0
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107       13      600 SH       DEFINED                 600        0        0
AETNA INC                      COMMON STOCK     00817Y108       68      548 SH       DEFINED                 548        0        0
AETNA INC                      COMMON STOCK     00817Y108      369     2959 SH       OTHER                  2959        0        0
AFFILIATED COMPUTER SVCS INC C COMMON STOCK     008190100       54      900 SH       OTHER                   900        0        0
AFLAC INC                      COMMON STOCK     001055102     3534    88710 SH       DEFINED               88060        0      650
AFLAC INC                      COMMON STOCK     001055102     1947    48877 SH       OTHER                 38777      100    10000
AGCO CORP                      COMMON STOCK     001084102      296    13500 SH       OTHER                 13500        0        0
AGERE SYSTEMS INC-CL A         COMMON STOCK     00845V100        0       25 SH       DEFINED                  25        0        0
AGERE SYSTEMS INC-CL A         COMMON STOCK     00845V100        0       28 SH       OTHER                    28        0        0
AGERE SYSTEMS INC-CL B         COMMON STOCK     00845V209        1      978 SH       DEFINED                 978        0        0
AGERE SYSTEMS INC-CL B         COMMON STOCK     00845V209        2     1130 SH       OTHER                  1130        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101       53     2205 SH       DEFINED                2205        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101        5      228 SH       OTHER                   228        0        0
AGL RES INC                    COMMON STOCK     001204106       18      536 SH       DEFINED                 536        0        0
AGL RES INC                    COMMON STOCK     001204106       27      800 SH       OTHER                   800        0        0
AIR PRODUCTS & CHEMICALS INC   COMMON STOCK     009158106     1031    17790 SH       DEFINED               17790        0        0
AIR PRODUCTS & CHEMICALS INC   COMMON STOCK     009158106      341     5890 SH       OTHER                  5890        0        0
ALBEMARLE FIRST BK CHARLOTTESV COMMON STOCK     012684106       17     1500 SH       OTHER                  1500        0        0
ALBERTO CULVER CO              COMMON STOCK     013068101      722    14862 SH       DEFINED               14862        0        0
ALBERTO CULVER CO              COMMON STOCK     013068101      218     4497 SH       OTHER                  4050        0      447
ALBERTSONS INC                 COMMON STOCK     013104104        2      100 SH       DEFINED                 100        0        0
ALCOA INC COM                  COMMON STOCK     013817101      901    28675 SH       DEFINED               28500        0      175
ALCOA INC COM                  COMMON STOCK     013817101     1423    45301 SH       OTHER                 45301        0        0
ALEXANDER & BALDWIN INC        COMMON STOCK     014482103       98     2300 SH       DEFINED                2300        0        0
ALLEGHENY ENERGY INC           COMMON STOCK     017361106        8      400 SH       OTHER                   400        0        0
ALLERGAN INC                   COMMON STOCK     018490102        8      100 SH       OTHER                   100        0        0
ALLIANT CORP                   COMMON STOCK     018802108       20      700 SH       DEFINED                 300        0      400
ALLIANT CORP                   COMMON STOCK     018802108       29     1000 SH       OTHER                  1000        0        0
ALLIANT TECHSYSTEMS INC        COMMON STOCK     018804104        2       33 SH       OTHER                    33        0        0
ALLIED CAP CORP NEW            COMMON STOCK     01903Q108       26     1000 SH       DEFINED                1000        0        0
ALLSTATE CORP                  COMMON STOCK     020002101       30      586 SH       DEFINED                 586        0        0
ALLSTATE CORP                  COMMON STOCK     020002101      547    10570 SH       OTHER                 10570        0        0
ALLTEL CORP                    COMMON STOCK     020039103      209     3550 SH       DEFINED                3400        0      150
ALLTEL CORP                    COMMON STOCK     020039103      536     9119 SH       OTHER                  8775        0      344
ALTRIA GROUP INC               COMMON STOCK     02209S103     2460    40255 SH       DEFINED               40255        0        0
ALTRIA GROUP INC               COMMON STOCK     02209S103     5488    89812 SH       OTHER                 85512        0     4300
AMER TECH CORP                 COMMON STOCK     030145205        2      200 SH       DEFINED                 200        0        0
AMERADA HESS CORP              COMMON STOCK     023551104       80      968 SH       OTHER                   968        0        0
AMEREN CORP                    COMMON STOCK     023608102      147     2931 SH       DEFINED                2931        0        0
AMEREN CORP                    COMMON STOCK     023608102       70     1400 SH       OTHER                  1400        0        0
AMERICAN EAGLE OUTFITTERS INC  COMMON STOCK     02553E106       14      300 SH       DEFINED                 300        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101       83     2425 SH       DEFINED                2425        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      186     5427 SH       OTHER                  5427        0        0
AMERICAN EXPRESS CO            COMMON STOCK     025816109      428     7600 SH       DEFINED                7100        0      500
AMERICAN EXPRESS CO            COMMON STOCK     025816109     1036    18380 SH       OTHER                 18380        0        0
AMERICAN FINANCIAL REALTY TR   COMMON STOCK     02607P305       24     1500 SH       OTHER                     0        0     1500
AMERICAN INTERNATIONAL GROUP I COMMON STOCK     026874107     5766    87797 SH       DEFINED               85997        0     1800
AMERICAN INTERNATIONAL GROUP I COMMON STOCK     026874107     3939    59980 SH       OTHER                 52643      100     7237
AMERICAN MORTGAGE ACCEPTANCE C COMMON STOCK     027568104        6      348 SH       DEFINED                 348        0        0
AMERICAN MORTGAGE ACCEPTANCE C COMMON STOCK     027568104        5      270 SH       OTHER                   270        0        0
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107      173     8075 SH       DEFINED                7750        0      325
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107       46     2150 SH       OTHER                  2150        0        0
AMERISOURCEBERGEN CORP         COMMON STOCK     03073E105       19      325 SH       DEFINED                 325        0        0
AMERUS GROUP CO                COMMON STOCK     03072M108        2       55 SH       DEFINED                  55        0        0
AMGEN INC                      COMMON STOCK     031162100       92     1427 SH       DEFINED                 627        0      800
AMGEN INC                      COMMON STOCK     031162100      142     2218 SH       OTHER                  2218        0        0
AMSOUTH BANCORPORATION         COMMON STOCK     032165102     4060   156762 SH       DEFINED              144058        0    12704
AMSOUTH BANCORPORATION         COMMON STOCK     032165102     3859   148985 SH       OTHER                129485        0    19500
ANADARKO PETE CORP             COMMON STOCK     032511107      127     1962 SH       DEFINED                1162        0      800
ANADARKO PETE CORP             COMMON STOCK     032511107      358     5518 SH       OTHER                  5518        0        0
ANALOG DEVICES INC             COMMON STOCK     032654105      911    24673 SH       DEFINED               24673        0        0
ANALOG DEVICES INC             COMMON STOCK     032654105      264     7140 SH       OTHER                  6215        0      925
ANDREW CORP                    COMMON STOCK     034425108      180    13187 SH       OTHER                 13187        0        0
ANHEUSER BUSCH COS INC         COMMON STOCK     035229103      822    16200 SH       DEFINED               16075        0      125
ANHEUSER BUSCH COS INC         COMMON STOCK     035229103      928    18292 SH       OTHER                 18292        0        0
ANNALY MTG MGMT INC COM        COMMON STOCK     035710409        8      430 SH       DEFINED                 430        0        0
APACHE CORP                    COMMON STOCK     037411105       15      300 SH       DEFINED                 300        0        0
APACHE CORP                    COMMON STOCK     037411105        6      125 SH       OTHER                   125        0        0
APPLERA CORP-APPLIED BIOSYS    COMMON STOCK     038020103       16      750 SH       OTHER                   750        0        0
APPLERA CORP-CELERA GENOMICS   COMMON STOCK     038020202        3      200 SH       OTHER                   200        0        0
APPLIED MATERIALS INC          COMMON STOCK     038222105      493    28825 SH       DEFINED               28025        0      800
APPLIED MATERIALS INC          COMMON STOCK     038222105      435    25450 SH       OTHER                 25450        0        0
APPLIED MICRO CIRCUITS CORP CD COMMON STOCK     03822W109        7     1600 SH       OTHER                  1600        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102      109     4903 SH       DEFINED                4903        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102      192     8592 SH       OTHER                  8592        0        0
ARROW ELECTRS INC              COMMON STOCK     042735100       59     2419 SH       DEFINED                2419        0        0
ARTHROCARE CORP                COMMON STOCK     043136100        6      200 SH       OTHER                   200        0        0
ARVINMERITOR INC               COMMON STOCK     043353101       11      500 SH       DEFINED                 500        0        0
ARVINMERITOR INC               COMMON STOCK     043353101       18      817 SH       OTHER                   817        0        0
ASHLAND INC                    COMMON STOCK     044204105        6      100 SH       DEFINED                 100        0        0
ASTEC INDS INC COM             COMMON STOCK     046224101        3      200 SH       DEFINED                 200        0        0
AT&T CORP NEW                  COMMON STOCK     001957505       76     4003 SH       DEFINED                4003        0        0
AT&T CORP NEW                  COMMON STOCK     001957505       44     2320 SH       OTHER                  2320        0        0
ATLANTIS PLASTICS INC          COMMON STOCK     049156102      237    13300 SH       OTHER                 13300        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105      263     9599 SH       DEFINED                9599        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105       21      750 SH       OTHER                   750        0        0
AUTOBYTEL INC                  COMMON STOCK     05275N106       19     3183 SH       OTHER                  3183        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      368     8300 SH       DEFINED                8300        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      464    10457 SH       OTHER                 10457        0        0
AUTOZONE INC                   COMMON STOCK     053332102       78      850 SH       DEFINED                 850        0        0
AVANEX CORP                    COMMON STOCK     05348W109       20     6000 SH       DEFINED                6000        0        0
AVAYA INC                      COMMON STOCK     053499109        5      315 SH       DEFINED                 315        0        0
AVAYA INC                      COMMON STOCK     053499109        6      353 SH       OTHER                   353        0        0
AVON PRODUCTS INC              COMMON STOCK     054303102      119     3075 SH       DEFINED                3075        0        0
AVON PRODUCTS INC              COMMON STOCK     054303102      117     3025 SH       OTHER                  3025        0        0
AXCELIS TECHNOLOGIES INC       COMMON STOCK     054540109       37     4597 SH       DEFINED                4597        0        0
BAKER HUGHES INC               COMMON STOCK     057224107       43     1000 SH       OTHER                  1000        0        0
BALL CORP                      COMMON STOCK     058498106      281     6400 SH       OTHER                  6400        0        0
BANDAG INC                     COMMON STOCK     059815100       10      200 SH       DEFINED                 200        0        0
BANK AMERICA CORP              COMMON STOCK     060505104     2755    58632 SH       DEFINED               57972        0      660
BANK AMERICA CORP              COMMON STOCK     060505104     2035    43304 SH       OTHER                 41990        0     1314
BANK NEW YORK INC              COMMON STOCK     064057102       74     2200 SH       DEFINED                2200        0        0
BANKUNITED FINL CORP CL A      COMMON STOCK     06652B103      134     4200 SH       OTHER                  4200        0        0
BARD CR INC                    COMMON STOCK     067383109      411     6430 SH       DEFINED                6430        0        0
BARD CR INC                    COMMON STOCK     067383109      338     5280 SH       OTHER                  5280        0        0
BAXTER INTL INC                COMMON STOCK     071813109      376    10885 SH       DEFINED               10585        0      300
BAXTER INTL INC                COMMON STOCK     071813109      955    27660 SH       OTHER                 27660        0        0
BB&T CORPORATION               COMMON STOCK     054937107      414     9857 SH       DEFINED                9857        0        0
BB&T CORPORATION               COMMON STOCK     054937107      230     5475 SH       OTHER                  5475        0        0
BECTON DICKINSON               COMMON STOCK     075887109      192     3375 SH       DEFINED                3175        0      200
BECTON DICKINSON               COMMON STOCK     075887109       91     1600 SH       OTHER                  1600        0        0
BED BATH & BEYOND INC          COMMON STOCK     075896100        8      200 SH       DEFINED                 200        0        0
BELDEN CDT INC                 COMMON STOCK     077454106       48     2050 SH       DEFINED                2050        0        0
BELDEN CDT INC                 COMMON STOCK     077454106       39     1700 SH       OTHER                  1700        0        0
BELLSOUTH CORP                 COMMON STOCK     079860102     3123   112361 SH       DEFINED              111161        0     1200
BELLSOUTH CORP                 COMMON STOCK     079860102     3837   138059 SH       OTHER                138059        0        0
BELO CORPORATION               COMMON STOCK     080555105      100     3800 SH       DEFINED                3800        0        0
BELO CORPORATION               COMMON STOCK     080555105       21      800 SH       OTHER                   800        0        0
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK     084670108       88        1 SH       DEFINED                   1        0        0
BERKSHIRE HATHAWAY INC--CL B   COMMON STOCK     084670207      669      228 SH       DEFINED                 228        0        0
BERKSHIRE HATHAWAY INC--CL B   COMMON STOCK     084670207      426      145 SH       OTHER                    45        0      100
BEST BUY COMPANY INC           COMMON STOCK     086516101      143     2400 SH       DEFINED                2300        0      100
BEST BUY COMPANY INC           COMMON STOCK     086516101       69     1167 SH       OTHER                  1167        0        0
BIO RAD LABS INC CL A          COMMON STOCK     090572207      132     2300 SH       DEFINED                2300        0        0
BIOGEN IDEC INC                COMMON STOCK     09062X103        8      115 SH       OTHER                   115        0        0
BIOMET INC                     COMMON STOCK     090613100       20      450 SH       DEFINED                 450        0        0
BLACK HILLS CORP               COMMON STOCK     092113109       14      450 SH       DEFINED                 450        0        0
BLOCK H & R INC                COMMON STOCK     093671105       74     1500 SH       DEFINED                1500        0        0
BLOCKBUSTER INC                COMMON STOCK     093679108        3      292 SH       OTHER                   292        0        0
BLOCKBUSTER-B-WI               COMMON STOCK     093679207        1      164 SH       OTHER                   164        0        0
BOEING CO                      COMMON STOCK     097023105      894    17275 SH       DEFINED               17025        0      250
BOEING CO                      COMMON STOCK     097023105     1363    26330 SH       OTHER                 26330        0        0
BOWATER INC                    COMMON STOCK     102183100       13      300 SH       DEFINED                 300        0        0
BRIGGS & STRATTON CORP         COMMON STOCK     109043109       33      800 SH       OTHER                   800        0        0
BRINKER INTL INC               COMMON STOCK     109641100       28      800 SH       DEFINED                 800        0        0
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     3696   144243 SH       DEFINED              142518        0     1725
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     3978   155250 SH       OTHER                155250        0        0
BRUNSWICK CORP                 COMMON STOCK     117043109        5      100 SH       DEFINED                 100        0        0
BUCKEYE PARTNERS LP            COMMON STOCK     118230101       20      475 SH       OTHER                   475        0        0
BUCKEYE TECHNOLOGIES INC       COMMON STOCK     118255108       22     1725 SH       DEFINED                1725        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       14      300 SH       DEFINED                 300        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       39      816 SH       OTHER                   816        0        0
CABOT CORP                     COMMON STOCK     127055101        1       21 SH       OTHER                    21        0        0
CAMPBELL SOUP CO               COMMON STOCK     134429109        3      100 SH       DEFINED                 100        0        0
CAPITAL CROSSING BK            COMMON STOCK     140071101        5      170 SH       DEFINED                 170        0        0
CAPITAL LEASE FUNDING INC      COMMON STOCK     140288101       25     2000 SH       DEFINED                2000        0        0
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105     4669    55449 SH       DEFINED               54847        0      602
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105     2453    29125 SH       OTHER                 22750        0     6375
CARDINAL HEALTH INC            COMMON STOCK     14149Y108     3050    52442 SH       DEFINED               51642        0      800
CARDINAL HEALTH INC            COMMON STOCK     14149Y108     1755    30182 SH       OTHER                 27082        0     3100
CAREMARK RX INC                COMMON STOCK     141705103       16      400 SH       DEFINED                 400        0        0
CAREMARK RX INC                COMMON STOCK     141705103       23      571 SH       OTHER                   571        0        0
CARMAX INC                     COMMON STOCK     143130102        4      125 SH       OTHER                   125        0        0
CASCADE CORP                   COMMON STOCK     147195101      400    10000 SH       OTHER                 10000        0        0
CATALINA MARKETING CORP        COMMON STOCK     148867104      206     6953 SH       OTHER                  6953        0        0
CATERPILLAR INC                COMMON STOCK     149123101      167     1712 SH       DEFINED                1712        0        0
CATERPILLAR INC                COMMON STOCK     149123101      461     4726 SH       OTHER                  4726        0        0
CBRL GROUP INC COM             COMMON STOCK     12489V106       42     1000 SH       DEFINED                1000        0        0
CBRL GROUP INC COM             COMMON STOCK     12489V106      119     2837 SH       OTHER                  2837        0        0
CEDAR FAIR LP                  COMMON STOCK     150185106       99     3000 SH       OTHER                     0        0     3000
CENDANT CORP                   COMMON STOCK     151313103      294    12562 SH       DEFINED               11962        0      600
CENDANT CORP                   COMMON STOCK     151313103      106     4550 SH       OTHER                  4550        0        0
CENTERPOINT ENERGY INC         COMMON STOCK     15189T107       19     1650 SH       DEFINED                1650        0        0
CENTERPOINT ENERGY INC         COMMON STOCK     15189T107        3      300 SH       OTHER                   300        0        0
CERTEGY INC                    COMMON STOCK     156880106        2       50 SH       OTHER                    50        0        0
CHAMPION ENTERPRISES INC       COMMON STOCK     158496109       24     2000 SH       OTHER                  2000        0        0
CHARTER COMMUNICATIONS INC     COMMON STOCK     16117M107        0      100 SH       DEFINED                 100        0        0
CHATTEM INC COM                COMMON STOCK     162456107        5      150 SH       DEFINED                 150        0        0
CHEVRONTEXACO CORP             COMMON STOCK     166764100     3908    74427 SH       DEFINED               72902        0     1525
CHEVRONTEXACO CORP             COMMON STOCK     166764100     3607    68695 SH       OTHER                 68695        0        0
CHOICEPOINT INC                COMMON STOCK     170388102       11      240 SH       DEFINED                 240        0        0
CHUBB CORP                     COMMON STOCK     171232101      323     4200 SH       DEFINED                4000        0      200
CHUBB CORP                     COMMON STOCK     171232101      117     1525 SH       OTHER                  1525        0        0
CHURCH & DWIGHT INC            COMMON STOCK     171340102      597    17750 SH       OTHER                 17750        0        0
CIGNA CORP                     COMMON STOCK     125509109      295     3615 SH       OTHER                  3615        0        0
CINERGY CORP                   COMMON STOCK     172474108        6      150 SH       DEFINED                 150        0        0
CINERGY CORP                   COMMON STOCK     172474108       31      750 SH       OTHER                   750        0        0
CIRCUIT CITY STORES INC        COMMON STOCK     172737108        6      400 SH       OTHER                   400        0        0
CISCO SYSTEMS INC              COMMON STOCK     17275R102     1098    56817 SH       DEFINED               56117        0      700
CISCO SYSTEMS INC              COMMON STOCK     17275R102     1265    65489 SH       OTHER                 65139      250      100
CITIGROUP INC                  COMMON STOCK     172967101     2247    46645 SH       DEFINED               43479        0     3166
CITIGROUP INC                  COMMON STOCK     172967101     1905    39530 SH       OTHER                 39030        0      500
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101       41     3008 SH       OTHER                     0        0     3008
CITY HLDG CO                   COMMON STOCK     177835105        5      140 SH       DEFINED                 140        0        0
CKE RESTAURANTS INC            COMMON STOCK     12561E105       73     5000 SH       OTHER                  5000        0        0
CLAIRES STORES INC             COMMON STOCK     179584107      216    10150 SH       OTHER                 10150        0        0
CLOROX CO                      COMMON STOCK     189054109       57      969 SH       DEFINED                 969        0        0
COCA COLA CO                   COMMON STOCK     191216100     3814    91585 SH       DEFINED               91185        0      400
COCA COLA CO                   COMMON STOCK     191216100     6580   158010 SH       OTHER                150160        0     7850
COCA COLA ENTERPRISES INC      COMMON STOCK     191219104       16      750 SH       OTHER                   600        0      150
COGNEX CORP                    COMMON STOCK     192422103        6      200 SH       OTHER                   200        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     2340    45730 SH       DEFINED               42605        0     3125
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     1904    37210 SH       OTHER                 32985        0     4225
COMCAST CORP-CL A              COMMON STOCK     20030N101      673    20235 SH       DEFINED               17985        0     2250
COMCAST CORP-CL A              COMMON STOCK     20030N101      592    17800 SH       OTHER                 17558        0      242
COMCAST CORP-SPECIAL CL A      COMMON STOCK     20030N200     3700   112677 SH       DEFINED              109727        0     2950
COMCAST CORP-SPECIAL CL A      COMMON STOCK     20030N200     2494    75939 SH       OTHER                 60867        0    15072
COMERICA INC                   COMMON STOCK     200340107       40      650 SH       DEFINED                 650        0        0
COMERICA INC                   COMMON STOCK     200340107      114     1875 SH       OTHER                  1875        0        0
COMMERCIAL METALS CO           COMMON STOCK     201723103      236     4666 SH       OTHER                  4666        0        0
COMPASS BANCSHARES INC         COMMON STOCK     20449H109       15      300 SH       OTHER                   300        0        0
COMPUTER ASSOC INTL INC        COMMON STOCK     204912109       21      676 SH       DEFINED                 676        0        0
COMPUTER ASSOC INTL INC        COMMON STOCK     204912109       16      506 SH       OTHER                   506        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      271     4810 SH       DEFINED                4810        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      127     2245 SH       OTHER                  2245        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102      174     5925 SH       DEFINED                3925        0     2000
CONAGRA FOODS INC              COMMON STOCK     205887102      441    14975 SH       OTHER                 14975        0        0
CONOCOPHILLIPS                 COMMON STOCK     20825C104      204     2353 SH       DEFINED                2353        0        0
CONOCOPHILLIPS                 COMMON STOCK     20825C104      520     5990 SH       OTHER                  5990        0        0
CONSECO INC                    COMMON STOCK     208464883        0       19 SH       OTHER                    19        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104       22      500 SH       DEFINED                 500        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104      102     2325 SH       OTHER                  2325        0        0
CONSTELLATION ENERGY GROUP INC COMMON STOCK     210371100       31      700 SH       OTHER                   700        0        0
CONSUMER DISCRETIONARY/SELECT  COMMON STOCK     81369Y407      326     9240 SH       DEFINED                9240        0        0
CONSUMER DISCRETIONARY/SELECT  COMMON STOCK     81369Y407       75     2125 SH       OTHER                  2125        0        0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK     81369Y308      967    41885 SH       DEFINED               41885        0        0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK     81369Y308      227     9833 SH       OTHER                  9833        0        0
CONVERGYS CORP COM             COMMON STOCK     212485106       10      700 SH       OTHER                   700        0        0
CORN PRODS INTL INC            COMMON STOCK     219023108       21      400 SH       OTHER                   400        0        0
CORNING INC                    COMMON STOCK     219350105       37     3102 SH       DEFINED                3102        0        0
CORNING INC                    COMMON STOCK     219350105      257    21850 SH       OTHER                 21850        0        0
CORRECTIONS CORP AMER NEW      COMMON STOCK     22025Y407       78     1936 SH       DEFINED                1936        0        0
COSTCO WHOLESALE CORP NEW      COMMON STOCK     22160K105     4254    87872 SH       DEFINED               85572        0     2300
COSTCO WHOLESALE CORP NEW      COMMON STOCK     22160K105     2377    49098 SH       OTHER                 40298        0     8800
CRESCENT BANKING CO            COMMON STOCK     225646108      100     3800 SH       DEFINED                3800        0        0
CROSSROADS SYSTEM INC          COMMON STOCK     22765D100        1      500 SH       OTHER                   500        0        0
CROWN HOLDINGS INC             COMMON STOCK     228368106       27     2000 SH       OTHER                  2000        0        0
CSX CORP                       COMMON STOCK     126408103      241     6010 SH       DEFINED                6010        0        0
CSX CORP                       COMMON STOCK     126408103      248     6188 SH       OTHER                  4144        0     2044
CTI MOLECULAR IMAGING INC      COMMON STOCK     22943D105        1      100 SH       DEFINED                 100        0        0
CVS CORP                       COMMON STOCK     126650100       32      700 SH       DEFINED                 700        0        0
CVS CORP                       COMMON STOCK     126650100       68     1500 SH       OTHER                  1500        0        0
DANA CORP                      COMMON STOCK     235811106        6      350 SH       DEFINED                 350        0        0
DANAHER CORP                   COMMON STOCK     235851102       52      900 SH       DEFINED                 900        0        0
DANAHER CORP                   COMMON STOCK     235851102      299     5200 SH       OTHER                  5200        0        0
DARDEN RESTAURANTS INC         COMMON STOCK     237194105       56     2001 SH       DEFINED                2001        0        0
DEERE & CO                     COMMON STOCK     244199105      420     5650 SH       DEFINED                5650        0        0
DEERE & CO                     COMMON STOCK     244199105      275     3700 SH       OTHER                  3700        0        0
DEL MONTE FOODS CO             COMMON STOCK     24522P103        7      667 SH       DEFINED                 667        0        0
DEL MONTE FOODS CO             COMMON STOCK     24522P103        1      133 SH       OTHER                   133        0        0
DELL INC                       COMMON STOCK     24702R101      644    15275 SH       DEFINED               14825        0      450
DELL INC                       COMMON STOCK     24702R101      535    12700 SH       OTHER                 12700        0        0
DELPHI CORPORATION             COMMON STOCK     247126105        8      926 SH       DEFINED                 926        0        0
DELPHI CORPORATION             COMMON STOCK     247126105       45     4997 SH       OTHER                  4997        0        0
DELTA AIR LINES INC            COMMON STOCK     247361108        2      210 SH       OTHER                   210        0        0
DELTA NAT GAS INC              COMMON STOCK     247748106       26      950 SH       DEFINED                 950        0        0
DELUXE CORP                    COMMON STOCK     248019101      101     2700 SH       OTHER                  2700        0        0
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106     2395    22275 SH       DEFINED               22275        0        0
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106     1499    13945 SH       OTHER                 13945        0        0
DIRECT GENERAL CORP            COMMON STOCK     25456W204      183     5688 SH       DEFINED                5688        0        0
DIRECTV GROUP INC              COMMON STOCK     25459L106       28     1696 SH       DEFINED                1696        0        0
DIRECTV GROUP INC              COMMON STOCK     25459L106       14      826 SH       OTHER                   826        0        0
DISNEY WALT CO NEW             COMMON STOCK     254687106     1956    70365 SH       DEFINED               68565        0     1800
DISNEY WALT CO NEW             COMMON STOCK     254687106     1427    51329 SH       OTHER                 43179        0     8150
DIXIE GROUP INC                COMMON STOCK     255519100       17     1000 SH       DEFINED                1000        0        0
DOLLAR GEN CORP                COMMON STOCK     256669102       12      600 SH       DEFINED                 600        0        0
DOLLAR GEN CORP                COMMON STOCK     256669102       28     1343 SH       OTHER                  1100      243        0
DOMINION RESOURCES INC VA      COMMON STOCK     25746U109      179     2643 SH       DEFINED                2643        0        0
DOMINION RESOURCES INC VA      COMMON STOCK     25746U109      674     9945 SH       OTHER                  9945        0        0
DOVER CORP                     COMMON STOCK     260003108       73     1750 SH       DEFINED                1750        0        0
DOVER CORP                     COMMON STOCK     260003108      235     5600 SH       OTHER                  5600        0        0
DOW CHEMICAL COMPANY           COMMON STOCK     260543103     1698    34306 SH       DEFINED               33976        0      330
DOW CHEMICAL COMPANY           COMMON STOCK     260543103     2099    42387 SH       OTHER                 42387        0        0
DOW JONES & CO INC             COMMON STOCK     260561105      284     6600 SH       OTHER                  6600        0        0
DTE ENERGY CO                  COMMON STOCK     233331107       33      762 SH       DEFINED                 762        0        0
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     1517    30924 SH       DEFINED               30724        0      200
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     2092    42643 SH       OTHER                 42193        0      450
DUKE ENERGY CORP               COMMON STOCK     264399106      540    21318 SH       DEFINED               20743        0      575
DUKE ENERGY CORP               COMMON STOCK     264399106      572    22600 SH       OTHER                 22600        0        0
DUN & BRADSTREET CORP DEL NEW  COMMON STOCK     26483E100       48      800 SH       DEFINED                 800        0        0
DUN & BRADSTREET CORP DEL NEW  COMMON STOCK     26483E100        2       37 SH       OTHER                    37        0        0
DUQUESNE LIGHT HOLDINGS INC    COMMON STOCK     266233105       19     1000 SH       OTHER                  1000        0        0
EARTHLINK INC                  COMMON STOCK     270321102        2      178 SH       DEFINED                 178        0        0
EASTMAN CHEMICAL CO            COMMON STOCK     277432100       15      256 SH       DEFINED                 256        0        0
EASTMAN CHEMICAL CO            COMMON STOCK     277432100       13      219 SH       OTHER                   219        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       67     2075 SH       DEFINED                2075        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       54     1664 SH       OTHER                  1664        0        0
EATON CORP                     COMMON STOCK     278058102      825    11400 SH       DEFINED               11400        0        0
EDISON INTERNATIONAL           COMMON STOCK     281020107       64     2000 SH       OTHER                  2000        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       13      319 SH       DEFINED                 319        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       53     1287 SH       OTHER                  1287        0        0
EL PASO CORPORATION            COMMON STOCK     28336L109       56     5347 SH       DEFINED                5347        0        0
EL PASO CORPORATION            COMMON STOCK     28336L109      130    12460 SH       OTHER                 12460        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      186     8044 SH       DEFINED                8044        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      340    14740 SH       OTHER                 14740        0        0
EMC CORP/MASS                  COMMON STOCK     268648102     1856   124811 SH       DEFINED              120811        0     4000
EMC CORP/MASS                  COMMON STOCK     268648102      570    38325 SH       OTHER                 38025        0      300
EMERSON ELEC CO                COMMON STOCK     291011104     1049    14961 SH       DEFINED               14561        0      400
EMERSON ELEC CO                COMMON STOCK     291011104      720    10267 SH       OTHER                 10017        0      250
EMPIRE DIST ELEC CO            COMMON STOCK     291641108        7      300 SH       OTHER                   300        0        0
ENDO PHARMACEUTICALS HLDGS INC COMMON STOCK     29264F205      105     5000 SH       OTHER                  5000        0        0
ENERGIZER HLDGS INC            COMMON STOCK     29266R108       10      198 SH       OTHER                   198        0        0
ENERGY SELECT SECTOR SPDR      COMMON STOCK     81369Y506      445    12263 SH       DEFINED               12263        0        0
ENERGY SELECT SECTOR SPDR      COMMON STOCK     81369Y506      133     3669 SH       OTHER                  3669        0        0
ENGELHARD CORP                 COMMON STOCK     292845104       21      675 SH       OTHER                   675        0        0
ENPRO INDUSTRIES INC           COMMON STOCK     29355X107        3      100 SH       DEFINED                 100        0        0
ENSCO INTERNATIONAL INC        COMMON STOCK     26874Q100       32     1000 SH       DEFINED                1000        0        0
ENTERGY CORP                   COMMON STOCK     29364G103       20      300 SH       DEFINED                 300        0        0
ENTERPRISE PRODS PARTNERS LP   COMMON STOCK     293792107       61     2357 SH       DEFINED                2357        0        0
ENTERPRISE PRODS PARTNERS LP   COMMON STOCK     293792107        5      200 SH       OTHER                   200        0        0
EQUIFAX INC                    COMMON STOCK     294429105      112     4000 SH       DEFINED                4000        0        0
EQUIFAX INC                    COMMON STOCK     294429105      124     4401 SH       OTHER                  4401        0        0
EQUITABLE RES INC              COMMON STOCK     294549100      455     7500 SH       OTHER                  7500        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107        4      100 SH       DEFINED                 100        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107       18      500 SH       OTHER                   500        0        0
ERESEARCH TECHNOLOGY INC       COMMON STOCK     29481V108       12      750 SH       OTHER                   750        0        0
EXELON CORP                    COMMON STOCK     30161N101       83     1876 SH       DEFINED                1876        0        0
EXELON CORP                    COMMON STOCK     30161N101       12      266 SH       OTHER                   266        0        0
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    12833   250353 SH       DEFINED              248701        0     1652
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    23826   464800 SH       OTHER                455861        0     8939
FAIRCHILD SEMICONDUCTOR INTL I COMMON STOCK     303726103       81     5000 SH       DEFINED                5000        0        0
FAMILY DLR STORES INC          COMMON STOCK     307000109       69     2200 SH       OTHER                  2200        0        0
FARMERS CAP BK CORP COM        COMMON STOCK     309562106      412    10000 SH       OTHER                 10000        0        0
FEDERAL HOME LOAN MORTGAGE COM COMMON STOCK     313400301     1401    19014 SH       DEFINED               18939        0       75
FEDERAL HOME LOAN MORTGAGE COM COMMON STOCK     313400301      807    10952 SH       OTHER                  9202        0     1750
FEDERATED DEPT STORES INC      COMMON STOCK     31410H101     1045    18075 SH       DEFINED               18075        0        0
FEDERATED DEPT STORES INC      COMMON STOCK     31410H101      514     8895 SH       OTHER                  8895        0        0
FEDEX CORPORATION              COMMON STOCK     31428X106      359     3650 SH       DEFINED                3525        0      125
FEDEX CORPORATION              COMMON STOCK     31428X106     1110    11267 SH       OTHER                 11267        0        0
FERRELLGAS PARTNERS L.P.       COMMON STOCK     315293100       20     1000 SH       OTHER                     0        0     1000
FIDELITY NATIONAL FINANCIAL IN COMMON STOCK     316326107      660    14457 SH       DEFINED               14057        0      400
FIDELITY NATIONAL FINANCIAL IN COMMON STOCK     316326107      562    12296 SH       OTHER                  8441        0     3855
FIFTH THIRD BANCORP            COMMON STOCK     316773100      752    15901 SH       DEFINED               15901        0        0
FIFTH THIRD BANCORP            COMMON STOCK     316773100      246     5207 SH       OTHER                  5207        0        0
FINANCIAL SELECT SECTOR SPDR   COMMON STOCK     81369Y605      521    17065 SH       DEFINED               17065        0        0
FINANCIAL SELECT SECTOR SPDR   COMMON STOCK     81369Y605       85     2782 SH       OTHER                  2782        0        0
FIRST AMERICAN CORP            COMMON STOCK     318522307       11      300 SH       DEFINED                 300        0        0
FIRST DATA CORP                COMMON STOCK     319963104      395     9283 SH       DEFINED                9033        0      250
FIRST DATA CORP                COMMON STOCK     319963104     1076    25297 SH       OTHER                 25297        0        0
FIRST FINANCIAL HOLDINGS INC   COMMON STOCK     320239106       65     2000 SH       DEFINED                2000        0        0
FIRST HEALTH GROUP CORP        COMMON STOCK     320960107        4      200 SH       DEFINED                 200        0        0
FIRST HEALTH GROUP CORP        COMMON STOCK     320960107        7      363 SH       OTHER                   363        0        0
FIRST HORIZON NATIONAL CORP    COMMON STOCK     320517105    51014  1183344 SH       DEFINED             1176511        0     6833
FIRST HORIZON NATIONAL CORP    COMMON STOCK     320517105    19778   458778 SH       OTHER                458778        0        0
FIRSTENERGY CORP               COMMON STOCK     337932107        7      178 SH       OTHER                   178        0        0
FLAGSTAR BANCORP INC           COMMON STOCK     337930101        5      230 SH       DEFINED                 230        0        0
FLUOR CORP NEW                 COMMON STOCK     343412102       49      900 SH       DEFINED                 900        0        0
FNMA                           COMMON STOCK     313586109     4944    69423 SH       DEFINED               68223        0     1200
FNMA                           COMMON STOCK     313586109     2769    38887 SH       OTHER                 34732        0     4155
FOOT LOCKER INC                COMMON STOCK     344849104       15      568 SH       OTHER                   568        0        0
FORD MOTOR CO DEL 'NEW'        COMMON STOCK     345370860      154    10523 SH       DEFINED               10523        0        0
FORD MOTOR CO DEL 'NEW'        COMMON STOCK     345370860      231    15786 SH       OTHER                 15786        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101      267     3463 SH       DEFINED                3463        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101      208     2692 SH       OTHER                  2692        0        0
FORTUNE 500 INDEX FUND         COMMON STOCK     86330E885       12      135 SH       DEFINED                 135        0        0
FORTUNE 500 INDEX FUND         COMMON STOCK     86330E885      193     2240 SH       OTHER                  2240        0        0
FPL GROUP INC                  COMMON STOCK     302571104      419     5611 SH       DEFINED                5461        0      150
FPL GROUP INC                  COMMON STOCK     302571104      327     4374 SH       OTHER                  4374        0        0
FRANKLIN RESOURCES INC         COMMON STOCK     354613101     1118    16049 SH       DEFINED               15549        0      500
FRANKLIN RESOURCES INC         COMMON STOCK     354613101      493     7075 SH       OTHER                  7075        0        0
FREDS INC                      COMMON STOCK     356108100        9      500 SH       OTHER                   500        0        0
FREEPORT-MCMORAN COPPER-B      COMMON STOCK     35671D857       19      501 SH       DEFINED                 501        0        0
FREESCALE SEMICONDUCTOR INC CL COMMON STOCK     35687M206      135     7345 SH       DEFINED                7345        0        0
FREESCALE SEMICONDUCTOR INC CL COMMON STOCK     35687M206      101     5526 SH       OTHER                  5526        0        0
FREMONT GEN CORP               COMMON STOCK     357288109        5      210 SH       DEFINED                 210        0        0
GALLAGHER ARTHUR J & CO        COMMON STOCK     363576109       20      600 SH       OTHER                     0        0      600
GANNETT INC                    COMMON STOCK     364730101      372     4550 SH       DEFINED                4550        0        0
GANNETT INC                    COMMON STOCK     364730101      472     5779 SH       OTHER                  5779        0        0
GAP INC                        COMMON STOCK     364760108       78     3675 SH       DEFINED                3675        0        0
GATEWAY INC                    COMMON STOCK     367626108       60    10000 SH       OTHER                 10000        0        0
GENCORP INC                    COMMON STOCK     368682100       10      552 SH       OTHER                   552        0        0
GENENTECH INC                  COMMON STOCK     368710406       44      800 SH       DEFINED                 800        0        0
GENENTECH INC                  COMMON STOCK     368710406       27      500 SH       OTHER                   500        0        0
GENERAL DYNAMICS CORP          COMMON STOCK     369550108      732     7000 SH       DEFINED                6200        0      800
GENERAL DYNAMICS CORP          COMMON STOCK     369550108       84      800 SH       OTHER                   800        0        0
GENERAL ELECTRIC CORP          COMMON STOCK     369604103    15739   431206 SH       DEFINED              423756        0     7450
GENERAL ELECTRIC CORP          COMMON STOCK     369604103    23879   654215 SH       OTHER                632965      150    21100
GENERAL MLS INC                COMMON STOCK     370334104      250     5020 SH       DEFINED                4820        0      200
GENERAL MLS INC                COMMON STOCK     370334104      688    13841 SH       OTHER                 13841        0        0
GENERAL MOTORS CORP            COMMON STOCK     370442105      352     8789 SH       DEFINED                8789        0        0
GENERAL MOTORS CORP            COMMON STOCK     370442105      479    11959 SH       OTHER                 11959        0        0
GENESEE & WYO INC CL A         COMMON STOCK     371559105       25      900 SH       DEFINED                 900        0        0
GENUINE PARTS CO               COMMON STOCK     372460105      185     4200 SH       DEFINED                4200        0        0
GENUINE PARTS CO               COMMON STOCK     372460105       33      752 SH       OTHER                   752        0        0
GEORGIA PACIFIC CORP           COMMON STOCK     373298108       30      800 SH       DEFINED                 800        0        0
GEORGIA PACIFIC CORP           COMMON STOCK     373298108       19      510 SH       OTHER                   510        0        0
GETTY IMAGES INC               COMMON STOCK     374276103       45      654 SH       OTHER                   654        0        0
GILLETTE CO                    COMMON STOCK     375766102      558    12450 SH       DEFINED                9725        0     2725
GILLETTE CO                    COMMON STOCK     375766102      711    15884 SH       OTHER                 15884        0        0
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104       83      800 SH       DEFINED                   0        0      800
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104       75      725 SH       OTHER                   725        0        0
GOODRICH CORP.                 COMMON STOCK     382388106        7      200 SH       DEFINED                 200        0        0
GOODYEAR TIRE & RUBBER CO      COMMON STOCK     382550101        3      200 SH       OTHER                   200        0        0
GOVERNMENT PROPERTIES TRUST    COMMON STOCK     38374W107        8      800 SH       DEFINED                 800        0        0
GRAINGER W W INC               COMMON STOCK     384802104      972    14596 SH       DEFINED               14596        0        0
GRAINGER W W INC               COMMON STOCK     384802104      502     7534 SH       OTHER                  7534        0        0
GREENE COUNTY BANCSHARES INC   COMMON STOCK     394361208        1       45 SH       DEFINED                  45        0        0
GREENHILL & CO                 COMMON STOCK     395259104       14      500 SH       DEFINED                 500        0        0
GUIDANT CORP                   COMMON STOCK     401698105       18      250 SH       DEFINED                 250        0        0
GUIDANT CORP                   COMMON STOCK     401698105       18      250 SH       OTHER                   250        0        0
HALLIBURTON CO                 COMMON STOCK     406216101       18      470 SH       DEFINED                 470        0        0
HALLIBURTON CO                 COMMON STOCK     406216101      330     8400 SH       OTHER                  8400        0        0
HANCOCK HLDG CO                COMMON STOCK     410120109      186     5568 SH       DEFINED                5568        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108     1681    27678 SH       DEFINED               27528        0      150
HARLEY DAVIDSON INC            COMMON STOCK     412822108     1309    21550 SH       OTHER                 18400        0     3150
HARRAHS ENTERTAINMENT INC      COMMON STOCK     413619107       33      500 SH       DEFINED                 500        0        0
HARRAHS ENTERTAINMENT INC      COMMON STOCK     413619107      100     1500 SH       OTHER                  1500        0        0
HARTFORD FINL SVCS GROUP INC   COMMON STOCK     416515104       62      900 SH       DEFINED                 900        0        0
HARTFORD FINL SVCS GROUP INC   COMMON STOCK     416515104      122     1762 SH       OTHER                  1762        0        0
HASBRO INC                     COMMON STOCK     418056107        8      425 SH       DEFINED                 425        0        0
HCA INC                        COMMON STOCK     404119109       21      518 SH       DEFINED                 518        0        0
HCA INC                        COMMON STOCK     404119109        4      100 SH       OTHER                   100        0        0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK     81369Y209      203     6720 SH       DEFINED                6720        0        0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK     81369Y209       60     2000 SH       OTHER                  2000        0        0
HEARTLAND EXPRESS INC          COMMON STOCK     422347104       34     1500 SH       DEFINED                1500        0        0
HEINZ H J CO                   COMMON STOCK     423074103      184     4725 SH       DEFINED                4725        0        0
HEINZ H J CO                   COMMON STOCK     423074103       34      875 SH       OTHER                   875        0        0
HERSHEY FOODS CORP             COMMON STOCK     427866108       11      200 SH       DEFINED                 200        0        0
HERSHEY FOODS CORP             COMMON STOCK     427866108      333     6000 SH       OTHER                  6000        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103     2210   105410 SH       DEFINED              104210        0     1200
HEWLETT PACKARD CO             COMMON STOCK     428236103     1402    66852 SH       OTHER                 60502        0     6350
HIBERNIA CORP CL A             COMMON STOCK     428656102      210     7103 SH       DEFINED                7103        0        0
HILLENBRAND INDUSTRIES INC     COMMON STOCK     431573104       61     1094 SH       DEFINED                1094        0        0
HILTON HOTELS CORP             COMMON STOCK     432848109      101     4460 SH       OTHER                  4460        0        0
HOME DEPOT INC                 COMMON STOCK     437076102     5371   125665 SH       DEFINED              121778        0     3887
HOME DEPOT INC                 COMMON STOCK     437076102     4104    96013 SH       OTHER                 84413      300    11300
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106      128     3628 SH       DEFINED                3628        0        0
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106      145     4098 SH       OTHER                  4098        0        0
HOSPIRA INC                    COMMON STOCK     441060100       93     2766 SH       DEFINED                2766        0        0
HOSPIRA INC                    COMMON STOCK     441060100      138     4124 SH       OTHER                  4124        0        0
HUDSON UNITED BANCORP          COMMON STOCK     444165104        5      130 SH       DEFINED                 130        0        0
HUMAN GENOME SCIENCES INC      COMMON STOCK     444903108       36     3000 SH       DEFINED                3000        0        0
HUMANA INC                     COMMON STOCK     444859102       27      900 SH       DEFINED                 900        0        0
HYPERION SOLUTIONS CORP COM    COMMON STOCK     44914M104        4       79 SH       OTHER                    79        0        0
IDACORP INC                    COMMON STOCK     451107106        6      200 SH       OTHER                   200        0        0
IHOP CORP                      COMMON STOCK     449623107       13      300 SH       DEFINED                 300        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109      333     3597 SH       DEFINED                3597        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109      283     3054 SH       OTHER                  3054        0        0
IMATION CORP                   COMMON STOCK     45245A107       57     1780 SH       OTHER                  1780        0        0
IMPAC MTG HLDGS INC            COMMON STOCK     45254P102        9      380 SH       DEFINED                 380        0        0
IMS HEALTH INC                 COMMON STOCK     449934108        9      400 SH       DEFINED                 400        0        0
IMS HEALTH INC                 COMMON STOCK     449934108        3      150 SH       OTHER                   150        0        0
INDEPENDENT BK CORP MICH       COMMON STOCK     453838104        5      170 SH       DEFINED                 170        0        0
INDUSTRIAL SELECT SECTOR SPDR  COMMON STOCK     81369Y704      146     4700 SH       DEFINED                4700        0        0
INDUSTRIAL SELECT SECTOR SPDR  COMMON STOCK     81369Y704      120     3850 SH       OTHER                  3850        0        0
INTEL CORP                     COMMON STOCK     458140100     7029   300498 SH       DEFINED              292198        0     8300
INTEL CORP                     COMMON STOCK     458140100     6424   274657 SH       OTHER                260357      600    13700
INTERGRAPH CORP                COMMON STOCK     458683109        8      291 SH       OTHER                   291        0        0
INTERNATIONAL BANCSHARES CORP  COMMON STOCK     459044103        5      130 SH       DEFINED                 130        0        0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101     4200    42606 SH       DEFINED               40706        0     1900
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101     6034    61206 SH       OTHER                 60136        0     1070
INTERNATIONAL GAME TECHNOLOGY  COMMON STOCK     459902102        7      200 SH       DEFINED                 200        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      259     6162 SH       DEFINED                6162        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      732    17439 SH       OTHER                 17439        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100       14     1050 SH       DEFINED                1050        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100        6      415 SH       OTHER                   415        0        0
IPIX CORP                      COMMON STOCK     44982L103        0       23 SH       DEFINED                  23        0        0
IRIS INTERNATIONAL             COMMON STOCK     46270W105       62     6400 SH       OTHER                  6400        0        0
ISHARES COHEN & STEERS RLTY    COMMON STOCK     464287564      817     5995 SH       DEFINED                5995        0        0
ISHARES COHEN & STEERS RLTY    COMMON STOCK     464287564      483     3542 SH       OTHER                  3542        0        0
ISHARES DJ JONES U.S. TECHNOLO COMMON STOCK     464287721      310     6400 SH       DEFINED                6400        0        0
ISHARES DJ SELECT DIVIDEND IND COMMON STOCK     464287168       74     1212 SH       DEFINED                1212        0        0
ISHARES DJ SELECT DIVIDEND IND COMMON STOCK     464287168      168     2740 SH       OTHER                  2740        0        0
ISHARES DJ US TELCOM SECTOR IN COMMON STOCK     464287713      396    16300 SH       DEFINED               16300        0        0
ISHARES DJ US TELCOM SECTOR IN COMMON STOCK     464287713      119     4883 SH       OTHER                  4883        0        0
ISHARES DJ US UTILITIES SECTOR COMMON STOCK     464287697        6       90 SH       OTHER                    90        0        0
ISHARES FTSE/XINHUA CHINA 25   COMMON STOCK     464287184       22      400 SH       DEFINED                 400        0        0
ISHARES LEHMAN TRES INFL PROT  COMMON STOCK     464287176      524     4950 SH       DEFINED                4950        0        0
ISHARES LEHMAN TRES INFL PROT  COMMON STOCK     464287176      497     4700 SH       OTHER                  4700        0        0
ISHARES LEHMAN 1-3YR TRS BD    COMMON STOCK     464287457      107     1310 SH       DEFINED                1310        0        0
ISHARES MSCI EAFE INDEX FUND   COMMON STOCK     464287465      277     1730 SH       DEFINED                1730        0        0
ISHARES MSCI EAFE INDEX FUND   COMMON STOCK     464287465       42      260 SH       OTHER                   260        0        0
ISHARES NASDAQ BIOTECHNOLOGY I COMMON STOCK     464287556        6       85 SH       OTHER                    85        0        0
ISHARES RUSSELL 2000 GROWTH IN COMMON STOCK     464287648        7      100 SH       DEFINED                 100        0        0
ISHARES RUSSELL 2000 INDEX FUN COMMON STOCK     464287655      272     2100 SH       DEFINED                2100        0        0
ISHARES S&P SMALLCAP 600 INDEX COMMON STOCK     464287804       34      207 SH       OTHER                   207        0        0
ISHARES TRUST GS CORP BOND FUN COMMON STOCK     464287242       45      400 SH       DEFINED                 400        0        0
ISHARES TRUST GS CORP BOND FUN COMMON STOCK     464287242       61      550 SH       OTHER                   550        0        0
ISHARES TRUST-S&P 400 MIDCAP   COMMON STOCK     464287507       22      170 SH       OTHER                   170        0        0
ITT INDUSTRIES INC             COMMON STOCK     450911102       51      600 SH       DEFINED                 600        0        0
ITT INDUSTRIES INC             COMMON STOCK     450911102       81      956 SH       OTHER                   956        0        0
JABIL CIRCUIT INC              COMMON STOCK     466313103     1443    56410 SH       DEFINED               55410        0     1000
JABIL CIRCUIT INC              COMMON STOCK     466313103      832    32540 SH       OTHER                 23040        0     9500
JACOBS ENGR GROUP INC          COMMON STOCK     469814107       57     1200 SH       DEFINED                1200        0        0
JANUS CAPITAL GROUP INC        COMMON STOCK     47102X105       81     4800 SH       DEFINED                4800        0        0
JARDEN CORP                    COMMON STOCK     471109108       33      750 SH       DEFINED                 750        0        0
JARDEN CORP                    COMMON STOCK     471109108       52     1200 SH       OTHER                  1200        0        0
JDS UNIPHASE CORP              COMMON STOCK     46612J101        2      625 SH       DEFINED                 625        0        0
JDS UNIPHASE CORP              COMMON STOCK     46612J101        4     1238 SH       OTHER                  1238        0        0
JEFFERSON PILOT CORP           COMMON STOCK     475070108        1       19 SH       DEFINED                  19        0        0
JEFFERSON PILOT CORP           COMMON STOCK     475070108       10      200 SH       OTHER                   200        0        0
JM SMUCKER CO/THE-NEW          COMMON STOCK     832696405        5      106 SH       DEFINED                 106        0        0
JM SMUCKER CO/THE-NEW          COMMON STOCK     832696405       13      286 SH       OTHER                   286        0        0
JOHNSON & JOHNSON              COMMON STOCK     478160104     5608    88420 SH       DEFINED               87970        0      450
JOHNSON & JOHNSON              COMMON STOCK     478160104     6262    98746 SH       OTHER                 98746        0        0
JOHNSON CTLS INC               COMMON STOCK     478366107       79     1242 SH       DEFINED                1242        0        0
JOHNSON CTLS INC               COMMON STOCK     478366107        6      100 SH       OTHER                   100        0        0
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     6112   156680 SH       DEFINED              151953        0     4727
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     4154   106488 SH       OTHER                 98588        0     7900
KANSAS CITY SOUTHERN           COMMON STOCK     485170302       13      750 SH       DEFINED                 750        0        0
KAYDON CORP                    COMMON STOCK     486587108       33     1000 SH       OTHER                     0        0     1000
KELLOGG CO                     COMMON STOCK     487836108       63     1400 SH       DEFINED                1400        0        0
KELLOGG CO                     COMMON STOCK     487836108      377     8437 SH       OTHER                  8437        0        0
KERR MCGEE CORP                COMMON STOCK     492386107       58     1000 SH       DEFINED                   0        0     1000
KERR MCGEE CORP                COMMON STOCK     492386107        9      153 SH       OTHER                   153        0        0
KEYCORP NEW                    COMMON STOCK     493267108      100     2944 SH       DEFINED                2944        0        0
KEYCORP NEW                    COMMON STOCK     493267108      132     3901 SH       OTHER                  3901        0        0
KEYSPAN CORP                   COMMON STOCK     49337W100        2       55 SH       OTHER                    55        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103     1287    19561 SH       DEFINED               19461        0      100
KIMBERLY CLARK CORP            COMMON STOCK     494368103     1086    16503 SH       OTHER                 16503        0        0
KINDER MORGAN ENERGY PARTNERS  COMMON STOCK     494550106      626    14122 SH       DEFINED               14122        0        0
KINDER MORGAN ENERGY PARTNERS  COMMON STOCK     494550106       86     1950 SH       OTHER                  1950        0        0
KING PHARMACEUTICALS INC       COMMON STOCK     495582108       34     2765 SH       OTHER                  2765        0        0
KOHLS CORP                     COMMON STOCK     500255104      418     8511 SH       DEFINED                8511        0        0
KOHLS CORP                     COMMON STOCK     500255104      434     8820 SH       OTHER                  8820        0        0
KROGER CO                      COMMON STOCK     501044101        9      500 SH       DEFINED                 500        0        0
KROGER CO                      COMMON STOCK     501044101      182    10400 SH       OTHER                 10400        0        0
LA-Z-BOY INC                   COMMON STOCK     505336107      177    11507 SH       DEFINED               11507        0        0
LA-Z-BOY INC                   COMMON STOCK     505336107       56     3641 SH       OTHER                  3641        0        0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK     50540R409       15      300 SH       DEFINED                 300        0        0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK     50540R409       27      550 SH       OTHER                   550        0        0
LACLEDE GROUP INC              COMMON STOCK     505597104       23      750 SH       DEFINED                 750        0        0
LANCE INC                      COMMON STOCK     514606102       22     1164 SH       DEFINED                1164        0        0
LAYNE CHRISTENSEN CO           COMMON STOCK     521050104        9      500 SH       DEFINED                 500        0        0
LEGG MASON INC                 COMMON STOCK     524901105       37      500 SH       DEFINED                 500        0        0
LEGGETT & PLATT INC            COMMON STOCK     524660107        4      153 SH       DEFINED                 153        0        0
LEHMAN BROS HLDGS INC          COMMON STOCK     524908100       17      200 SH       DEFINED                 200        0        0
LIBERTY MEDIA CORP-A           COMMON STOCK     530718105       10      900 SH       DEFINED                 900        0        0
LIBERTY MEDIA CORP-A           COMMON STOCK     530718105        1      100 SH       OTHER                   100        0        0
LIBERTY MEDIA INTL INC SER A   COMMON STOCK     530719103        2       45 SH       DEFINED                  45        0        0
LIBERTY MEDIA INTL INC SER A   COMMON STOCK     530719103        0        5 SH       OTHER                     5        0        0
LIFEPOINT HOSPS INC            COMMON STOCK     53219L109        1       16 SH       DEFINED                  16        0        0
LILLY ELI & CO                 COMMON STOCK     532457108      496     8745 SH       DEFINED                8620        0      125
LILLY ELI & CO                 COMMON STOCK     532457108      319     5625 SH       OTHER                  5625        0        0
LIMITED BRANDS INC             COMMON STOCK     532716107       28     1200 SH       DEFINED                1200        0        0
LIMITED BRANDS INC             COMMON STOCK     532716107        2      100 SH       OTHER                   100        0        0
LINCARE HLDGS INC              COMMON STOCK     532791100        4      100 SH       OTHER                   100        0        0
LINCOLN NATL CORP              COMMON STOCK     534187109      117     2500 SH       OTHER                  2500        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106       12      320 SH       DEFINED                 320        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106        4      100 SH       OTHER                   100        0        0
LIZ CLAIBORNE INC              COMMON STOCK     539320101       20      475 SH       DEFINED                 475        0        0
LOCKHEED MARTIN CORP           COMMON STOCK     539830109      642    11550 SH       DEFINED               10650        0      900
LOCKHEED MARTIN CORP           COMMON STOCK     539830109      481     8650 SH       OTHER                  8650        0        0
LOWES COS INC                  COMMON STOCK     548661107      187     3250 SH       DEFINED                3250        0        0
LOWES COS INC                  COMMON STOCK     548661107      202     3500 SH       OTHER                  3500        0        0
LSI LOGIC CORP                 COMMON STOCK     502161102        2      400 SH       DEFINED                 400        0        0
LSI LOGIC CORP                 COMMON STOCK     502161102        5     1000 SH       OTHER                  1000        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107       22     5909 SH       DEFINED                5909        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107       80    21241 SH       OTHER                 21241        0        0
M D C HLDGS INC                COMMON STOCK     552676108       24      272 SH       DEFINED                 272        0        0
MANITOWOC INC                  COMMON STOCK     563571108       25      675 SH       DEFINED                 675        0        0
MARATHON OIL CORP              COMMON STOCK     565849106       34      900 SH       DEFINED                 900        0        0
MARKEL CORPORATION             COMMON STOCK     570535104      109      300 SH       DEFINED                 300        0        0
MARRIOTT INTL INC A            COMMON STOCK     571903202       19      300 SH       DEFINED                   0        0      300
MARRIOTT INTL INC A            COMMON STOCK     571903202       13      200 SH       OTHER                   200        0        0
MARSH & MCLENNAN COS INC       COMMON STOCK     571748102       15      446 SH       OTHER                   446        0        0
MARTEK BIOSCIENCES CORP        COMMON STOCK     572901106       23      450 SH       DEFINED                 450        0        0
MASCO CORP                     COMMON STOCK     574599106      427    11700 SH       DEFINED               11700        0        0
MASCO CORP                     COMMON STOCK     574599106     1618    44300 SH       OTHER                 44300        0        0
MASSEY ENERGY COMPANY          COMMON STOCK     576206106       24      700 SH       DEFINED                 700        0        0
MATERIALS SELECT SPDR FUND     COMMON STOCK     81369Y100      706    23732 SH       DEFINED               23732        0        0
MATERIALS SELECT SPDR FUND     COMMON STOCK     81369Y100      274     9231 SH       OTHER                  9231        0        0
MAY DEPT STORES CO             COMMON STOCK     577778103       18      600 SH       DEFINED                   0        0      600
MAY DEPT STORES CO             COMMON STOCK     577778103      210     7150 SH       OTHER                  7150        0        0
MAYTAG CORP                    COMMON STOCK     578592107      183     8691 SH       DEFINED                8691        0        0
MAYTAG CORP                    COMMON STOCK     578592107     1811    85822 SH       OTHER                 80322        0     5500
MBIA INC                       COMMON STOCK     55262C100      222     3510 SH       DEFINED                3510        0        0
MBIA INC                       COMMON STOCK     55262C100       38      600 SH       OTHER                   600        0        0
MBNA CORP                      COMMON STOCK     55262L100      264     9354 SH       DEFINED                9042        0      312
MBNA CORP                      COMMON STOCK     55262L100      210     7436 SH       OTHER                  7436        0        0
MCCORMICK & CO INC             COMMON STOCK     579780206      436    11300 SH       DEFINED               11300        0        0
MCCORMICK & CO INC             COMMON STOCK     579780206      220     5700 SH       OTHER                  5700        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        1      177 SH       DEFINED                 177        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        1       95 SH       OTHER                    95        0        0
MCDONALDS CORP                 COMMON STOCK     580135101     1001    31222 SH       DEFINED               29247        0     1975
MCDONALDS CORP                 COMMON STOCK     580135101      561    17506 SH       OTHER                 12108        0     5398
MCG CAP CORP                   COMMON STOCK     58047P107       17     1000 SH       DEFINED                1000        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109     2164    23639 SH       DEFINED               22939        0      700
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109     1699    18563 SH       OTHER                 15663        0     2900
MCI INC                        COMMON STOCK     552691107        4      174 SH       DEFINED                 174        0        0
MCI INC                        COMMON STOCK     552691107       29     1449 SH       OTHER                     0        0     1449
MCKESSON CORP                  COMMON STOCK     58155Q103      143     4550 SH       DEFINED                4250        0      300
MCKESSON CORP                  COMMON STOCK     58155Q103       57     1800 SH       OTHER                  1800        0        0
MEADWESTVACO CORP              COMMON STOCK     583334107       44     1309 SH       DEFINED                1309        0        0
MEADWESTVACO CORP              COMMON STOCK     583334107       74     2182 SH       OTHER                  2182        0        0
MEDCO HEALTH SOLUTIONS INC     COMMON STOCK     58405U102      116     2795 SH       DEFINED                2783        0       12
MEDCO HEALTH SOLUTIONS INC     COMMON STOCK     58405U102      537    12899 SH       OTHER                 12875       24        0
MEDICIS PHARMACEUTICAL CL-A    COMMON STOCK     584690309       42     1200 SH       OTHER                  1200        0        0
MEDIMMUNE INC                  COMMON STOCK     584699102        8      300 SH       OTHER                   300        0        0
MEDTRONIC INC                  COMMON STOCK     585055106     3124    62899 SH       DEFINED               61899        0     1000
MEDTRONIC INC                  COMMON STOCK     585055106     2856    57490 SH       OTHER                 48190        0     9300
MELLON FINANCIAL CORP          COMMON STOCK     58551A108      823    26453 SH       DEFINED               26453        0        0
MELLON FINANCIAL CORP          COMMON STOCK     58551A108      196     6300 SH       OTHER                  6300        0        0
MERCANTILE BANKSHARES CORP     COMMON STOCK     587405101       94     1800 SH       DEFINED                1800        0        0
MERCANTILE BANKSHARES CORP     COMMON STOCK     587405101      113     2173 SH       OTHER                  2173        0        0
MERCK & CO INC                 COMMON STOCK     589331107     1179    36675 SH       DEFINED               36275        0      400
MERCK & CO INC                 COMMON STOCK     589331107     3247   101025 SH       OTHER                101025        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108       18      300 SH       DEFINED                 300        0        0
METLIFE INC                    COMMON STOCK     59156R108        1       32 SH       DEFINED                  32        0        0
METRIS COS INC                 COMMON STOCK     591598107       32     2500 SH       OTHER                     0        0     2500
MGIC INVT CORP WIS             COMMON STOCK     552848103      158     2300 SH       DEFINED                2200        0      100
MGIC INVT CORP WIS             COMMON STOCK     552848103       86     1250 SH       OTHER                  1250        0        0
MICROSOFT CORP                 COMMON STOCK     594918104     6713   251230 SH       DEFINED              239630        0    11600
MICROSOFT CORP                 COMMON STOCK     594918104     5009   187471 SH       OTHER                169671     1000    16800
MICROSTRATEGY INC-CL A         COMMON STOCK     594972408        6      100 SH       OTHER                   100        0        0
MICROTEK MEDICAL HOLDINGS IN   COMMON STOCK     59515B109       16     4000 SH       DEFINED                4000        0        0
MIDAS INC                      COMMON STOCK     595626102        4      200 SH       OTHER                   200        0        0
MIDCAP SPDR TR SERIES 1        COMMON STOCK     595635103      658     5435 SH       DEFINED                5435        0        0
MIDCAP SPDR TR SERIES 1        COMMON STOCK     595635103      409     3381 SH       OTHER                  3381        0        0
MILACRON INC                   COMMON STOCK     598709103       10     2900 SH       DEFINED                2900        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103       85     7000 SH       DEFINED                7000        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103        4      300 SH       OTHER                   300        0        0
MILLER HERMAN INC              COMMON STOCK     600544100       25      900 SH       OTHER                   900        0        0
MONEYGRAM INTERNATIONAL INC    COMMON STOCK     60935Y109       11      508 SH       DEFINED                 508        0        0
MONSANTO CO NEW                COMMON STOCK     61166W101       66     1195 SH       DEFINED                1195        0        0
MONSANTO CO NEW                COMMON STOCK     61166W101       83     1492 SH       OTHER                  1492        0        0
MOODYS CORP                    COMMON STOCK     615369105      304     3500 SH       DEFINED                3500        0        0
MORGAN STANLEY                 COMMON STOCK     617446448      897    16160 SH       DEFINED               15860        0      300
MORGAN STANLEY                 COMMON STOCK     617446448      407     7329 SH       OTHER                  7329        0        0
MOTOROLA INC                   COMMON STOCK     620076109     1260    73237 SH       DEFINED               73237        0        0
MOTOROLA INC                   COMMON STOCK     620076109      874    50812 SH       OTHER                 50812        0        0
MUNICIPAL MORTGAGE & EQUITY LL COMMON STOCK     62624B101       10      381 SH       DEFINED                 381        0        0
MUNICIPAL MORTGAGE & EQUITY LL COMMON STOCK     62624B101       68     2500 SH       OTHER                  1000        0     1500
MYLAN LABS INC                 COMMON STOCK     628530107      231    13082 SH       DEFINED               12782        0      300
MYLAN LABS INC                 COMMON STOCK     628530107       45     2523 SH       OTHER                  2523        0        0
NASB FINL INC                  COMMON STOCK     628968109        5      130 SH       DEFINED                 130        0        0
NASDAQ 100 SHARES UNIT SER 1   COMMON STOCK     631100104      339     8500 SH       DEFINED                8500        0        0
NASDAQ 100 SHARES UNIT SER 1   COMMON STOCK     631100104      342     8561 SH       OTHER                  7035      850      676
NATIONAL CITY CORP             COMMON STOCK     635405103      242     6448 SH       DEFINED                6448        0        0
NATIONWIDE FINANCIAL SERVICES  COMMON STOCK     638612101       49     1287 SH       OTHER                     0     1287        0
NAVISTAR INTERNATIONAL CORP    COMMON STOCK     63934E108        1       20 SH       DEFINED                  20        0        0
NCR CORP                       COMMON STOCK     62886E108        7       94 SH       DEFINED                  94        0        0
NCR CORP                       COMMON STOCK     62886E108       10      138 SH       OTHER                   138        0        0
NEENAH PAPER INC               COMMON STOCK     640079109       18      566 SH       DEFINED                 563        0        3
NEENAH PAPER INC               COMMON STOCK     640079109       16      477 SH       OTHER                   477        0        0
NEOMAGIC CORP                  COMMON STOCK     640497103        1     1000 SH       OTHER                  1000        0        0
NEUROCRINE BIOSCIENCES INC     COMMON STOCK     64125C109       44      900 SH       OTHER                     0        0      900
NEW JERSEY RES CORP            COMMON STOCK     646025106       23      525 SH       DEFINED                 525        0        0
NEW JERSEY RES CORP            COMMON STOCK     646025106       43     1000 SH       OTHER                  1000        0        0
NEW YORK CMNTY BANCORP INC     COMMON STOCK     649445103       29     1400 SH       OTHER                   400        0     1000
NEWCASTLE INVESTMENT CORP      COMMON STOCK     65105M108       32     1000 SH       DEFINED                   0        0     1000
NEWELL RUBBERMAID INC          COMMON STOCK     651229106       16      675 SH       DEFINED                 675        0        0
NEWELL RUBBERMAID INC          COMMON STOCK     651229106       21      888 SH       OTHER                   888        0        0
NEWFIELD EXPLORATION CO        COMMON STOCK     651290108        0        5 SH       DEFINED                   5        0        0
NEWFIELD EXPLORATION CO        COMMON STOCK     651290108      278     4700 SH       OTHER                  4700        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106        4      100 SH       DEFINED                 100        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106      180     4062 SH       OTHER                  4062        0        0
NEWS CORP INC-A                COMMON STOCK     65248E104        7      378 SH       DEFINED                 378        0        0
NEWS CORP INC-A                COMMON STOCK     65248E104        2       94 SH       OTHER                    94        0        0
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103        5      150 SH       OTHER                   150        0        0
NICOR INC                      COMMON STOCK     654086107       14      382 SH       DEFINED                 382        0        0
NIKE INC-CLASS B               COMMON STOCK     654106103       41      450 SH       OTHER                   450        0        0
NISOURCE INC                   COMMON STOCK     65473P105       25     1100 SH       DEFINED                1100        0        0
NISOURCE INC                   COMMON STOCK     65473P105       45     1974 SH       OTHER                  1974        0        0
NN INC                         COMMON STOCK     629337106       26     2000 SH       OTHER                  2000        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108      407    11240 SH       DEFINED               11240        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108     1336    36912 SH       OTHER                 36912        0        0
NORTH EUROPEAN OIL RTY TRUST   COMMON STOCK     659310106       65     2850 SH       DEFINED                2850        0        0
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105      413    14305 SH       DEFINED               10443        0     3862
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105      140     4837 SH       OTHER                  4837        0        0
NORTHERN TR CORP               COMMON STOCK     665859104       87     1800 SH       DEFINED                1800        0        0
NORTHROP GRUMMAN CORP          COMMON STOCK     666807102       95     1742 SH       OTHER                  1742        0        0
NORTHWEST AIRLINES CORP CL A   COMMON STOCK     667280101       16     1500 SH       OTHER                  1500        0        0
NUCOR CORP                     COMMON STOCK     670346105       16      300 SH       DEFINED                 300        0        0
NVR INC COM                    COMMON STOCK     62944T105        2        3 SH       OTHER                     3        0        0
OCCIDENTAL PETE CORP           COMMON STOCK     674599105       50      850 SH       DEFINED                 850        0        0
OFFICE DEPOT INC               COMMON STOCK     676220106       39     2250 SH       DEFINED                2250        0        0
OFFICE DEPOT INC               COMMON STOCK     676220106       15      875 SH       OTHER                   875        0        0
OLD NATL BANCORP IND           COMMON STOCK     680033107      329    12724 SH       OTHER                 12724        0        0
OMNICELL INC                   COMMON STOCK     68213N109        8      750 SH       OTHER                   750        0        0
OMNICOM GROUP                  COMMON STOCK     681919106     2569    30462 SH       DEFINED               29962        0      500
OMNICOM GROUP                  COMMON STOCK     681919106     1487    17641 SH       OTHER                 13816        0     3825
OMNOVA SOLUTIONS INC           COMMON STOCK     682129101        3      552 SH       OTHER                   552        0        0
ONEOK INC                      COMMON STOCK     682680103       17      600 SH       DEFINED                 600        0        0
ONEOK INC                      COMMON STOCK     682680103      196     6900 SH       OTHER                  6900        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      220    16000 SH       DEFINED               15225        0      775
ORACLE CORPORATION             COMMON STOCK     68389X105      115     8418 SH       OTHER                  8418        0        0
ORIENTAL FINL GROUP INC COM    COMMON STOCK     68618W100        5      170 SH       DEFINED                 170        0        0
OUTBACK STEAKHOUSE INC         COMMON STOCK     689899102        9      200 SH       DEFINED                 200        0        0
PACIFICARE HEALTH SYSTEMS INC  COMMON STOCK     695112102       23      400 SH       DEFINED                 400        0        0
PACTIV CORP                    COMMON STOCK     695257105       33     1300 SH       DEFINED                1300        0        0
PACTIV CORP                    COMMON STOCK     695257105       86     3400 SH       OTHER                  3400        0        0
PALL CORP                      COMMON STOCK     696429307      116     4000 SH       DEFINED                4000        0        0
PALL CORP                      COMMON STOCK     696429307       90     3100 SH       OTHER                  3100        0        0
PARKER HANNIFIN CORP           COMMON STOCK     701094104      127     1675 SH       DEFINED                1000        0      675
PARKER HANNIFIN CORP           COMMON STOCK     701094104      300     3962 SH       OTHER                  3962        0        0
PATTERSON-UTI ENERGY INC       COMMON STOCK     703481101       19     1000 SH       OTHER                  1000        0        0
PAYCHEX INC                    COMMON STOCK     704326107       17      500 SH       OTHER                   500        0        0
PENN VIRGINIA RESOURCE PARTN   COMMON STOCK     707884102       42      800 SH       DEFINED                 800        0        0
PENN VIRGINIA RESOURCE PARTN   COMMON STOCK     707884102       18      350 SH       OTHER                   350        0        0
PENNEY J C CO                  COMMON STOCK     708160106      589    14222 SH       DEFINED               14222        0        0
PENNEY J C CO                  COMMON STOCK     708160106      252     6085 SH       OTHER                  5208        0      877
PEOPLES ENERGY CORP            COMMON STOCK     711030106       21      475 SH       OTHER                   475        0        0
PEOPLESOFT INC                 COMMON STOCK     712713106       17      650 SH       OTHER                   650        0        0
PEPCO HOLDINGS INC             COMMON STOCK     713291102       23     1075 SH       DEFINED                1075        0        0
PEPCO HOLDINGS INC             COMMON STOCK     713291102       62     2888 SH       OTHER                  2888        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200       57     2700 SH       OTHER                  2700        0        0
PEPSICO INC                    COMMON STOCK     713448108     5729   109750 SH       DEFINED              105525        0     4225
PEPSICO INC                    COMMON STOCK     713448108     4139    79288 SH       OTHER                 72688        0     6600
PFIZER INC                     COMMON STOCK     717081103     5864   218058 SH       DEFINED              217858        0      200
PFIZER INC                     COMMON STOCK     717081103     8387   311911 SH       OTHER                293581      500    17830
PG & E CORP                    COMMON STOCK     69331C108       25      751 SH       DEFINED                 751        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102       25      250 SH       DEFINED                 250        0        0
PHOENIX COMPANIES INC          COMMON STOCK     71902E109       11      905 SH       DEFINED                 905        0        0
PIEDMONT NATURAL GAS INC       COMMON STOCK     720186105       60     2600 SH       DEFINED                2600        0        0
PIEDMONT NATURAL GAS INC       COMMON STOCK     720186105      139     6000 SH       OTHER                  6000        0        0
PIER 1 IMPORTS INC             COMMON STOCK     720279108      201    10225 SH       OTHER                 10225        0        0
PINNACLE WEST CAP CORP         COMMON STOCK     723484101       44     1000 SH       OTHER                  1000        0        0
PIPER JAFFRAY COS              COMMON STOCK     724078100        2       51 SH       DEFINED                  51        0        0
PITNEY BOWES INC               COMMON STOCK     724479100        9      200 SH       DEFINED                 200        0        0
PITNEY BOWES INC               COMMON STOCK     724479100      525    11349 SH       OTHER                 10000        0     1349
PLUG POWER INC                 COMMON STOCK     72919P103        3      500 SH       OTHER                   500        0        0
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108      771    20070 SH       DEFINED               20070        0        0
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108       52     1349 SH       OTHER                   349        0     1000
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      207     3600 SH       DEFINED                3600        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      235     4083 SH       OTHER                  4083        0        0
PPG INDS INC                   COMMON STOCK     693506107      157     2300 SH       DEFINED                2300        0        0
PPG INDS INC                   COMMON STOCK     693506107      402     5900 SH       OTHER                  5900        0        0
PRAXAIR INC                    COMMON STOCK     74005P104      174     3936 SH       DEFINED                3936        0        0
PRAXAIR INC                    COMMON STOCK     74005P104      132     3000 SH       OTHER                  3000        0        0
PRINCIPAL FINANCIAL GROUP      COMMON STOCK     74251V102       27      650 SH       DEFINED                 650        0        0
PRINCIPAL FINANCIAL GROUP      COMMON STOCK     74251V102       18      436 SH       OTHER                   436        0        0
PROCTER & GAMBLE CO            COMMON STOCK     742718109     4839    87845 SH       DEFINED               86645        0     1200
PROCTER & GAMBLE CO            COMMON STOCK     742718109     5349    97119 SH       OTHER                 97119        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105      160     3535 SH       DEFINED                3535        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105      454    10032 SH       OTHER                 10032        0        0
PROTECTIVE LIFE CORP           COMMON STOCK     743674103       19      436 SH       OTHER                   436        0        0
PROTEIN DESIGN LABS INC        COMMON STOCK     74369L103       21     1000 SH       DEFINED                1000        0        0
PROVIDIAN FINANCIAL CORP       COMMON STOCK     74406A102       10      600 SH       DEFINED                 600        0        0
PROVIDIAN FINANCIAL CORP       COMMON STOCK     74406A102       82     5000 SH       OTHER                  5000        0        0
PRUDENTIAL FINL INC            COMMON STOCK     744320102        9      171 SH       DEFINED                 171        0        0
PRUDENTIAL FINL INC            COMMON STOCK     744320102       91     1649 SH       OTHER                  1649        0        0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106      294     5685 SH       DEFINED                5685        0        0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106       49      945 SH       OTHER                   945        0        0
QUALCOMM INC                   COMMON STOCK     747525103      309     7292 SH       DEFINED                7292        0        0
QUALCOMM INC                   COMMON STOCK     747525103      148     3500 SH       OTHER                  3500        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       21     4797 SH       DEFINED                4797        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       28     6246 SH       OTHER                  6246        0        0
R H DONNELLEY CORP             COMMON STOCK     74955W307        1       15 SH       OTHER                    15        0        0
RADIOSHACK CORP                COMMON STOCK     750438103      105     3200 SH       DEFINED                3200        0        0
RAYTHEON COMPANY               COMMON STOCK     755111507      917    23615 SH       DEFINED               23615        0        0
RAYTHEON COMPANY               COMMON STOCK     755111507     1073    27628 SH       OTHER                 26428        0     1200
REDWOOD TR INC                 COMMON STOCK     758075402       25      400 SH       DEFINED                 400        0        0
REDWOOD TR INC                 COMMON STOCK     758075402       17      275 SH       OTHER                   275        0        0
REGIONS FINANCIAL CORP NEW     COMMON STOCK     7591EP100     1028    28875 SH       DEFINED               26719        0     2156
REGIONS FINANCIAL CORP NEW     COMMON STOCK     7591EP100     6854   192594 SH       OTHER                192594        0        0
RELIANT ENERGY, INC.           COMMON STOCK     75952B105       18     1300 SH       DEFINED                1300        0        0
RELIANT ENERGY, INC.           COMMON STOCK     75952B105        4      315 SH       OTHER                   315        0        0
RENT A CTR INC NEW             COMMON STOCK     76009N100       11      400 SH       OTHER                     0        0      400
REYNOLDS AMERICA               COMMON STOCK     761713106       18      231 SH       DEFINED                 231        0        0
REYNOLDS AMERICA               COMMON STOCK     761713106       26      332 SH       OTHER                   332        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107       41      921 SH       DEFINED                 921        0        0
ROLLINS INC                    COMMON STOCK     775711104        6      225 SH       DEFINED                 225        0        0
ROSS STORES INC                COMMON STOCK     778296103       12      400 SH       OTHER                   400        0        0
ROYAL GOLD INC                 COMMON STOCK     780287108       18     1000 SH       OTHER                  1000        0        0
RUBY TUESDAY INC               COMMON STOCK     781182100      110     4232 SH       OTHER                  4232        0        0
RUSSELL CORP                   COMMON STOCK     782352108       58     3000 SH       DEFINED                3000        0        0
RYDER SYSTEM INC               COMMON STOCK     783549108      210     4400 SH       DEFINED                4400        0        0
SAFECO CORP                    COMMON STOCK     786429100      940    17990 SH       OTHER                 17990        0        0
SAFEGUARD SCIENTIFICS INC      COMMON STOCK     786449108        6     2600 SH       DEFINED                2600        0        0
SAKS INC                       COMMON STOCK     79377W108        3      200 SH       DEFINED                 200        0        0
SAKS INC                       COMMON STOCK     79377W108       16     1099 SH       OTHER                  1099        0        0
SAN JUAN BASIN ROYALTY TRUST   COMMON STOCK     798241105      294    10000 SH       OTHER                 10000        0        0
SANMINA-SCI CORP               COMMON STOCK     800907107       22     2584 SH       DEFINED                2584        0        0
SARA LEE CORP                  COMMON STOCK     803111103      652    26994 SH       DEFINED               26694        0      300
SARA LEE CORP                  COMMON STOCK     803111103      524    21687 SH       OTHER                 21687        0        0
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103      985    38241 SH       DEFINED               37516        0      725
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     1491    57858 SH       OTHER                 57566      292        0
SCANA CORP                     COMMON STOCK     80589M102      100     2544 SH       DEFINED                2544        0        0
SCANA CORP                     COMMON STOCK     80589M102       37      928 SH       OTHER                   928        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101     1601    76672 SH       DEFINED               69197        0     7475
SCHERING PLOUGH CORP           COMMON STOCK     806605101     1259    60288 SH       OTHER                 57726        0     2562
SCOTTS CO CL A                 COMMON STOCK     810186106      103     1400 SH       DEFINED                1400        0        0
SCOTTS CO CL A                 COMMON STOCK     810186106       29      400 SH       OTHER                   400        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108      271     5304 SH       DEFINED                5304        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108      280     5496 SH       OTHER                  5496        0        0
SEMCO ENERGY INC               COMMON STOCK     78412D109        2      432 SH       DEFINED                 432        0        0
SEMPRA ENERGY                  COMMON STOCK     816851109        8      228 SH       DEFINED                 228        0        0
SERVICE CORP INTERNATIONAL     COMMON STOCK     817565104       16     2200 SH       OTHER                  2200        0        0
SERVICEMASTER CO               COMMON STOCK     81760N109       92     6681 SH       DEFINED                6681        0        0
SFBC INTERNATIONAL INC         COMMON STOCK     784121105       12      300 SH       OTHER                   300        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101       97     1600 SH       DEFINED                1600        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101       36      600 SH       OTHER                   600        0        0
SIRUS SATELLITE RADIO INC      COMMON STOCK     82966U103        1      100 SH       DEFINED                 100        0        0
SNAP ON INC                    COMMON STOCK     833034101       41     1200 SH       DEFINED                1200        0        0
SOUTHERN COMMUNITY FIN CORP    COMMON STOCK     84263N105       12     1000 SH       OTHER                  1000        0        0
SOUTHERN COMPANY               COMMON STOCK     842587107      384    11462 SH       DEFINED                9062        0     2400
SOUTHERN COMPANY               COMMON STOCK     842587107      655    19531 SH       OTHER                 19531        0        0
SOUTHERN UN CO NEW             COMMON STOCK     844030106       48     2000 SH       OTHER                  2000        0        0
SOUTHWEST AIRLINES CO          COMMON STOCK     844741108        2      150 SH       DEFINED                 150        0        0
SOUTHWEST AIRLINES CO          COMMON STOCK     844741108        5      300 SH       OTHER                   300        0        0
SPRINT CORP                    COMMON STOCK     852061100       57     2300 SH       DEFINED                2300        0        0
SPRINT CORP                    COMMON STOCK     852061100      492    19800 SH       OTHER                 18600        0     1200
SPSS INC                       COMMON STOCK     78462K102       19     1242 SH       OTHER                  1242        0        0
STANDARD & POORS DEP RECEIPT   COMMON STOCK     78462F103     3102    25661 SH       DEFINED               25661        0        0
STANDARD & POORS DEP RECEIPT   COMMON STOCK     78462F103     2408    19926 SH       OTHER                 19516      410        0
STAPLES INC                    COMMON STOCK     855030102       74     2200 SH       DEFINED                2200        0        0
STAPLES INC                    COMMON STOCK     855030102        3      100 SH       OTHER                   100        0        0
STARWOOD HOTELS & RESORTS      COMMON STOCK     85590A203       32      550 SH       DEFINED                 550        0        0
STARWOOD HOTELS & RESORTS      COMMON STOCK     85590A203       21      367 SH       OTHER                   367        0        0
STATE AUTO FINL CORP           COMMON STOCK     855707105       19      750 SH       DEFINED                 750        0        0
STATE STREET CORP              COMMON STOCK     857477103      139     2825 SH       DEFINED                2825        0        0
STATE STREET CORP              COMMON STOCK     857477103      219     4450 SH       OTHER                  4450        0        0
STEWART ENTERPRISES INC CL A   COMMON STOCK     860370105        3      500 SH       DEFINED                 500        0        0
STRYKER CORP                   COMMON STOCK     863667101       39      800 SH       DEFINED                 800        0        0
STRYKER CORP                   COMMON STOCK     863667101       48     1000 SH       OTHER                  1000        0        0
SUBURBAN PROPANE PARTNERS LP   COMMON STOCK     864482104       24      700 SH       DEFINED                 700        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104       45     8440 SH       DEFINED                8440        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104       44     8216 SH       OTHER                  7216     1000        0
SUNGARD DATA SYS INC           COMMON STOCK     867363103       62     2200 SH       OTHER                  2200        0        0
SUNOCO INC                     COMMON STOCK     86764P109       34      416 SH       OTHER                   416        0        0
SUNTRUST BANKS INC             COMMON STOCK     867914103     2978    40303 SH       DEFINED               40103        0      200
SUNTRUST BANKS INC             COMMON STOCK     867914103     3512    47539 SH       OTHER                 47539        0        0
SUPERVALU INC                  COMMON STOCK     868536103      276     8000 SH       OTHER                  8000        0        0
SYMANTEC CORPORATION           COMMON STOCK     871503108       79     3064 SH       OTHER                  3064        0        0
SYSCO CORP                     COMMON STOCK     871829107      514    13475 SH       DEFINED               13275        0      200
SYSCO CORP                     COMMON STOCK     871829107      562    14725 SH       OTHER                  9225        0     5500
S1 CORPORATION                 COMMON STOCK     78463B101        3      330 SH       OTHER                   330        0        0
TARGET CORP                    COMMON STOCK     87612E106      486     9350 SH       DEFINED                9000        0      350
TARGET CORP                    COMMON STOCK     87612E106      332     6400 SH       OTHER                  6400        0        0
TCF FINANCIAL CORP             COMMON STOCK     872275102        5      160 SH       DEFINED                 160        0        0
TECO ENERGY INC                COMMON STOCK     872375100       57     3700 SH       DEFINED                3700        0        0
TECO ENERGY INC                COMMON STOCK     872375100       57     3692 SH       OTHER                  3692        0        0
TELLABS INC                    COMMON STOCK     879664100      129    15025 SH       DEFINED               14150        0      875
TELLABS INC                    COMMON STOCK     879664100       51     5900 SH       OTHER                  5900        0        0
TENET HEALTHCARE CORP          COMMON STOCK     88033G100        8      750 SH       OTHER                   750        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105       14      800 SH       DEFINED                 800        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        6      360 SH       OTHER                   360        0        0
TEPPCO PARTNERS LP             COMMON STOCK     872384102       30      750 SH       OTHER                   750        0        0
TEXAS INSTRUMENTS INC          COMMON STOCK     882508104     1641    66640 SH       DEFINED               66015        0      625
TEXAS INSTRUMENTS INC          COMMON STOCK     882508104     1863    75681 SH       OTHER                 71181        0     4500
THE CHARLES SCHWAB CORP        COMMON STOCK     808513105       19     1575 SH       DEFINED                1575        0        0
THE CHARLES SCHWAB CORP        COMMON STOCK     808513105        2      150 SH       OTHER                   150        0        0
THE ST PAUL TRAVELERS COMPANIE COMMON STOCK     792860108       26      697 SH       DEFINED                 697        0        0
THE ST PAUL TRAVELERS COMPANIE COMMON STOCK     792860108       22      589 SH       OTHER                   589        0        0
THORNBURG MTG ASSET CORP       COMMON STOCK     885218107       62     2150 SH       DEFINED                2150        0        0
THORNBURG MTG ASSET CORP       COMMON STOCK     885218107       35     1200 SH       OTHER                  1200        0        0
TIFFANY & CO                   COMMON STOCK     886547108       13      400 SH       DEFINED                 400        0        0
TIME WARNER INC NEW            COMMON STOCK     887317105       33     1721 SH       DEFINED                1721        0        0
TIME WARNER INC NEW            COMMON STOCK     887317105       69     3556 SH       OTHER                  3556        0        0
TORCHMARK CORP                 COMMON STOCK     891027104      126     2200 SH       OTHER                  2200        0        0
TOYS R US INC                  COMMON STOCK     892335100       18      900 SH       DEFINED                 900        0        0
TOYS R US INC                  COMMON STOCK     892335100       51     2500 SH       OTHER                  2500        0        0
TRACTOR SUPPLY CO              COMMON STOCK     892356106      298     8000 SH       OTHER                  8000        0        0
TRI CONTINENTAL CORPORATION    COMMON STOCK     895436103       37     2047 SH       DEFINED                2047        0        0
TRI CONTINENTAL CORPORATION    COMMON STOCK     895436103      123     6731 SH       OTHER                  6731        0        0
TRIAD HOSPS INC                COMMON STOCK     89579K109        1       16 SH       DEFINED                  16        0        0
TRIBUNE CO                     COMMON STOCK     896047107        5      119 SH       DEFINED                 119        0        0
TRINITY INDUSTRIES INC         COMMON STOCK     896522109      164     4800 SH       OTHER                  4800        0        0
TRUSTCO BK CORP NY             COMMON STOCK     898349105       22     1625 SH       DEFINED                1625        0        0
TUPPERWARE CORPORATION         COMMON STOCK     899896104       30     1440 SH       OTHER                   240        0     1200
TXU CORP                       COMMON STOCK     873168108      100     1554 SH       DEFINED                1554        0        0
TXU CORP                       COMMON STOCK     873168108       65     1000 SH       OTHER                  1000        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106      346     9683 SH       DEFINED                9683        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106       83     2321 SH       OTHER                  2321        0        0
TYSON FOODS INC CLASS A        COMMON STOCK     902494103        3      166 SH       DEFINED                 166        0        0
UNION PAC CORP                 COMMON STOCK     907818108      257     3820 SH       DEFINED                3820        0        0
UNION PAC CORP                 COMMON STOCK     907818108      528     7848 SH       OTHER                  7848        0        0
UNISYS CORP                    COMMON STOCK     909214108       15     1476 SH       OTHER                  1476        0        0
UNITED PARCEL SERVICE-CLASS B  COMMON STOCK     911312106       51      600 SH       DEFINED                 600        0        0
UNITED STATES STEEL CORP       COMMON STOCK     912909108       26      500 SH       DEFINED                 500        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109     6259    60562 SH       DEFINED               60562        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      814     7875 SH       OTHER                  7875        0        0
UNITED TENNESSEE BANKSHARES IN COMMON STOCK     91307P103       49     2500 SH       DEFINED                2500        0        0
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102      116     1318 SH       DEFINED                1318        0        0
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102      712     8090 SH       OTHER                  8090        0        0
UNIVERSAL CORP VA              COMMON STOCK     913456109       77     1600 SH       OTHER                  1600        0        0
UNIZAN FINANCIAL CORP          COMMON STOCK     91528W101       20      775 SH       DEFINED                 775        0        0
UNOCAL CORP                    COMMON STOCK     915289102      413     9554 SH       DEFINED                9554        0        0
UNOCAL CORP                    COMMON STOCK     915289102      290     6704 SH       OTHER                  6704        0        0
UNUMPROVIDENT CORP             COMMON STOCK     91529Y106      160     8897 SH       DEFINED                8897        0        0
US BANCORP NEW                 COMMON STOCK     902973304       27      860 SH       DEFINED                 860        0        0
UST INC                        COMMON STOCK     902911106      251     5220 SH       DEFINED                5220        0        0
UTILITIES SELECT SECTOR SPDR   COMMON STOCK     81369Y886     1177    42264 SH       DEFINED               42264        0        0
UTILITIES SELECT SECTOR SPDR   COMMON STOCK     81369Y886      339    12180 SH       OTHER                 12180        0        0
V F CORP                       COMMON STOCK     918204108       55     1000 SH       OTHER                  1000        0        0
VALERO LP                      COMMON STOCK     91913W104       27      450 SH       DEFINED                 450        0        0
VECTREN CORP                   COMMON STOCK     92240G101       37     1391 SH       DEFINED                1391        0        0
VERISIGN INC                   COMMON STOCK     92343E102       13      400 SH       OTHER                   400        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     2806    69265 SH       DEFINED               66440        0     2825
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     3415    84306 SH       OTHER                 84306        0        0
VERTEX PHARMACEUTICALS INC     COMMON STOCK     92532F100       53     5000 SH       DEFINED                5000        0        0
VERTRUE INC                    COMMON STOCK     92534N101      317     8398 SH       OTHER                  8398        0        0
VIACOM INC CL A                COMMON STOCK     925524100        4      100 SH       OTHER                   100        0        0
VIACOM INC CL B                COMMON STOCK     925524308      206     5670 SH       DEFINED                5670        0        0
VIACOM INC CL B                COMMON STOCK     925524308      157     4308 SH       OTHER                  4308        0        0
VIAD CORP                      COMMON STOCK     92552R406        4      127 SH       DEFINED                 127        0        0
VIRGINIA FINANCIAL             COMMON STOCK     927810101       72     1954 SH       OTHER                  1954        0        0
VISTEON CORP                   COMMON STOCK     92839U107        0       13 SH       DEFINED                  13        0        0
VISTEON CORP                   COMMON STOCK     92839U107        3      261 SH       OTHER                   261        0        0
VULCAN MATLS CO                COMMON STOCK     929160109      536     9818 SH       DEFINED                9818        0        0
VULCAN MATLS CO                COMMON STOCK     929160109    15438   282691 SH       OTHER                281491        0     1200
W P S RESOURCES CORP           COMMON STOCK     92931B106       65     1300 SH       OTHER                  1300        0        0
WACHOVIA CORP                  COMMON STOCK     929903102     1394    26499 SH       DEFINED               24369        0     2130
WACHOVIA CORP                  COMMON STOCK     929903102     1332    25327 SH       OTHER                 25327        0        0
WADDELL & REED FINL INC        COMMON STOCK     930059100       26     1083 SH       OTHER                  1083        0        0
WAL MART STORES INC            COMMON STOCK     931142103     2938    55620 SH       DEFINED               53995        0     1625
WAL MART STORES INC            COMMON STOCK     931142103     2914    55168 SH       OTHER                 54868      300        0
WALGREEN CO                    COMMON STOCK     931422109      174     4535 SH       DEFINED                4535        0        0
WALGREEN CO                    COMMON STOCK     931422109     8401   218958 SH       OTHER                218958        0        0
WASHINGTON FEDERAL INC         COMMON STOCK     938824109      205     7720 SH       OTHER                  7720        0        0
WASHINGTON MUTUAL INC          COMMON STOCK     939322103       17      400 SH       DEFINED                 400        0        0
WASHINGTON MUTUAL INC          COMMON STOCK     939322103       42     1000 SH       OTHER                  1000        0        0
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK     94106L109      834    27841 SH       DEFINED               27261        0      580
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK     94106L109      484    16165 SH       OTHER                 14190        0     1975
WATSON PHARMACEUTICALS INC     COMMON STOCK     942683103      128     3900 SH       DEFINED                3700        0      200
WATSON PHARMACEUTICALS INC     COMMON STOCK     942683103       48     1475 SH       OTHER                  1475        0        0
WAUSAU-MOSINEE PAPER CORP      COMMON STOCK     943315101      190    10637 SH       DEFINED               10637        0        0
WAUSAU-MOSINEE PAPER CORP      COMMON STOCK     943315101       38     2125 SH       OTHER                  2125        0        0
WEIGHT WATCHERS INTL INC       COMMON STOCK     948626106        2       60 SH       DEFINED                  60        0        0
WEIS MARKETS INC               COMMON STOCK     948849104       23      600 SH       DEFINED                 600        0        0
WELLPOINT INC                  COMMON STOCK     94973V107      152     1325 SH       DEFINED                1225        0      100
WELLPOINT INC                  COMMON STOCK     94973V107       66      575 SH       OTHER                   575        0        0
WELLS FARGO & CO               COMMON STOCK     949746101     7695   123811 SH       DEFINED              123711        0      100
WELLS FARGO & CO               COMMON STOCK     949746101     6538   105200 SH       OTHER                 97408        0     7792
WENDYS INTERNATIONAL INC       COMMON STOCK     950590109      557    14200 SH       DEFINED               14200        0        0
WENDYS INTERNATIONAL INC       COMMON STOCK     950590109      111     2815 SH       OTHER                  2815        0        0
WESTAR ENERGY INC              COMMON STOCK     95709T100       15      669 SH       DEFINED                 669        0        0
WESTAR ENERGY INC              COMMON STOCK     95709T100       14      600 SH       OTHER                   600        0        0
WEYERHAEUSER CO                COMMON STOCK     962166104      532     7915 SH       DEFINED                7690        0      225
WEYERHAEUSER CO                COMMON STOCK     962166104      469     6970 SH       OTHER                  6970        0        0
WGL HLDGS INC                  COMMON STOCK     92924F106       19      600 SH       DEFINED                 600        0        0
WGL HLDGS INC                  COMMON STOCK     92924F106       62     2000 SH       OTHER                  2000        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106       90     1300 SH       DEFINED                1300        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106       26      375 SH       OTHER                   375        0        0
WILLIAMS COAL SEAM GAS RTY TR  COMMON STOCK     969450105        4      250 SH       OTHER                   250        0        0
WILLIAMS COS INC               COMMON STOCK     969457100       10      600 SH       OTHER                   600        0        0
WINMARK CORP                   COMMON STOCK     974250102        4      150 SH       OTHER                   150        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       92     2730 SH       DEFINED                2730        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       13      400 SH       OTHER                   400        0        0
WORTHINGTON INDS INC           COMMON STOCK     981811102      196    10000 SH       DEFINED               10000        0        0
WORTHINGTON INDS INC           COMMON STOCK     981811102      180     9200 SH       OTHER                  9200        0        0
WRIGHT MEDICAL GROUP INC       COMMON STOCK     98235T107       29     1000 SH       DEFINED                1000        0        0
WRIGLEY WM JR CO               COMMON STOCK     982526105      104     1500 SH       DEFINED                1000        0      500
WRIGLEY WM JR CO               COMMON STOCK     982526105      339     4900 SH       OTHER                  4900        0        0
WYETH                          COMMON STOCK     983024100     1706    40061 SH       DEFINED               40061        0        0
WYETH                          COMMON STOCK     983024100      509    11950 SH       OTHER                 11950        0        0
XEROX CORP                     COMMON STOCK     984121103        9      550 SH       DEFINED                 550        0        0
XEROX CORP                     COMMON STOCK     984121103       61     3592 SH       OTHER                  3592        0        0
YORK INTL CORP NEW             COMMON STOCK     986670107       52     1500 SH       DEFINED                1500        0        0
YUM! BRANDS INC                COMMON STOCK     988498101       28      600 SH       DEFINED                 600        0        0
YUM! BRANDS INC                COMMON STOCK     988498101      142     3000 SH       OTHER                  3000        0        0
ZIMMER HLDGS INC               COMMON STOCK     98956P102     1122    14008 SH       DEFINED               11928        0     2080
ZIMMER HLDGS INC               COMMON STOCK     98956P102     1005    12543 SH       OTHER                 12383        0      160
3COM CORP                      COMMON STOCK     885535104        4     1000 SH       OTHER                  1000        0        0
3M CO                          COMMON STOCK     88579Y101     1130    13769 SH       DEFINED               13769        0        0
3M CO                          COMMON STOCK     88579Y101     6205    75601 SH       OTHER                 75601        0        0
AEGON NV                       COMMON STOCK     007924103       33     2381 SH       DEFINED                2381        0        0
AEGON NV                       COMMON STOCK     007924103      235    17109 SH       OTHER                 17109        0        0
AGNICO EAGLE MINES LTD         COMMON STOCK     008474108       14     1000 SH       OTHER                  1000        0        0
AMERICA MOVIL SERIES L ADR     COMMON STOCK     02364W105       16      300 SH       DEFINED                 300        0        0
AMERICA MOVIL SERIES L ADR     COMMON STOCK     02364W105       31      600 SH       OTHER                   600        0        0
AUTOLIV INC                    COMMON STOCK     052800109        3       68 SH       DEFINED                  68        0        0
AUTOLIV INC                    COMMON STOCK     052800109        2       34 SH       OTHER                    34        0        0
BARCLAYS PLC ADR               COMMON STOCK     06738E204        9      200 SH       OTHER                   200        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108       26     1060 SH       OTHER                  1060        0        0
BCE INC ADR                    COMMON STOCK     05534B109        8      322 SH       DEFINED                 322        0        0
BCE INC ADR                    COMMON STOCK     05534B109       97     4000 SH       OTHER                  4000        0        0
BP AMOCO PLC ADR               COMMON STOCK     055622104     3438    58863 SH       DEFINED               58613        0      250
BP AMOCO PLC ADR               COMMON STOCK     055622104     4505    77146 SH       OTHER                 77146        0        0
CADBURY SCHWEPPES PLC-ADR      COMMON STOCK     127209302        9      250 SH       OTHER                   250        0        0
CAMBIOR INC                    COMMON STOCK     13201L103        5     2000 SH       DEFINED                2000        0        0
CHICAGO BRIDGE & IRON CO       COMMON STOCK     167250109       38      950 SH       DEFINED                 950        0        0
CHINA PETE & CHEM CORP ADR     COMMON STOCK     16941R108        8      200 SH       OTHER                   200        0        0
CIA VALE DO RIO DOCE ADR       COMMON STOCK     204412209       13      450 SH       OTHER                   450        0        0
COOPER INDUSTRIES LTD-CL A     COMMON STOCK     G24182100      373     5500 SH       DEFINED                5500        0        0
COOPER INDUSTRIES LTD-CL A     COMMON STOCK     G24182100       68     1000 SH       OTHER                  1000        0        0
DAIMLERCHRYSLER AG ORD         COMMON STOCK     D1668R123       80     1665 SH       DEFINED                1665        0        0
DAIMLERCHRYSLER AG ORD         COMMON STOCK     D1668R123       24      498 SH       OTHER                   498        0        0
DELHAIZE GROUP ADR             COMMON STOCK     29759W101        3       40 SH       OTHER                    40        0        0
DEUTSCHE TELEKOM AG SPONS ADR  COMMON STOCK     251566105       41     1800 SH       DEFINED                1800        0        0
DEUTSCHE TELEKOM AG SPONS ADR  COMMON STOCK     251566105       13      554 SH       OTHER                   554        0        0
DORAL FINL CORP COM            COMMON STOCK     25811P100        5      110 SH       DEFINED                 110        0        0
DORAL FINL CORP COM            COMMON STOCK     25811P100       33      675 SH       OTHER                   675        0        0
DRDGOLD LTD-SPONSORED ADR      COMMON STOCK     26152H103        8     5000 SH       OTHER                  5000        0        0
ELAN PLC SPONSORED ADR         COMMON STOCK     284131208       25      900 SH       DEFINED                 900        0        0
ERICSSON (LM) TEL SPONS ADR    COMMON STOCK     294821608       16      500 SH       DEFINED                 500        0        0
ERICSSON (LM) TEL SPONS ADR    COMMON STOCK     294821608      450    14280 SH       OTHER                 14280        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     2314   167440 SH       DEFINED              165140        0     2300
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     1684   121843 SH       OTHER                100493        0    21350
FORDING CANADIAN COAL TRUST    COMMON STOCK     345425102       12      150 SH       OTHER                   150        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       28      463 SH       DEFINED                 463        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       97     1592 SH       OTHER                  1592        0        0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK     37733W105      195     4121 SH       DEFINED                4121        0        0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK     37733W105     1413    29823 SH       OTHER                 29823        0        0
GLOBALSANTEFE CORP             COMMON STOCK     G3930E101      138     4157 SH       DEFINED                3824        0      333
GLOBALSANTEFE CORP             COMMON STOCK     G3930E101       65     1964 SH       OTHER                  1964        0        0
GOLDCORP INC                   COMMON STOCK     380956409       15     1000 SH       DEFINED                1000        0        0
HARMONY GOLD MNG LTD-SPONS ADR COMMON STOCK     413216300       18     1912 SH       OTHER                  1912        0        0
HSBC HOLDINGS PLC SPONS ADR    COMMON STOCK     404280406      137     1611 SH       DEFINED                1611        0        0
HSBC HOLDINGS PLC SPONS ADR    COMMON STOCK     404280406      160     1880 SH       OTHER                  1880        0        0
HUANENG PWR INTL INC SPONS ADR COMMON STOCK     443304100        9      300 SH       OTHER                   300        0        0
INCO LTD                       COMMON STOCK     453258402       11      300 SH       DEFINED                 300        0        0
INCO LTD                       COMMON STOCK     453258402       22      600 SH       OTHER                   600        0        0
INGERSOLL-RAND CO CL A         COMMON STOCK     G4776G101     4176    52000 SH       DEFINED               51400        0      600
INGERSOLL-RAND CO CL A         COMMON STOCK     G4776G101     2782    34643 SH       OTHER                 30258        0     4385
KINROSS GOLD CORP              COMMON STOCK     496902404        4      500 SH       DEFINED                 500        0        0
KONINKLIJKE PHILIPS ELECTRS NV COMMON STOCK     500472303      133     5006 SH       DEFINED                5006        0        0
LANOPTICS LTD                  COMMON STOCK     M6706C103       28     2000 SH       DEFINED                2000        0        0
MANULIFE FINANCIAL CORP        COMMON STOCK     56501R106       97     2100 SH       DEFINED                2100        0        0
MANULIFE FINANCIAL CORP        COMMON STOCK     56501R106       82     1767 SH       OTHER                  1767        0        0
NABORS INDUSTRIES LTD          COMMON STOCK     G6359F103       10      200 SH       OTHER                   200        0        0
NATIONAL WESTMINSTER BK PLC AD COMMON STOCK     638539700       25     1000 SH       DEFINED                1000        0        0
NOBLE CORPORATION              COMMON STOCK     G65422100      187     3750 SH       DEFINED                3450        0      300
NOBLE CORPORATION              COMMON STOCK     G65422100       66     1325 SH       OTHER                  1325        0        0
NOKIA CORP SPNSD ADR           COMMON STOCK     654902204      485    30944 SH       DEFINED               28994        0     1950
NOKIA CORP SPNSD ADR           COMMON STOCK     654902204      409    26075 SH       OTHER                 20175        0     5900
NORTEL NETWORKS CORP           COMMON STOCK     656568102       27     7781 SH       OTHER                  7781        0        0
NOVARTIS AG SPONSORED ADR      COMMON STOCK     66987V109       15      300 SH       OTHER                   300        0        0
PENGROWTH ENERGY TRUST-A       COMMON STOCK     706902301        3      150 SH       OTHER                   150        0        0
PETROFUND ENERGY TRUST         COMMON STOCK     71648W108        3      210 SH       DEFINED                 210        0        0
PETROKAZAKHSTAN INC            COMMON STOCK     71649P102        4      100 SH       OTHER                   100        0        0
PLACER DOME INC                COMMON STOCK     725906101      205    10883 SH       OTHER                  9413        0     1470
PROVIDENT ENERGY TRUST-UTS     COMMON STOCK     74386K104        9     1000 SH       OTHER                  1000        0        0
REPSOL YPF SA SPONSORED ADR    COMMON STOCK     76026T205      157     6000 SH       DEFINED                6000        0        0
REPSOL YPF SA SPONSORED ADR    COMMON STOCK     76026T205        5      200 SH       OTHER                   200        0        0
REUTERS GROUP PLC SPONSORED AD COMMON STOCK     76132M102       28      646 SH       OTHER                   646        0        0
RINKER GROUP LTD-ADR           COMMON STOCK     76687M101        8      100 SH       DEFINED                 100        0        0
ROYAL BK SCOT GROUP ADR SER F  COMMON STOCK     780097804       11      400 SH       DEFINED                 400        0        0
ROYAL DUTCH PETROLEUM          COMMON STOCK     780257804      720    12556 SH       DEFINED               12406        0      150
ROYAL DUTCH PETROLEUM          COMMON STOCK     780257804      746    12996 SH       OTHER                 12996        0        0
SCHLUMBERGER LTD               COMMON STOCK     806857108      764    11409 SH       DEFINED               11234        0      175
SCHLUMBERGER LTD               COMMON STOCK     806857108      652     9742 SH       OTHER                  9742        0        0
SCOTTISH POWER PLC-ADR         COMMON STOCK     81013T705       26      843 SH       OTHER                   843        0        0
SMITH & NEPHEW PLC-ADR         COMMON STOCK     83175M205       17      326 SH       DEFINED                 326        0        0
SUN LIFE FINANCIAL INC         COMMON STOCK     866796105       93     2771 SH       DEFINED                2771        0        0
SUNCOR ENERGY INC              COMMON STOCK     867229106       71     2000 SH       DEFINED                2000        0        0
SUNCOR ENERGY INC              COMMON STOCK     867229106        7      200 SH       OTHER                   200        0        0
TELEFONOS DE MEXICO S A ADR    COMMON STOCK     879403780       90     2350 SH       DEFINED                2350        0        0
TELEFONOS DE MEXICO S A ADR    COMMON STOCK     879403780       57     1500 SH       OTHER                  1500        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209       24      800 SH       DEFINED                 800        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209       42     1400 SH       OTHER                  1400        0        0
TRANSOCEAN INC                 COMMON STOCK     G90078109       21      486 SH       DEFINED                 486        0        0
TRANSOCEAN INC                 COMMON STOCK     G90078109       18      434 SH       OTHER                   434        0        0
ULTRA PETE CORP                COMMON STOCK     903914109       48     1000 SH       DEFINED                1000        0        0
UNILEVER N V NY SHARES         COMMON STOCK     904784709      203     3050 SH       DEFINED                3050        0        0
UNILEVER N V NY SHARES         COMMON STOCK     904784709      286     4285 SH       OTHER                  4285        0        0
VODAFONE GROUP PLC ADR         COMMON STOCK     92857W100     5664   206877 SH       DEFINED              203127        0     3750
VODAFONE GROUP PLC ADR         COMMON STOCK     92857W100     4034   147333 SH       OTHER                124067        0    23266
W HOLDING COMPANY INC          COMMON STOCK     929251106       70     3060 SH       OTHER                  3060        0        0
WEATHERFORD INTL LTD           COMMON STOCK     G95089101       15      300 SH       OTHER                     0        0      300
WILLIS GROUP HOLDINGS LTD      COMMON STOCK     G96655108        5      125 SH       DEFINED                 125        0        0
WILLIS GROUP HOLDINGS LTD      COMMON STOCK     G96655108       26      620 SH       OTHER                     0        0      620
XL CAP LTD                     COMMON STOCK     G98255105     3776    48632 SH       DEFINED               47932        0      700
XL CAP LTD                     COMMON STOCK     G98255105     2355    30325 SH       OTHER                 24277        0     6048
CONSECO INC-WTS              9 COMMON STOCK     208464123        0       77 SH       OTHER                    77        0        0
SOUTHERN CMNTY FINL CORP WT  9 COMMON STOCK     84263N113        2     1000 SH       OTHER                  1000        0        0
ARCHSTONE-SMITH TRUST          COMMON STOCK     039583109        8      197 SH       OTHER               N.A.     N.A.     N.A.
BRE PROPERTIES CL A            COMMON STOCK     05564E106       53     1325 SH       DEFINED             N.A.     N.A.     N.A.
CAMDEN PPTY TR                 COMMON STOCK     133131102       20      400 SH       DEFINED             N.A.     N.A.     N.A.
CAMDEN PPTY TR                 COMMON STOCK     133131102        3       54 SH       OTHER               N.A.     N.A.     N.A.
CAPITAL AUTOMOTIVE REIT COM    COMMON STOCK     139733109       71     2000 SH       OTHER               N.A.     N.A.     N.A.
CBL & ASSOC PPTYS INC          COMMON STOCK     124830100      668     8750 SH       DEFINED             N.A.     N.A.     N.A.
CBL & ASSOC PPTYS INC          COMMON STOCK     124830100      336     4400 SH       OTHER               N.A.     N.A.     N.A.
DUKE REALTY CORP               COMMON STOCK     264411505       19      552 SH       DEFINED             N.A.     N.A.     N.A.
DUKE REALTY CORP               COMMON STOCK     264411505       29      846 SH       OTHER               N.A.     N.A.     N.A.
EQUITY ONE INC COM             COMMON STOCK     294752100        5      218 SH       DEFINED             N.A.     N.A.     N.A.
FEDERAL REALTY INVESTMENT TRUS COMMON STOCK     313747206       10      200 SH       DEFINED             N.A.     N.A.     N.A.
FIRST INDUST REALTY TR INC     COMMON STOCK     32054K103       45     1100 SH       DEFINED             N.A.     N.A.     N.A.
FIRST INDUST REALTY TR INC     COMMON STOCK     32054K103       16      400 SH       OTHER               N.A.     N.A.     N.A.
GLENBOROUGH RLTY TR INC        COMMON STOCK     37803P105       21     1000 SH       OTHER               N.A.     N.A.     N.A.
HEALTH CARE PPTY INVS INC      COMMON STOCK     421915109       11      400 SH       DEFINED             N.A.     N.A.     N.A.
HEALTHCARE RLTY TR INC         COMMON STOCK     421946104      107     2625 SH       DEFINED             N.A.     N.A.     N.A.
HOST MARRIOTT CORP NEW         COMMON STOCK     44107P104       73     4200 SH       OTHER               N.A.     N.A.     N.A.
ISTAR FINANCIAL INC            COMMON STOCK     45031U101       26      575 SH       DEFINED             N.A.     N.A.     N.A.
LEXINGTON CORPORATE PPTYS TR   COMMON STOCK     529043101        7      300 SH       DEFINED             N.A.     N.A.     N.A.
LEXINGTON CORPORATE PPTYS TR   COMMON STOCK     529043101       29     1300 SH       OTHER               N.A.     N.A.     N.A.
MACK CALI RLTY CORP            COMMON STOCK     554489104       18      400 SH       DEFINED             N.A.     N.A.     N.A.
MID-AMER APT CMNTYS INC        COMMON STOCK     59522J103       10      233 SH       DEFINED             N.A.     N.A.     N.A.
MID-AMER APT CMNTYS INC        COMMON STOCK     59522J103      249     6033 SH       OTHER               N.A.     N.A.     N.A.
NEW PLAN EXCEL RLTY TR INC     COMMON STOCK     648053106       54     2000 SH       OTHER               N.A.     N.A.     N.A.
PENNSYLVANIA REAL ESTATE INVT  COMMON STOCK     709102107       34      800 SH       DEFINED             N.A.     N.A.     N.A.
PUBLIC STORAGE INC             COMMON STOCK     74460D109        8      140 SH       OTHER               N.A.     N.A.     N.A.
SENIOR HOUSING PROPERTIES TRUS COMMON STOCK     81721M109       12      650 SH       DEFINED             N.A.     N.A.     N.A.
SHURGARD STORAGE CTRS INC CL A COMMON STOCK     82567D104       12      264 SH       OTHER               N.A.     N.A.     N.A.
UNITED DOMINION REALTY TRUST I COMMON STOCK     910197102       60     2400 SH       DEFINED             N.A.     N.A.     N.A.
VORNADO REALTY TRUST           COMMON STOCK     929042109      263     3449 SH       OTHER               N.A.     N.A.     N.A.
WASHINGTON REAL ESTATE INVT TR COMMON STOCK     939653101       17      500 SH       DEFINED             N.A.     N.A.     N.A.
AMAZON COM INC       4.750%  2 OTHER            023135AF3        6     6000 PRN      DEFINED             N.A.     N.A.     N.A.
ADAMS EXPRESS COMPANY          OTHER            006212104      188    14308 SH       OTHER               N.A.     N.A.     N.A.
COHEN & STEERS ADV INC REAL    OTHER            19247W102       10      470 SH       DEFINED             N.A.     N.A.     N.A.
COHEN & STEERS SELECT UTIL FUN OTHER            19248A109       23     1175 SH       OTHER               N.A.     N.A.     N.A.
ENERPLUS RESOURCES FUND        OTHER            29274D604        7      200 SH       DEFINED             N.A.     N.A.     N.A.
ENERPLUS RESOURCES FUND        OTHER            29274D604        7      200 SH       OTHER               N.A.     N.A.     N.A.
FIRST FINANCIAL FUND INC       OTHER            320228109      144     6695 SH       DEFINED             N.A.     N.A.     N.A.
FIRST TRUST VALUE LINE 100     OTHER            33735D104        3      200 SH       DEFINED             N.A.     N.A.     N.A.
GABELLI DIVIDEND & INCOME TR   OTHER            36242H104       18     1000 SH       DEFINED             N.A.     N.A.     N.A.
GABELLI DIVIDEND & INCOME TR   OTHER            36242H104       18     1000 SH       OTHER               N.A.     N.A.     N.A.
LIBERTY ALL STAR EQUITY FD     OTHER            530158104       45     4727 SH       DEFINED             N.A.     N.A.     N.A.
MACQUARIE/FT GL INT/UT DV IN   OTHER            55607W100       26     1175 SH       OTHER               N.A.     N.A.     N.A.
MASSMUTUAL CORPORATE INVS INC  OTHER            576292106       11      400 SH       DEFINED             N.A.     N.A.     N.A.
MFS MULTIMARKET INCOME TR      OTHER            552737108        6     1000 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY PREFERRED II    OTHER            67072C105       29     2000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN TAX-ADV TOT RET STRAT   OTHER            67090H102       39     2000 SH       DEFINED             N.A.     N.A.     N.A.
OIL SERVICE HOLDRS TRUST       OTHER            678002106       26      300 SH       DEFINED             N.A.     N.A.     N.A.
OPPENHEIMER MULTI-SECTOR INCOM OTHER            683933105       12     1393 SH       DEFINED             N.A.     N.A.     N.A.
PETROLEUM & RES CORP           OTHER            716549100       14      561 SH       DEFINED             N.A.     N.A.     N.A.
PETROLEUM & RES CORP           OTHER            716549100       68     2627 SH       OTHER               N.A.     N.A.     N.A.
STREETTRACKS SER TR SML CAP VA OTHER            86330E406      109      600 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON DRAGON FD INC        OTHER            88018T101       14      800 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON EMERGING MKTS FD INC OTHER            880191101        4      234 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN DVD ADV MUNI FD 2       OTHER            67070F100       36     2266 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN VA PREM INCOME MUN FD   OTHER            67064R102        9      504 SH       OTHER               N.A.     N.A.     N.A.
ABERDEEN ASIA PAC PRIME INC    OTHER            003009107        2      300 SH       OTHER               N.A.     N.A.     N.A.
ACM INCOME FUND, INC           OTHER            000912105       59     7224 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INSD MUN INCOME TR   OTHER            092479104       11      795 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INSD MUN INCOME TR   OTHER            092479104       47     3378 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INSD MUN TERM TR INC OTHER            092474105       17     1500 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER            09247K109       73     4500 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INVT QUALITY MUN TR  OTHER            09247D105       48     3231 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK MUNI TARGET TERM TR  OTHER            09247M105       45     4300 SH       DEFINED             N.A.     N.A.     N.A.
COLONIAL MUN INCOME TR         OTHER            195799101        9     1500 SH       DEFINED             N.A.     N.A.     N.A.
DNP SELECT INCOME FUND INC     OTHER            23325P104      129    10800 SH       OTHER               N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUN BD FD IN OTHER            26202F107        5      600 SH       OTHER               N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUNS INC     OTHER            261932107        5      600 SH       OTHER               N.A.     N.A.     N.A.
EATON VANCE FLOAT RT INC TR    OTHER            278279104       78     4100 SH       DEFINED             N.A.     N.A.     N.A.
EATON VANCE LTD DURATION INCOM OTHER            27828H105       77     4100 SH       DEFINED             N.A.     N.A.     N.A.
EATON VANCE SENIOR FLOATING RA OTHER            27828Q105       40     2000 SH       DEFINED             N.A.     N.A.     N.A.
FLAH & CRUM PREFERRED INCOME   OTHER            338480106        4      200 SH       DEFINED             N.A.     N.A.     N.A.
HANCOCK JOHN INVS TR SH BEN IN OTHER            410142103       67     3000 SH       OTHER               N.A.     N.A.     N.A.
HIGH INCOME OPPORTUNITY FD INC OTHER            42967Q105       14     2018 SH       DEFINED             N.A.     N.A.     N.A.
JOHN HANCOCK PFD INCOME III    OTHER            41021P103      136     6000 SH       OTHER               N.A.     N.A.     N.A.
LINCOLN NATL INCOME FUND       OTHER            534217104       39     3068 SH       DEFINED             N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       23     2650 SH       DEFINED             N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       18     2000 SH       OTHER               N.A.     N.A.     N.A.
MFS MUN INCOME TR              OTHER            552738106       28     3701 SH       DEFINED             N.A.     N.A.     N.A.
MFS MUN INCOME TR              OTHER            552738106       33     4300 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY INSURED MUNI IN OTHER            61745P791      108     7800 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY MUNI PREM INCOM OTHER            61745P429        9     1000 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY QUALITY MUNI IN OTHER            61745P734        7      500 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY QUALITY MUNI IN OTHER            61745P668        8      600 SH       OTHER               N.A.     N.A.     N.A.
MUNIYIELD INSD FD INC          OTHER            62630E107       90     6331 SH       DEFINED             N.A.     N.A.     N.A.
NEUBERGER BERMAN INTER MUNI BD OTHER            64124P101        6      475 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN DVD ADVANTAGE MUNI FD   OTHER            67066V101      199    13400 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103       18     1185 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103       31     2000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER            67062E103      130     8763 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUN ADVANTAGE FD INC    OTHER            67062H106       19     1230 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103       34     2450 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103      297    21121 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREM INCOME MUN FD 4 IN OTHER            6706K4105       67     5500 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREM INCOME MUN FD 4 IN OTHER            6706K4105       14     1138 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREMIER INSD MUN INCOME OTHER            670987106       27     1800 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREMIER MUN INCOME FD I OTHER            670988104       58     4177 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY INCOME MUN FD I OTHER            670977107       49     3500 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY INCOME MUN FD I OTHER            670977107      109     7696 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN SELECT QUALITY MUNI FD  OTHER            670973106      131     8686 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN SELECT TAX-FREE INC 2   OTHER            67063C106        9      667 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN VA DIVID ADVANTAGE MUN  OTHER            67069M108       71     4000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN VA DIVID ADVANTAGE MUN  OTHER            67071C106       69     4000 SH       OTHER               N.A.     N.A.     N.A.
PIMCO MUNICIPAL INCOME FUND    OTHER            72200R107        7      487 SH       OTHER               N.A.     N.A.     N.A.
PIMCO STRATEGIC GLOBAL GOVT FD OTHER            72200X104       12     1000 SH       DEFINED             N.A.     N.A.     N.A.
PREFERRED AND CORP INC STRAT   OTHER            74039B105       50     2250 SH       OTHER               N.A.     N.A.     N.A.
PUTNAM HIGH YIELD MUN TR       OTHER            746781103       27     4075 SH       OTHER               N.A.     N.A.     N.A.
PUTNAM MANAGED MUN INCOME TR   OTHER            746823103        6      900 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM MUNI OPPORTUNITIES TR   OTHER            746922103       28     2307 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM MUNI OPPORTUNITIES TR   OTHER            746922103       29     2400 SH       OTHER               N.A.     N.A.     N.A.
RMK HIGH INCOME FD INC         OTHER            74963B105      136     7500 SH       DEFINED             N.A.     N.A.     N.A.
RMK HIGH INCOME FD INC         OTHER            74963B105      244    13457 SH       OTHER               N.A.     N.A.     N.A.
RMK STRATEGIC INCOME FD INC    OTHER            74963H102      131     7500 SH       DEFINED             N.A.     N.A.     N.A.
RMK STRATEGIC INCOME FD INC    OTHER            74963H102      379    21780 SH       OTHER               N.A.     N.A.     N.A.
TEMPLETON EMERGING MKTS INCOME OTHER            880192109       14     1000 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER            880198106       99    10000 SH       OTHER               N.A.     N.A.     N.A.
VAN KAMPEN ADVNTG MUNI INCOME  OTHER            921124103       23     1575 SH       OTHER               N.A.     N.A.     N.A.
VAN KAMPEN SENIOR INCOME TRS   OTHER            920961109       25     3000 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN SENIOR INCOME TRS   OTHER            920961109       17     2000 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK MUNI 2020 TERM TR    OTHER            09249X109       30     2000 SH       DEFINED             N.A.     N.A.     N.A.
COLONIAL INVT GRADE UIT  MONTH OTHER            195768106       55     5400 SH       DEFINED             N.A.     N.A.     N.A.
MANAGED MUNS PORTFOLIO INC     OTHER            561662107       76     7101 SH       DEFINED             N.A.     N.A.     N.A.
MUNI ENHANCED FD INC           OTHER            626243109       81     7453 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       77     4900 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       11      700 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUN VALUE FD INC        OTHER            670928100       88     9600 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN VALUE FD INC        OTHER            670928100       46     5000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PERFORM PLUS MUN MIT MO OTHER            67062P108       18     1275 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN TR INSURED MUNIS    OTHER            920928108       15     1024 SH       OTHER               N.A.     N.A.     N.A.
MAGELLAN MIDSTREAM PARTNERS    OTHER            559080106       41      700 SH       DEFINED             N.A.     N.A.     N.A.