Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  FS Holdco Ltd
 2. Date of Event Requiring Statement (Month/Day/Year)
01/03/2014		 3. Issuer Name and Ticker or Trading Symbol
Fidelity & Guaranty Life [FGL]
(Last)
(First)
(Middle)
PO BOX HM 534		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director __X__ 10% Owner
_____ Officer (give title below) __X__ Other (specify below)
See Remarks
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

HAMILTON, D0 HM CX		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 47,000,000
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
FS Holdco Ltd
PO BOX HM 534
HAMILTON, D0 HM CX		     X   See Remarks

Signatures

FS Holdco Ltd. By: /s/ Willard C. Rinehimer, Chief Operating Officer & Chief Actuary of FS Holdco Ltd. 01/03/2014
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
 
Remarks:
FS Holdco Ltd. is a wholly owned subsidiary of Harbinger Group, Inc. and received the shares in connection with an internal corporate restructuring.  Messrs. L. John H. Tweedie, Omar Asali and Thomas A. Williams serve on the board of directors of the Issuer. Mr. L. John H. Tweedie is a director and the Chief Executive Officer of FS Holdco Ltd. and Messrs. Omar Asali and Thomas A. Williams are directors of FS Holdco Ltd. and the President and the Executive Vice President and Chief Financial Officer of Harbinger Group, Inc., respectively. As a result, the Reporting Person may be deemed, for purposes of Section 16 of the Securities Exchange Act of 1934, directors of the Issuer by deputization.

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