Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
Oliver Mary Patricia
  2. Issuer Name and Ticker or Trading Symbol
BB&T CORP [(BBT)]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
E.V.P/Secretary/Gen. Counsel
(Last)
(First)
(Middle)
P O BOX 1250
3. Date of Earliest Transaction (Month/Day/Year)
02/21/2006
(Street)

WINSTON-SALEM, NC 271021250
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock               463.703 (1) I By 401(k)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (2) 02/21/2006   A   2,313   02/21/2011 02/21/2011 Common Stock 2,313 $ 0 2,313 D  
Stock Option (right to buy) $ 39.73 02/21/2006   A   12,827   02/21/2007(3) 02/21/2016 Common Stock 12,827 $ 0 12,827 D  
Employee Stock Option (right to buy) $ 33.76             04/19/2005(4) 04/19/2014 Common Stock 12,833   12,833 D  
Stock Option (Right to Buy) $ 38.64             02/22/2006(5) 02/22/2015 Common Stock 13,760   13,760 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Oliver Mary Patricia
P O BOX 1250
WINSTON-SALEM, NC 271021250
      E.V.P/Secretary/Gen. Counsel  

Signatures

 By: Sandra B. Lewis, Attorney-in-fact   02/22/2006
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Between January 1, 2005 and December 31, 2005, the reporting person acquired 358.585 shares of common stock in the 1st qtr; 38.172 shares in the 2nd qtr; 4.621 shares in the 3rd qtr and 3.072 shares of common stock in the 4th qtr under the Issuer's 401(k) plan. The information in this report is based on plan statements dated as of January 31, 2005 thru December 31, 2005.
(2) Each restricted stock unit represents a contingent right to receive one share of BB&T common stock.
(3) The option is exercisable in five equal annual installments beginning on 02/21/2007.
(4) The option is exercisable in five equal annual installments beginning on 04/19/2005.
(5) The option is exercisable in five equal annual installments beginning on 2/22/2006.

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