| Free Writing Prospectus (To the Prospectus dated April 4, 2011, as supplemented by the Preliminary Prospectus Supplement dated March 20, 2012) |
Filed Pursuant to Rule 433 Registration Statement No. 333-173299 March 22, 2012 |
About Products & Services Auctions Bond Store Trading University Think Customer Service Open Account Login 1.800.524.8875 Auctions Directory View All Auctions FDIC-Insured CDs Corporate Bonds Municipal Bonds Stock US Agencies Warrants ESOARS™ Charity Auctions Issuers Auctions University Demos Home :: Auction #5300 View Auction Zions Bancorporation / 5 Year Corporates The Auction is awarded on Price. Auction Status: Accepting Bids Auction Start: 3/22/2012 8:00 AM EDT Auction End: 3/22/2012 3:00 PM EDT Last Update: 3/22/2012 1:00:09 PM EDT Security Type: Corporate Bonds Issue Type: Primary Coupon: 4.500% Maturity Date: 3/27/2017 Offering Documents Auction Details ISSUE INFORMATION Call Feature: Non-callable Settlement Date: 3/27/2012 First Interest Date: 9/27/2012 Int. Frequency: Semi-Annually Day Basis: 30/360 CUSIP Number: 989701BB2 Principal Offered: $ 300,000,000.00 Units Offered: 300000 Denomination: $ 1,000.00 Max. Award (units): 105,000 Min. Price: 93.000000 Max. Price: 100.000000 Min. Yield: 4.500% Max. Yield: 6.147% BIDDING INFORMATION Number of Bidders: 66 Number of Bids: 67 Current Market-Clearing Price: 93.000000 Current Market-Clearing Yield: 6.147% Before submitting bids in this auction you must Register or Sign In. Note: This page will check for updates every minute. Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated March 20, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611, Goldman, Sachs & Co. toll-free at 1-866-471-2526 or J.P. Morgan Securities LLC collect at 1-212-834-4533. *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Newsletter Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address SUMIT Top of Form Bottom of Form Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. Our Affiliates: Other Products Contact Us About Us Site Map Privacy Policy Terms and Conditions Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY ThINK CUSTOMER SERVICE ZIONS DIRECT Auctions OPEN ACCOUNT LOGOUT 1.800.524.8875 AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT ZDTEST:: HOME:: AUCT1ON #5300 ZIONS BANCORPORATION Bidding Qualification Zions Bancorporation 5 Year Corporates Please confirm your agreement with each of the following by checking the box next to each statement. I agree that the following contact information is correct: NAME: Test For lions Direct E-MAIL: auctions@zionsdirect.com TELEPHONE: 800-524-8875 I have accessed or received the Offering Documents. I understand that the Corporate Notes that I am bidding for are securities and are not insured by the FDIC, are not deposits of any bank and may lose value All securities are subject to investment risks, including possible loss of the principal invested. By participating in this auction, I declare that my investment objective(s), time horizon and risk tolerance allow for the purchase of the securities being offered. Furthermore, I authorize Zions Direct to update my investor profile, if needed, to align my profile with this purchase I understand that Zions Direct is committed to conducting fair, open. and transparent auctions for the benefit of all participants. Zions Direct will not tolerate or conduct business with anyone who attempts to disrupt or manipulate the process for any auction. I agree that by participating in this auction I will not be engaging in any such attempt. I Agree I DO NOT Agree Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated March 20, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about lions Bancorporation and this offering. You may get these documents and other documents lions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by calling Deutsche Bank Securities Inc. toll-free at 1-600-503-4611, Goldman, Sachs & Co. toll-free at 1-866-471-2526 or J.P. Morgan Securities LLC collect at 1-212-834-4533. ‘The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features, Ha bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Newsletter Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address SUMIT Top of Form Bottom of Form Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. Our Affiliates: Other Products Contact Us About Us Site Map Privacy Policy Terms and Conditions Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY ThINK CUSTOMER SERVICE ZIONS direct Auctions OPEN ACCOUNT LOGOUT 1.800.524.8875 ZDTESTDBD :: HOME:: AUCTION #5300 ZIONS BANCORPORATTON Bidding Qualification ZIONS BANCORPORATTON Zions Bancorporation I 5 Year Corporates Please confirm your agreement with each of the following by checking the box next to each statement I agree that the following bidder identification is correct: customer Username: zdtestdbd I have accessed or received the Offering Documents. I understand that the Notes that I am bidding for are securities and are not insured by the FDIC. are not deposits of any bank and may lose value. All securities are subject to investment risks, including possible loss of the principal invested. By participating in this auction. I declare that my investment objective(s), time horizon and risk tolerance allow for the purchase of the securities being offered I understand that Zions Direct is commiffed to conducting fair, open. and transparent auctions for the benefit of all participants Zions Direct will not tolerate or conduct business with anyone who attempts tt disrupt or manipulate the process for any auction, I agree that by participating in this suction I will not be engagitg in any such attempt. I agree I DONOT Agree lions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated March 20,2012 and other documents lions Bancorporation has filed with the SEC for more complete information about lions Bancorporation and this offering. You may get these documents and other documents lions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611, Goldman, Sachs & Co. toll-free at 1-866-471-2526 or J.P. Morgan Securities LLC collect at 1-212-834-4533. ‘The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity NEWSLETTER Get market information, auction updates, new-issue alerts, and more. Ifs weekly and it’s tree! Email Address: SUBMIT Investment Products: Not ED5C Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (cDs) are EDIC Insured up to Applicable Limits Seciaihm products arid services offered by Zions Died, Mentor FINRA I 3if, a eon-bask subsidiary erZiens east Affiliates of Zloas Bank sr other issuers may purchase CD5 yr securtias ttireuqh the auction process. The market deamq yield may be tower due to the participation of err afiliaates a the aaction which may benofd the affiliated issuer. OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please itirect questions reqastiag the wetmie or tdddioq procedures to the Auchon Admflstrator You may also call err tsvestmeet Center at 800-524-8875 from 8am to M’ekiiqht Eastern limo. Powered By rfl Giwc’r STIWVr Cuotv Seftn’ere Thai Jisrk, ZIONS [DIRECT]
A ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE ZIONS DIRECT Auctions OPEN ACCOUNT LOGOUT 1.800.524.8875 AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT ZDTEST:: HOME:: AUCTION #5300 ZIONS BANCORPORATION Bid Page Zions Bancorporation 5 Year Corporates The Auction is awarded on Price. Auction Status: ACCEPTING BIDS Auction Start 3/2212012 8:00 AM EDT Auction End: 3/22/2012 3:00 PM EDT Last Update: 3/22/2012 8:02:15 AM EDT Security Type: Issue Type: Coupon: Maturity Date: Corporate Bonds Primary 4500% 3/27/2017 Offering Documents Auction Details ZDTEST Current Market-Clearing Yield*: 6.147% Current Market-Clearing Price: 93.000000 AUCTION BIDS Units Price Yield Submitted “ln the Money” Amount Due 1 % 2 % 3 % 4 % 5 % Bid Limit: $ 250,000.00 calculate/Refresh Submit Note: This page will check for updates every minute. lions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated March 20, 2012 and other documents lions Bancorporation has filed with the SEC tor more complete information about lions Bancorporation and this offering. You may get these documents and other documents lions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at .sec.gov. Alternatively, you may request these documents by calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611, Goldman, Sachs & Co. toll-free at 1-866471-2526 or J.P. Morgan Securities L collect at 1-212-834-4533. The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption The resulting yield is less than what would have been earned had the bond been held until maturity. Newsletter Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address SUMIT Top of Form Bottom of Form Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. Our Affiliates: Other Products Contact Us About Us Site Map Privacy Policy Terms and Conditions Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY ThINK CUSTOMER SERVICE ZIONSftI:1n115 Auctions OPEN ACCOUNT LOGOUT 1.800.524.8875 AUC11ONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT ZDTEST2 :: HOME:: AUCTION #5300 ZIONS BANCORPORATION Review & Confirm Bid Submission Zions Bancorporation 1 5 Year Corporates Bidder Bid # Units Ifi Price 1 93.000000 Bid Limit: $ 250,000.00 Yield Max. Award Max. Amt. Due Status e.147% Units $ 930. NEW I understand that I could be responsible for up to $930.00 on my award. D I confirm the bids shown in the table above. Cancel Cranftrtn I lions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated March 20,2012 and other documents lions Bancorporation has filed with the SEC for more complete information about Lions Bancorporation and this offering. You may get these documents and other dncuments lions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611. Goldman. Sachs & Co. toll-free at 1-866-471-2526 orJ.P. Morgan Securities LLC collect at 1-212-834-4533. ‘The current Market-Cleating Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield tc maturity, yield to call, yield to put, or other yields when a bond is callable, puttable. exchangeable, or has other features, If a bond is called, put or exchanged before maturity, tie bondholder only earns interest on the time that has elapsed between purchasing the bond and its eady redemption The resulting yield is less than what would have been earned had the bond been held unfit maturity. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and ifs tree! Email Address SUBMIT Investment Products: Not EDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certifirates of Deposit (cos) are FDIC Insured up to Applicable Limits Seraibm products aid services eltered by lens Dwarf, Member FINRA I fii. a eon-bank nabsidiary etZiens Bank, AlBialen of liens Bank or other issurm may purchase Con ar securuien threuqh the auction process. The market dea,mq yield may be tower due to lire partcipaoe of ml attliale it the aaction which may bennsl the affiliated issuer, OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please tired questions reqdinq the webotle or lnddinq procedures to the Auctcn Admraslrator You may also call mr tnvonlment Center at aoa-524-a875 from tarn to Mi&riqhl eastern mae.
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGIN 1.800.524.8875 AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS HOME :: AUCTION #5300 Results Zions Bancorporation / 5 Year Corporates The Auction is awarded on Price. Notice: The auction has been extended until 3/22/2012 3:03:23 PM EDT. Auction Status: CLOSED Security Type: Corporate Bonds Auction Start: 3/22/2012 8:00 AM EDT Issue Type: Primary Auction End: 3/22/2012 3:03 PM EDT Coupon: 4.500% Last Update: 3/22/2012 3:10:07 PM EDT Maturity Date: 3/27/2017 Offering Documents Auction Details Bids Final Market-Clearing Yield*: 5.843% Final Market-Clearing Price: 94.250000 Bidder Units Price Yield Timestamp Awarded Amount Due Bidder 29783 250 100.000000 4.500% 3/22/2012 8:46:48 AM 250 units $ 235,625.00 Bidder 29775 50 100.000000 4.500% 3/22/2012 8:52:25 AM 50 units $ 47,125.00 Bidder 29791 100 100.000000 4.500% 3/22/2012 9:08:18 AM 100 units $ 94,250.00 Bidder 29792 50 100.000000 4.500% 3/22/2012 9:11:28 AM 50 units $ 47,125.00 Bidder 26795 250 100.000000 4.500% 3/22/2012 9:11:45 AM 250 units $ 235,625.00 Bidder 29793 50 100.000000 4.500% 3/22/2012 9:13:29 AM 50 units $ 47,125.00 Bidder 6581 1 100.000000 4.500% 3/22/2012 9:23:25 AM 1 unit $ 942.50 Bidder 29794 345 100.000000 4.500% 3/22/2012 9:27:39 AM 345 units $ 325,162.50 Bidder 29772 500 100.000000 4.500% 3/22/2012 9:49:36 AM 500 units $ 471,250.00 Bidder 29804 47 100.000000 4.500% 3/22/2012 10:17:16 AM 47 units $ 44,297.50 Bidder 7816 10 100.000000 4.500% 3/22/2012 10:18:21 AM 10 units $ 9,425.00 Bidder 28721 2 100.000000 4.500% 3/22/2012 10:21:46 AM 2 units $ 1,885.00 Bidder 18363 5 100.000000 4.500% 3/22/2012 10:30:46 AM 5 units $ 4,712.50 Bidder 23639 400 100.000000 4.500% 3/22/2012 10:48:36 AM 400 units $ 377,000.00 Bidder 13193 200 100.000000 4.500% 3/22/2012 11:09:01 AM 200 units $ 188,500.00 Bidder 24505 100 100.000000 4.500% 3/22/2012 11:12:10 AM 100 units $ 94,250.00 Bidder 13193 50 100.000000 4.500% 3/22/2012 11:25:20 AM 50 units $ 47,125.00 Bidder 29807 100 100.000000 4.500% 3/22/2012 11:30:32 AM 100 units $ 94,250.00 Bidder 15643 125 100.000000 4.500% 3/22/2012 11:46:12 AM 125 units $ 117,812.50 Bidder 29829 6 100.000000 4.500% 3/22/2012 11:54:47 AM 6 units $ 5,655.00 Bidder 29826 6 100.000000 4.500% 3/22/2012 11:58:32 AM 6 units $ 5,655.00 Bidder 18363 5 100.000000 4.500% 3/22/2012 12:26:45 PM 5 units $ 4,712.50
Bidder 13196 1,000 100.000000 4.500% 3/22/2012 12:30:59 PM 1,000 units $ 942,500.00 Bidder 29837 50 100.000000 4.500% 3/22/2012 1:09:38 PM 50 units $ 47,125.00 Bidder 18849 5 100.000000 4.500% 3/22/2012 1:22:51 PM 5 units $ 4,712.50 Bidder 29840 4 100.000000 4.500% 3/22/2012 1:25:21 PM 4 units $ 3,770.00 Bidder 29772 750 100.000000 4.500% 3/22/2012 2:58:13 PM 500 units $ 471,250.00 Bidder 29000 3 99.227724 4.675% 3/22/2012 2:53:37 PM 3 units $ 2,827.50 Bidder 23428 1 99.117971 4.700% 3/22/2012 12:16:22 PM 1 unit $ 942.50 Bidder 23427 1 99.117971 4.700% 3/22/2012 12:20:44 PM 1 unit $ 942.50 Bidder 29786 100 98.898892 4.750% 3/22/2012 8:56:51 AM 100 units $ 94,250.00 Bidder 29787 75 98.898892 4.750% 3/22/2012 8:59:08 AM 75 units $ 70,687.50 Bidder 29788 250 98.898892 4.750% 3/22/2012 9:01:55 AM 250 units $ 235,625.00 Bidder 29789 100 98.898892 4.750% 3/22/2012 9:04:06 AM 100 units $ 94,250.00 Bidder 27522 1 98.898892 4.750% 3/22/2012 1:58:40 PM 1 unit $ 942.50 Bidder 13571 10 98.750000 4.784% 3/22/2012 11:21:13 AM 10 units $ 9,425.00 Bidder 29773 3,000 98.750000 4.784% 3/22/2012 2:56:41 PM 3,000 units $ 2,827,500.00 Bidder 15443 50 98.680381 4.800% 3/22/2012 10:50:53 AM 50 units $ 47,125.00 Bidder 29773 2,000 98.500000 4.841% 3/22/2012 10:36:27 AM 2,000 units $ 1,885,000.00 Bidder 29773 3,000 98.250000 4.899% 3/22/2012 2:22:55 PM 3,000 units $ 2,827,500.00 Bidder 19920 1 98.022222 4.951% 3/22/2012 2:25:44 PM 1 unit $ 942.50 Bidder 29485 6,000 98.010000 4.954% 3/22/2012 2:52:46 PM 6,000 units $ 5,655,000.00 Bidder 14942 10 98.000000 4.957% 3/22/2012 8:37:43 AM 10 units $ 9,425.00 Bidder 29773 2,000 98.000000 4.957% 3/22/2012 12:34:12 PM 2,000 units $ 1,885,000.00 Bidder 29818 1,000 97.855190 4.990% 3/22/2012 1:12:14 PM 1,000 units $ 942,500.00 Bidder 29032 25 97.855190 4.990% 3/22/2012 1:59:51 PM 25 units $ 23,562.50 Bidder 29784 250 97.811984 5.000% 3/22/2012 8:51:31 AM 250 units $ 235,625.00 Bidder 29785 250 97.811984 5.000% 3/22/2012 8:54:27 AM 250 units $ 235,625.00 Bidder 29789 50 97.811984 5.000% 3/22/2012 9:04:06 AM 50 units $ 47,125.00 Bidder 29790 50 97.811984 5.000% 3/22/2012 9:06:08 AM 50 units $ 47,125.00 Auction Totals: 300,000 units $ 282,750,000.00 Page 1 of 5 Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated March 20, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611, Goldman, Sachs & Co. toll-free at 1-866-471-2526 or J.P. Morgan Securities LLC collect at 1-212-834-4533. *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. Our Affiliates: OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.