-------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 10, 2004 DIRECT GENERAL CORPORATION (Exact name of registrant as specified in its charter) Tennessee 000-50360 62-1564496 (State or other jurisdiction of (Commission File Number) (IRS Employer incorporation) Identification Number) 1281 Murfreesboro Road Nashville, Tennessee 37217 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (615) 399-4700 Not Applicable (Former Name or Former Address, if Changed Since Last Report) -------------------------------------------------------------------------------- Item 12. Results of Operations and Financial Condition. --------------------------------------------- On May 10, 2004, Direct General Corporation issued a press release announcing its financial results for the quarter ended March 31, 2004. A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99. Signatures ---------- Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Date: May 10, 2004 DIRECT GENERAL CORPORATION By: /s/ Ronald F. Wilson ----------------------------------------- Ronald F. Wilson Secretary 2